Financials
- Fiscal year
- 2024
- Total assets
- €174,722
- Profit
- €21,949
- Solvency
- 20.4%
Kaymak
ActiveSummary
The computed 12-month bankruptcy probability of Kaymak is 4.1% (elevated). The 2024 annual accounts show equity of €35,572 and a net result of €21,949. Equity is growing by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 26069 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 45201
1 site
Size
€174,722total assets 2024
- Staff
- 0.5 FTE
- Equity
- €35,572
- Profit
- €21,949
Turnover not published (abridged schema)
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 50- 1 financial year not filed after the legal deadline; latest accounts 181 days late; 3 of the last 3 late- Figures for FY 2024 (filed 28-01-2026)- Size: total assets €174,722+ Founded in 2013Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 67% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
45+12
equity 20.4% of total assets
Liquidity
54+33
short-term debt 79.6% · cash 38.0%
Profitability
84-16
return on assets 12.6%
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.7%
12-2024: 4.4%▲ +19.7% vs 11-2024
01-2025: 1.7%▼ -61.8% vs 12-2024
02-2025: 1.7%● 0.0% vs 01-2025
03-2025: 1.7%▼ -0.8% vs 02-2025
04-2025: 1.7%▲ +1.1% vs 03-2025
05-2025: 1.6%▼ -2.3% vs 04-2025
06-2025: 1.6%▼ -5.5% vs 05-2025lowest value
07-2025: 1.6%▲ +2.6% vs 06-2025
08-2025: 1.9%▲ +17.1% vs 07-2025
09-2025: 2.2%▲ +15.7% vs 08-2025
10-2025: 3.0%▲ +37.4% vs 09-2025
11-2025: 3.2%▲ +6.5% vs 10-2025
12-2025: 4.3%▲ +34.8% vs 11-2025
01-2026: 6.2%▲ +46.3% vs 12-2025highest value
02-2026: 2.5%▼ -59.7% vs 01-2026
03-2026: 2.5%● 0.0% vs 02-2026
04-2026: 2.5%▲ +1.0% vs 03-2026
05-2026: 2.4%▼ -6.6% vs 04-2026
06-2026: 2.2%▼ -5.1% vs 05-2026
07-2026: 2.2%▼ -2.1% vs 06-2026
08-2026: 2.7%▲ +24.3% vs 07-2026
09-2026: 3.1%▲ +15.0% vs 08-2026
10-2026: 4.1%▲ +30.5% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 181 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 28-01-2026) raises the probability
- Founded in 2013 lowers the probability for this profile
- Size: total assets €174,722 raises the probability for this profile
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 0.93 in 2023; short-term debt: 79.6% and cash: 38% of total assets), and 79.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 36%, liquidity 59%, profitability 78%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-01-2026, 181 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
181 d late
2023
131 d late
2022
61 d late
2021
91 d late
2020
152 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 123 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Highest result since 2018net €53,378 ▲50.4%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 28-01-2026Annual accounts filed
- 09-12-2024Annual accounts filed
- 31-12-2023Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 05-03-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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