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AUTOp Services

Active
Private limited company (pre-2019)founded 2013active for 13 yearsPicardstraat 78, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0502.256.595
Summary

The computed 12-month bankruptcy probability of AUTOp Services is 5.9% (elevated). The 2024 annual accounts show equity of €39,335 and a net result of €150. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 34% of 6,488 sector peers (NACE 47, financial year 2024). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Logistics services NACE 52250
3 sites
Size
€198,575total assets 2024
Staff
0.3 FTE
Equity
€39,335
Profit
€150
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.9%
Structure
Accounts 80 days overdue1 of 5 deeds read
Why 37raises riskFigures for financial year 2024 (filed 17-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 77 days late; 2 of the last 3 latelowers riskFounded in 2013Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 47% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 45=
equity 19.8% of total assets
Liquidity 58-2
short-term debt 74.5% · cash 38.2%
Profitability 69-2
return on assets 0.1%
Bankruptcy probability, 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,224 companies, NACE 47, micro)
Last 24 months 11-2024: 0.8%lowest value 12-2024: 1.3%▲ +0.5 percentage points vs 11-2024 01-2025: 1.9%▲ +0.6 percentage points vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.4 percentage points vs 02-2025 04-2025: 2.0%▼ -0.3 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 4.0%▲ +2.0 percentage points vs 07-2025 09-2025: 4.0%● unchanged vs 08-2025 10-2025: 4.9%▲ +0.9 percentage points vs 09-2025 11-2025: 1.1%▼ -3.8 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.9 percentage points vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.3%▲ +0.3 percentage points vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 3.2%▲ +0.9 percentage points vs 07-2026 09-2026: 4.0%▲ +0.8 percentage points vs 08-2026 10-2026: 5.9%▲ +1.9 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.04, compared with 1.04 in 2023, below the usual 1.5; short-term debt: 74.5% and cash: 38.2% of total assets), and 80.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 36% on solvency, 64% on liquidity, 49% on profitability and 41% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 17-10-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 77 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 80 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline19-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
77 days late
2023
397 days late
2022
27 days early
2021
95 days late
2020
460 days late
2019
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 186 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: DOS REIS SILVA LOPES Paulo…Appointment: WOURWOUKAS SCHMIT Eleni (director)…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 80 days late View
  • Caution: Board changedlatest change 19-02-2026 · 1 in office 1 joined · 1 left View
  • Caution: Among the weakest 20% on equitysector median €303,473 · 6,490 companies €39,335 View
  • Positive: 7 profitable years in a rowprofit 2024: €150 7 years View

By topic

Financials

Financial year
2024
Total assets
€198,575
Profit
€150
Solvency
19.8%
Total assets▲ 3.3%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2014
  1. 04-07-2023Annual accounts filed
  2. 03-11-2022Annual accounts filed
  3. 03-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company (pre-2019)
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
09-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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