KAYA
ActiveSummary
The computed 12-month bankruptcy probability of KAYA is 1.9% (moderate). The 2024 annual accounts show equity of €69k and a net result of €25k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 6720 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability92▲+1
Solvency77▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.95 in 2023; short-term debt: 31.8% and cash: 3.1% of total assets), and 48.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.5%
Return on assets
18.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
3 d early
2021
2 d early
2020
23 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▼ 4.8%
2023 · €26k
2018: €3k
2019: €8k▲ +195% vs 2018
2020: €-15k▼ -292% vs 2019lowest in 7 years
2021: €16k▲ +210% vs 2020
2022: €8k▼ -50.5% vs 2021
2023: €26k▲ +223% vs 2022highest in 7 years
2024: €25k▼ -4.8% vs 2023
2018 → 2024
Working capital
€4k▼ 92.4%
2023 · €48k
2018: €3k
2019: €14k▲ +428% vs 2018
2020: €-6k▼ -140% vs 2019lowest in 7 years
2021: €20k▲ +463% vs 2020
2022: €15k▼ -27.2% vs 2021
2023: €48k▲ +230% vs 2022highest in 7 years
2024: €4k▼ -92.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€17k-€34k▲ 101%€42k▲ 23.8%€68k▲ 62.0%€69k▲ 1.4%
2020: €17klowest in 5 years
2021: €34k▲ +101% vs 2020
2022: €42k▲ +23.8% vs 2021
2023: €68k▲ +62.0% vs 2022
2024: €69k▲ +1.4% vs 2023highest in 5 years
Operating result€-15k-€19k€8k▼ 56.4%€26k▲ 222%€25k▼ 4.8%
2020: €-15klowest in 5 years
2021: €19k▲ +228% vs 2020
2022: €8k▼ -56.4% vs 2021
2023: €26k▲ +222% vs 2022highest in 5 years
2024: €25k▼ -4.8% vs 2023
Net result€-15k-€16k€8k▼ 50.5%€26k▲ 223%€25k▼ 4.8%
2020: €-15klowest in 5 years
2021: €16k▲ +210% vs 2020
2022: €8k▼ -50.5% vs 2021
2023: €26k▲ +223% vs 2022highest in 5 years
2024: €25k▼ -4.8% vs 2023
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €135k
Fixed assets
€88k ▲ 96.3%
Current assets
€46k ▼ 53.1%
Equity and liabilities €135k
Equity
€69k ▲ 1.4%
Debt
€65k ▼ 13.7%
Debt's share of the balance-sheet total falls from 52.5% to 48.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2023 · €42k
Cash flow
€40k▼
2023 · €42k
Current ratio
1.09▼
2023 · 1.95
Debt to equity
0.94▼
2023 · 1.11
ROE
36.0%▼
2023 · 38.3%
ROA
18.5%▲
2023 · 18.2%
Interest coverage
150.75▲
2023 · 145.00
Debt ≤ 1 year
€43k▼
2023 · €51k
Debt > 1 year
€22k▼
2023 · €25k
Staff costs
€34k▲
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€144k€135k▼
Fixed assets21/28€45k€88k▲
Tangible fixed assets22/27€45k€88k▲
Furniture and vehicles24€45k€88k▲
Current assets29/58€99k€46k▼
Amounts receivable within one year40/41€86k€42k▼
Trade receivables40€75k-
Other amounts receivable41€12k€42k▲
Cash at bank and in hand54/58€12k€4k▼
Deferred charges and accrued income490/1€653€653=
Equity and liabilities
Total equity and liabilities10/49€144k€135k▼
Equity10/15€68k€69k▲
Contributions10/11€24k-
Outside capital11€24k-
Other1109/19€24k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€42k€67k▲
Amounts payable17/49€76k€65k▼
Amounts payable after more than one year17€25k€22k▼
Financial debts170/4€25k€22k▼
Amounts payable within one year42/48€51k€43k▼
Current portion of amounts payable after more than one year42€3k€485▼
Trade debts44€15k€19k▲
Suppliers440/4€15k€19k▲
Taxes, remuneration and social security45€33k€23k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€28k€18k▼
Income statement
Code20232024
Remuneration, social security and pensions62€33k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€7k€2k▼
Gross operating margin9900€82k€77k▼
Operating profit (loss)9901€26k€25k▼
Financial charges65/66B€288€266▼
Recurring financial charges65€288€266▼
Profit (loss) for the period before taxes9903€26k€25k▼
Profit (loss) for the period9904€26k€25k▼
Profit (loss) for the period to be appropriated9905€26k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€67k▲
Profit (loss) brought forward from the previous period14P€16k€42k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €4k | €25k | €33k | €34k | ▲ 4.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €16k | €16k | €15k | €15k | ▼ 2.6% |
| Other operating charges640/8 | - | €4k | €8k | €7k | €2k | ▼ 65.9% |
| Gross operating margin9900 | €16k | €44k | €57k | €82k | €77k | ▼ 6.1% |
| Operating profit (loss)9901 | €-15k | €19k | €8k | €26k | €25k | ▼ 4.8% |
| Financial charges65/66B | - | €127 | €109 | €288 | €266 | ▼ 7.7% |
| Recurring financial charges65 | €146 | €127 | €109 | €288 | €266 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €-15k | €19k | €8k | €26k | €25k | ▼ 4.8% |
| Income taxes67/77 | - | €2k | - | - | - | - |
| Profit (loss) for the period9904 | €-15k | €16k | €8k | €26k | €25k | ▼ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €-15k | €16k | €8k | €26k | €25k | ▼ 4.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59k | €90k | €79k | €144k | €135k | ▼ 6.5% |
| Fixed assets21/28 | €25k | €14k | €28k | €45k | €88k | ▲ 96.3% |
| Intangible fixed assets21 | €3k | €1k | - | - | - | - |
| Tangible fixed assets22/27 | €23k | €13k | €28k | €45k | €88k | ▲ 96.3% |
| Furniture and vehicles24 | - | €13k | €28k | €45k | €88k | ▲ 96.3% |
| Current assets29/58 | €33k | €76k | €52k | €99k | €46k | ▼ 53.1% |
| Amounts receivable within one year40/41 | €31k | €47k | €46k | €86k | €42k | ▼ 51.7% |
| Trade receivables40 | - | €20k | €44k | €75k | - | - |
| Other amounts receivable41 | - | €28k | €3k | €12k | €42k | ▲ 251% |
| Cash at bank and in hand54/58 | €2k | €28k | €5k | €12k | €4k | ▼ 65.7% |
| Deferred charges and accrued income490/1 | - | €653 | €653 | €653 | €653 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59k | €90k | €79k | €144k | €135k | ▼ 6.5% |
| Equity10/15 | €17k | €34k | €42k | €68k | €69k | ▲ 1.4% |
| Contributions10/11 | €24k | €24k | €24k | €24k | - | - |
| Outside capital11 | - | €24k | €24k | €24k | - | - |
| Other1109/19 | - | €24k | €24k | €24k | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-9k | €8k | €16k | €42k | €67k | ▲ 59.3% |
| Amounts payable17/49 | €42k | €56k | €37k | €76k | €65k | ▼ 13.7% |
| Amounts payable after more than one year17 | €3k | - | - | €25k | €22k | ▼ 9.6% |
| Financial debts170/4 | - | - | - | €25k | €22k | ▼ 9.6% |
| Amounts payable within one year42/48 | €39k | €56k | €37k | €51k | €43k | ▼ 15.6% |
| Current portion of amounts payable after more than one year42 | - | €5k | €3k | €3k | €485 | ▼ 80.9% |
| Trade debts44 | €28k | €46k | - | €15k | €19k | ▲ 30.8% |
| Suppliers440/4 | - | €46k | - | €15k | €19k | ▲ 30.8% |
| Taxes, remuneration and social security45 | - | €5k | €13k | €33k | €23k | ▼ 31.4% |
| Taxes450/3 | - | €5k | €6k | €6k | €5k | ▼ 7.3% |
| Remuneration and social security454/9 | - | - | €8k | €28k | €18k | ▼ 36.3% |
| Other amounts payable47/48 | - | - | €21k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-15k | €16k | €8k | €26k | €25k | ▼ 4.8% |
| + Depreciation and write-downs630 | €16k | €16k | €16k | €15k | €15k | ▼ 2.6% |
| Operating cash flow (approximation) | €1k | €33k | €24k | €42k | €40k | ▼ 4.0% |
| Investment in fixed assets (approximation) | - | €-5k | €-30k | €-33k | €-58k | ▼ 78.1% |
| Change in cash | - | €26k | €-23k | €7k | €-8k | ▼ 212% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €26k ▲223%
Operating result €26k, net result €26k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2002
Ground area
310 m²
Building footprint
243 m²
Volume, LiDAR
1,477 m³
Parcel 21526D0069/02A005, Brussels · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
344
companies at this address
See who is registered here
1 establishment unit
Vrijheidslaan 175, 1080 Sint-Jans-Molenbeek
since 20022.094.762.807
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0069/02A005 | Brussels | 310 m² | 1 · 243 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.B.T.
BE 0446.559.294
Sint-Jans-Molenbeek · Eq €69,165
ARS Drivers
BE 0737.512.378
Anderlecht · Eq €69,099
ADONIS
BE 0440.828.277
Ganshoren · Eq €69,615
CMBV
BE 0797.922.889
Torhout · Eq €68,963
TAXI-CENTRE
BE 0880.197.103
La Louvière · Eq €69,801
Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Scores and ratios are computed by Checked and are not a credit decision.