ACAR
ActiveSummary
The computed 12-month bankruptcy probability of ACAR is 1.7% (moderate). The 2024 annual accounts show equity of €88,563 and a net result of €1,166. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 6720 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability20▼-73
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 12.23 against 17.62 in 2023; short-term debt: 5.3% and cash: 34.5% of total assets), and 5.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
on the day
2022
30 d late
2021
5 d late
2020
89 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,166▼ 93.4%
2023 · €17,652
Working capital
€55,783▼ 33.4%
2023 · €83,758
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€5,697▲ 61.6%€14,875▲ 161%€13,939▼ 6.3%€17,637▲ 26.5%-€8,087
Net result€5,317▲ 65.4%€14,477▲ 172%€13,754▼ 5.0%€17,652▲ 28.3%€1,166▼ 93.4%
Equity€41,515▲ 14.7%€55,991▲ 34.9%€69,745▲ 24.6%€87,397▲ 25.3%€88,563▲ 1.3%
Total assets€72,029▲ 83.6%€73,577▲ 2.1%€80,856▲ 9.9%€92,438▲ 14.3%€93,531▲ 1.2%
Debt€30,515▲ 908%€17,586▼ 42.4%€11,111▼ 36.8%€5,041▼ 54.6%€4,968▼ 1.4%
Working capital€30,337▼ 2.8%€49,885▲ 64.4%€63,340▲ 27.0%€83,758▲ 32.2%€55,783▼ 33.4%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8,087 after €17,637 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €93,531
Fixed assets
€32,781 ▲ 801%
Current assets
€60,750 ▼ 31.6%
Equity and liabilities €93,531
Equity
€88,563 ▲ 1.3%
Debt
€4,968 ▼ 1.4%
Debt's share of the balance-sheet total falls from 5.5% to 5.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€3,610▼
2023 · €24,340
Cash flow
€5,643▼
2023 · €24,355
Current ratio
12.23▼
2023 · 17.62
Debt to equity
0.06▼
2023 · 0.06
ROE
1.3%▼
2023 · 20.2%
ROA
1.2%▼
2023 · 19.1%
Interest coverage
-22.85▼
2023 · 48.10
Debt ≤ 1 year
€4,967▼
2023 · €5,041
Income taxes
€4,144▲
2023 · €1,757
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,301 | €11,565 | €6,602 | €6,703 | €4,477 | ▼ 33.2% |
| Other operating charges640/8 | - | €116 | - | €201 | €4,561 | ▲ 2,169% |
| Non-recurring operating charges66A | - | - | - | - | €3,301 | - |
| Gross operating margin9900 | €8,998 | €26,557 | €20,540 | €24,541 | €4,252 | ▼ 82.7% |
| Operating profit (loss)9901 | €5,697 | €14,875 | €13,939 | €17,637 | -€8,087 | ▼ 146% |
| Financial income75/76B | - | €20 | - | €2,278 | €13,555 | ▲ 495% |
| Recurring financial income75 | - | €20 | - | €2,278 | €13,555 | ▲ 495% |
| Financial charges65/66B | - | €419 | €185 | €506 | €158 | ▼ 68.8% |
| Recurring financial charges65 | €242 | €419 | €185 | €506 | €158 | ▼ 68.8% |
| Profit (loss) for the period before taxes9903 | €5,455 | €14,477 | €13,754 | €19,409 | €5,310 | ▼ 72.6% |
| Income taxes67/77 | €138 | - | - | €1,757 | €4,144 | ▲ 136% |
| Profit (loss) for the period9904 | €5,317 | €14,477 | €13,754 | €17,652 | €1,166 | ▼ 93.4% |
| Profit (loss) for the period to be appropriated9905 | €5,317 | €14,477 | €13,754 | €17,652 | €1,166 | ▼ 93.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,029 | €73,577 | €80,856 | €92,438 | €93,531 | ▲ 1.2% |
| Fixed assets21/28 | €28,101 | €16,536 | €10,342 | €3,639 | €32,781 | ▲ 801% |
| Tangible fixed assets22/27 | €28,069 | €16,504 | €10,310 | €3,607 | €32,749 | ▲ 808% |
| Furniture and vehicles24 | - | €16,504 | €10,310 | €3,607 | €32,749 | ▲ 808% |
| Financial fixed assets28 | €32 | €32 | €32 | €32 | €32 | = |
| Current assets29/58 | €43,928 | €57,041 | €70,514 | €88,799 | €60,750 | ▼ 31.6% |
| Amounts receivable within one year40/41 | €20,325 | €28,355 | €23,627 | €17,357 | €25,958 | ▲ 49.6% |
| Trade receivables40 | - | - | €1,532 | - | - | - |
| Other amounts receivable41 | - | €28,355 | €22,095 | €17,357 | €25,958 | ▲ 49.6% |
| Cash at bank and in hand54/58 | €23,603 | €28,686 | €46,887 | €71,442 | €32,313 | ▼ 54.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,479 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,029 | €73,577 | €80,856 | €92,438 | €93,531 | ▲ 1.2% |
| Equity10/15 | €41,515 | €55,991 | €69,745 | €87,397 | €88,563 | ▲ 1.3% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €21,063 | €35,540 | €49,294 | €66,946 | €68,112 | ▲ 1.7% |
| Amounts payable17/49 | €30,515 | €17,586 | €11,111 | €5,041 | €4,968 | ▼ 1.4% |
| Amounts payable after more than one year17 | €16,924 | €10,430 | €3,937 | - | - | - |
| Financial debts170/4 | - | €10,430 | €3,937 | - | - | - |
| Amounts payable within one year42/48 | €13,591 | €7,156 | €7,175 | €5,041 | €4,967 | ▼ 1.5% |
| Current portion of amounts payable after more than one year42 | - | €6,494 | €6,338 | €3,937 | - | - |
| Trade debts44 | €7,169 | €662 | €837 | €1,104 | €4,967 | ▲ 350% |
| Suppliers440/4 | - | €662 | €837 | €1,104 | €4,967 | ▲ 350% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,317 | €14,477 | €13,754 | €17,652 | €1,166 | ▼ 93.4% |
| + Depreciation and write-downs630 | €3,301 | €11,565 | €6,602 | €6,703 | €4,477 | ▼ 33.2% |
| Operating cash flow (approximation) | €8,618 | €26,042 | €20,355 | €24,355 | €5,643 | ▼ 76.8% |
| Investment in fixed assets (approximation) | - | €0 | -€408 | €0 | -€33,619 | ▼ 9,338,711% |
| Change in cash | - | €5,083 | €18,202 | €24,555 | -€39,129 | ▼ 259% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €1,166 ▼93.4%
Net result drops to €1,166, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17,652 ▲28.3%
Operating result €17,637, net result €17,652, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.97
Current ratio from 3.23 to 7.97; short-term debt falls from €13,591 to €7,156.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1994
Ground area
100 m²
Building footprint
73 m²
Volume, LiDAR
916 m³
Parcel 21363B0484/00M006, Brussels · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
de Gerlachestraat 44, 1040 Etterbeek
since 19942.069.449.666
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0484/00M006 | Brussels | 100 m² | 1 · 73 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,683 companies in sector 49330 we hold annual accounts for 2,295. 1,675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
Scores and ratios are computed by Checked and are not a credit decision.