KAVEBE ASSUR

Active

Private limited company (pre-2019)founded 200224 yrs activeVolhardingstraat 36, 2020 Antwerpen, BelgiumKBO/BCE: BE 0476.549.023

Summary

KAVEBE ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€45,191) and a net result of -€42,588. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 3320 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

KAVEBE ASSURActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€11,900total assets 2024

Equity: -€45,191
Loss: -€42,588

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Accounts 66 d overdue

Signals- Weak solvency vs sectorA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3320 sector peers (2024).

NBB · sector comparison

Position among 3320 sector peers

Solvency

better than 5%

← weakest strongest →

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

11 d late

2023

12 d early

2022

11 d early

2021

30 d early

2020

15 d early

2019

5 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

11-08-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€42,588
19-07-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Risk: Negative equityfiscal year 2024: debts exceed assets -€45,191 View
Caution: Among the weakest 5% on solvencysector median 50.1% · 3,320 companies -379.8% View
Caution: Accounts not fileddeadline was 31-07-2026 66 d late View