Kato Gâteaux

Active

Private limited companyfounded 20214 yrs activeKorenmarkt 11, 2800 Mechelen, BelgiumKBO/BCE: BE 0778.507.350

The computed 12-month bankruptcy probability of Kato Gâteaux is 1.9% (moderate). The 2025 annual accounts show equity of €100k and a net result of €9k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 18040 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

52 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability49▼-4

Solvency47▲+1

Growth52=

Track record94

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.17 against 1.16 in 2024; short-term debt: 16.4% and cash: 3.9% of total assets), and 77.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

1 d early

2024

on the day

2023

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close18-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€100k▲ 10.1%

2024 · €91k

2023: €79k 2024: €91k

2023 → 2025

Total assets

€452k▲ 3.3%

2024 · €437k

2023: €484k 2024: €437k

2023 → 2025

Net result

€9k▼ 18.0%

2024 · €11k

2023: €70k 2024: €11k

2023 → 2025

Working capital

€13k▲ 4.0%

2024 · €12k

2023: €-1k 2024: €12k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€79k-€91k▲ 14.1%€100k▲ 10.1%

Operating result€89k-€26k▼ 70.5%€23k▼ 13.8%

Net result€70k-€11k▼ 83.9%€9k▼ 18.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €451k

80.8%

19.2%

Fixed assets €365k▲ 4.5%

Current assets €87k▼ 0.9%

Equity and liabilities €452k

22.1%

77.9%

Equity €100k▲ 10.1%

Debt €352k▲ 1.6%

The debt ratio falls from 79.3% to 77.9%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€46k▼

2024 · €50k

Cash flow

€33k▼

2024 · €35k

Solvency

22.1%▲

2024 · 20.7%

Current ratio

1.17▲

2024 · 1.16

Quick ratio

1.11▲

2024 · 1.05

Debt / equity

3.53▼

2024 · 3.83

ROE

9.2%▼

2024 · 12.4%

ROA

2.0%▼

2024 · 2.6%

Interest coverage

3.36▼

2024 · 3.67

Debt

€352k▲

2024 · €347k

Debt ≤ 1 year

€74k▼

2024 · €75k

Debt > 1 year

€275k▲

2024 · €270k

Income taxes

€3k▼

2024 · €4k

Staff costs

€56k▼

2024 · €77k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€437k€452k▲

Formation expenses20€761€478▼

Fixed assets21/28€349k€365k▲

Tangible fixed assets22/27€349k€364k▲

Land and buildings22€299k€282k▼

Plant, machinery and equipment23€46k€81k▲

Furniture and vehicles24€3k€1k▼

Financial fixed assets28€250€250=

Current assets29/58€88k€87k▼

Stocks and contracts in progress3€8k€5k▼

Stocks30/36€8k€5k▼

Amounts receivable within one year40/41€71k€62k▼

Trade receivables40€16k€7k▼

Other amounts receivable41€55k€54k▼

Cash at bank and in hand54/58€4k€18k▲

Deferred charges and accrued income490/1€4k€3k▼

Equity and liabilities

Total equity and liabilities10/49€437k€452k▲

Equity10/15€91k€100k▲

Contributions10/11€19k€19k=

Reserves13€72k€81k▲

Distributable reserves133€72k€81k▲

Profit (loss) carried forward14€0-

Amounts payable17/49€347k€352k▲

Amounts payable after more than one year17€270k€275k▲

Financial debts170/4€270k€275k▲

Amounts payable within one year42/48€75k€74k▼

Current portion of amounts payable after more than one year42€18k€26k▲

Financial debts43€3k€171▼

Credit institutions430/8€3k€0▼

Other loans439€166€171▲

Trade debts44€27k€16k▼

Suppliers440/4€27k€16k▼

Advances received on contracts in progress46€5k€5k▲

Taxes, remuneration and social security45€22k€22k▼

Taxes450/3€9k€11k▲

Remuneration and social security454/9€13k€10k▼

Other amounts payable47/48€241€5k▲

Accrued charges and deferred income492/3€1k€3k▲

Income statement Code20242025

Remuneration, social security and pensions62€77k€56k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼

Other operating charges640/8€2k€4k▲

Non-recurring operating charges66A€0€3k▲

Gross operating margin9900€129k€108k▼

Operating profit (loss)9901€26k€23k▼

Financial income75/76B€3k€3k▲

Recurring financial income75€3k€3k▲

Financial charges65/66B€14k€14k▲

Recurring financial charges65€14k€14k▲

Profit (loss) for the period before taxes9903€15k€12k▼

Income taxes67/77€4k€3k▼

Profit (loss) for the period9904€11k€9k▼

Profit (loss) for the period to be appropriated9905€11k€9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€11k€9k▼

Transfer to equity691/2€11k€9k▼

To other reserves6921€11k€9k▼

Profit to be distributed694/7€0-

Directors or managers695€0-

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-10-2026

2025

30-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

31-03

Financial Weakest financial yearnet €9k ▼18%

Net result drops to €9k, the lowest in the series.

2024

31-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

31-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mechelen · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korenmarkt 112800 Mechelen

Ground area

47 m²

Building footprint

47 m²

Volume, LiDAR

541 m³

Parcel 12025D0593/00C000, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Kato Gâteaux

Korenmarkt 11, 2800 MechelenRetail sale of bread and pastry (bakery outlets)

since 20212.324.937.471

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12025D0593/00C000	Flanders	47 m²	1 · 47 m²	13.1 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid

Year	Entries	awarded	paid
2023	1	2,000 EUR	2,000 EUR
2022	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Mechelen2.324.937.471

2 permissions

Toelating · Detailhandel · since 16-12-2021

Toelating · Eetgelegenheid · since 16-12-2021

Similar companies · same sector, comparable size

Of 2,407 companies in sector 47241 we hold annual accounts for 1,098. 910 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-12-2021

Fiscal year end31-03

Activities, NACEBEL

47241Retail sale of bread and pastry (bakery outlets)

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.