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OD BAKERY

Active
Private limited companyfounded 2022active for 4 yearsVollickstraat 39, 1785 Merchtem, BelgiumKBO/BCE: BE 0787.259.126
Summary

The computed 12-month bankruptcy probability of OD BAKERY is 2.3% (moderate). The annual accounts of OD BAKERY for financial year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €18,970 and a net result of -€24,773. Equity is shrinking by about 24% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 24% of 1,883 sector peers (NACE 10, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
OD BAKERYActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712Retail sale of bread and pastry (bakery outlets) NACE 47241
1 site
Size
€506,104total assets 2025
Staff
3.3 FTE
Equity
€18,970
Loss
-€24,773
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts filed 27 days late0 of 1 deed read
Why 51raises riskSector: Manufacture of food products (NACE 10)Founded in 2022Equity €18,970 (3.7% of total assets)lowers riskSize: total assets €506,104Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 29-7
equity 3.7% of total assets
Liquidity 9-13
short-term debt 83.5% · cash 4.2%
Profitability 37-15
return on assets -4.9%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,077 companies, NACE 10, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 3.0%▲ +0.6 percentage points vs 01-2025 03-2025: 2.6%▼ -0.4 percentage points vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.1 percentage points vs 07-2025 09-2025: 2.7%● unchanged vs 08-2025 10-2025: 2.9%▲ +0.2 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 3.0%▲ +0.1 percentage points vs 12-2025 02-2026: 3.3%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 2.1%▼ -1.2 percentage points vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026lowest value 07-2026: 2.1%● unchanged vs 06-2026lowest value 08-2026: 2.1%● unchanged vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.3%▲ +0.2 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.75, compared with 0.73 in 2024, below 1; short-term debt: 83.5% and cash: 4.2% of total assets), and 96.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 22% on solvency, 7% on liquidity, 24% on profitability and 10% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €506,104
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €18,970 (3.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1883 sector peers (2025).
NBB · sector comparison
Position among 1883 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
27 days late
2024
4 days late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 10 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 4 February (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€24,773
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €8,193 · 1,885 companies -€24,773 View
  • Total assets 20253 financial years filed €506,104 View
  • Active since 2022founded 14-06-2022 4 years View

By topic

Financials

Financial year
2025
Total assets
€506,104
Loss
-€24,773
Solvency
3.7%
Total assets▲ 24.3%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-01-2027
  1. 30-06-2024Highest result from 2023 to 2025
  2. 31-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
14-06-2022
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about OD BAKERY

What is the company number of OD BAKERY?
0787.259.126. In Belgium the VAT number is the company number with BE in front: BE 0787.259.126.
Where is OD BAKERY based?
The registered office is at Vollickstraat 39, 1785 Merchtem.Company details
What does OD BAKERY do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of OD BAKERY?
Private limited company (BV).
When was OD BAKERY founded?
On 14-06-2022.
Is OD BAKERY still active?
Yes, OD BAKERY is an active enterprise in the KBO register.
How many employees does OD BAKERY have?
On average 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OD BAKERY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is OD BAKERY profitable?
In financial year 2025, OD BAKERY made a loss of €24,773.
Where can I find the annual accounts of OD BAKERY?
OD BAKERY filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OD BAKERY due?
By 31-01-2027, for financial year 2026.Timeline

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