KASTEEL VAN RIVIEREN
ActiveKASTEEL VAN RIVIEREN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €-57k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 5.87 against 5.32 in 2024), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-3.7%
Age of the figures
10 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 11-05-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
8 d early
2023
3 d late
2022
on the day
2020
38 d early
2019
72 d early
2018
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.36M▲ 59.1%
2024 · €853k
2018: €246k
2019: €283k
2020: €122k
2022: €572k
2023: €508k
2024: €853k
2018 → 2025
Total assets
€1.52M▼ 6.7%
2024 · €1.63M
2018: €701k
2019: €679k
2020: €1.86M
2022: €1.52M
2023: €1.36M
2024: €1.63M
2018 → 2025
Net result
€-57k▼ 889%
2024 · €-6k
2018: €33k
2019: €36k
2020: €-160k
2022: €450k
2023: €-64k
2024: €-6k
2018 → 2025
Working capital
€144k▼ 60.6%
2024 · €367k
2018: €-42k
2019: €-36k
2020: €-583k
2022: €75k
2023: €-18k
2024: €367k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€122k-€572k▲ 368%€508k▼ 11.2%€853k▲ 68.1%€1.36M▲ 59.1%
Operating result€-101k-€603k€-45k€4k€-53k
Net result€-160k-€450k€-64k€-6k▲ 91.1%€-57k▼ 889%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €53k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€1.35M▲ 14.3%
Current assets
€174k▼ 61.4%
Equity and liabilities €1.52M
Equity
€1.36M▲ 59.1%
Provisions
€136k▲ 6.8%
Debt
€30k▼ 95.4%
The debt ratio falls from 39.9% to 1.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▼
2024 · €120k
Cash flow
€88k▼
2024 · €110k
Solvency
89.1%▲
2024 · 52.3%
Current ratio
5.87▲
2024 · 5.32
Quick ratio
5.87▲
2024 · 5.32
Debt / equity
0.02▼
2024 · 0.76
ROE
-4.2%▼
2024 · -0.7%
ROA
-3.7%▼
2024 · -0.4%
Interest coverage
3.85▼
2024 · 3.91
Debt
€30k▼
2024 · €651k
Debt ≤ 1 year
€30k▼
2024 · €85k
Debt > 1 year
€0▼
2024 · €567k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.52M▼
Fixed assets21/28€1.18M€1.35M▲
Tangible fixed assets22/27€1.18M€1.35M▲
Land and buildings22€1.16M€1.33M▲
Plant, machinery and equipment23-€11k
Furniture and vehicles24€25k€9k▼
Current assets29/58€451k€174k▼
Amounts receivable within one year40/41€290k€17k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€276k€3k▼
Cash at bank and in hand54/58€160k€156k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.52M▼
Equity10/15€853k€1.36M▲
Contributions10/11€564k€1.06M▲
Reserves13€352k€318k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€350k€316k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-114k€-136k▼
Investment grants15€51k€112k▲
Provisions and deferred taxes16€128k€136k▲
Deferred taxes168€128k€136k▲
Amounts payable17/49€651k€30k▼
Amounts payable after more than one year17€567k€0▼
Financial debts170/4€567k€0▼
Amounts payable within one year42/48€85k€30k▼
Current portion of amounts payable after more than one year42€49k€0▼
Trade debts44€36k€30k▼
Suppliers440/4€36k€30k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116k€144k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€123k€95k▼
Operating profit (loss)9901€4k€-53k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€31k€24k▼
Recurring financial charges65€31k€24k▼
Profit (loss) for the period before taxes9903€-23k€-73k▼
Transfer from deferred taxes780€17k€16k▼
Profit (loss) for the period9904€-6k€-57k▼
Transfer from tax-exempt reserves789€35k€35k▲
Profit (loss) for the period to be appropriated9905€29k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-136k▼
Profit (loss) brought forward from the previous period14P€-143k€-114k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-10
Financial
Equity above €1MEq €1.36M ▲59.1%
Equity rises from €853k to €1.36M.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
Financial
Liquidity times 6current ratio 5.32
Current ratio from 0.84 to 5.32; short-term debt falls from €116k to €85k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 3 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
Financial
Back to profitnet €450k
Net result €450k after one loss-making year.
31-10
Financial
Liquidity times 8current ratio 1.49
Current ratio from 0.18 to 1.49; short-term debt falls from €713k to €155k.
31-10
Financial
Equity above €500kEq €572k ▲368%
Equity rises from €122k to €572k.
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-160k ▼540%
Net result drops to €-160k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnendijksesteenweg 2213200 AarschotGround area
474 m²
Building footprint
474 m²
Volume, LiDAR
6,084 m³
Parcel 24029A0453/00B000, Flanders · tallest building 21.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
M C TRUCKS SPRL
since 20042.139.639.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24029A0453/00B000 | Flanders | 473 m² | 1 · 473 m² | 21.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 190,392 EUR awarded · 190,392 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 100,000 EUR |
| 2024 | 1 | 0 EUR | 90,392 EUR |
| 2023 | 1 | 100,000 EUR | 0 EUR |
| 2022 | 1 | 90,392 EUR | 0 EUR |
Schemes
Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure
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Of 1,849 companies in sector 55204 we hold annual accounts for 444. 173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2004
Fiscal year end31-10
Activities, NACEBEL
50200
55204Guest rooms (bed and breakfast)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
55203Holiday cottages, homes and apartments
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.