BEVATOJA
ActiveSummary
BEVATOJA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €419,867. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 701 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-1
Solvency52▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.31 in 2024; short-term debt: 21.1% and cash: 5.5% of total assets), and 72.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
9%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.3m
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-05-2026, 23 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
1 d early
2023
1 d early
2022
11 d early
2021
22 d early
2020
10 d early
2019
93 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.3m▲ 49.5%
2024 · €847,378
Total assets
€4.7m▼ 4.6%
2024 · €4.9m
Net result
€419,867▼ 14.0%
2024 · €488,052
Working capital
-€692,944▲ 16.1%
2024 · -€826,271
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€248,393▼ 18.7%€130,642€461,918▲ 254%€585,668▲ 26.8%€509,086▼ 13.1%
Net result-€319,760below the sector's middle half▼ 7.9%€34,149within the sector's middle half€374,105above the sector's middle half▲ 995%€488,052above the sector's middle half▲ 30.5%€419,867above the sector's middle half▼ 14.0%
Equity-€48,928below the sector's middle half▲ 78.6%-€14,779below the sector's middle half▲ 69.8%€359,326within the sector's middle half€847,378within the sector's middle half▲ 136%€1.3mabove the sector's middle half▲ 49.5%
Total assets€5.7mabove the sector's middle half▲ 0.5%€5.4mabove the sector's middle half▼ 5.0%€5.2mabove the sector's middle half▼ 3.4%€4.9mabove the sector's middle half▼ 7.0%€4.7mabove the sector's middle half▼ 4.6%
Debt€5.7m▼ 2.4%€5.3m▼ 5.5%€4.8m▼ 10.2%€4.0m▼ 17.5%€3.3m▼ 15.9%
Working capital-€1.0mbelow the sector's middle half▲ 30.1%-€1.1mbelow the sector's middle half▼ 6.8%-€860,888below the sector's middle half▲ 19.8%-€826,271below the sector's middle half▲ 4.0%-€692,944below the sector's middle half▲ 16.1%
Solvency-0.9%below the sector's middle half▲ 3.2pp-0.3%below the sector's middle half▲ 0.6pp6.9%within the sector's middle half▲ 7.1pp17.4%within the sector's middle half▲ 10.5pp27.2%within the sector's middle half▲ 9.9pp
Current ratio0.34within the sector's middle half▲ 0.270.32below the sector's middle half▼ 0.020.43within the sector's middle half▲ 0.110.31below the sector's middle half▼ 0.120.29within the sector's middle half▼ 0.02
Return on assets (ROA)-5.6%below the sector's middle half▼ 0.4pp0.6%within the sector's middle half▲ 6.2pp7.1%within the sector's middle half▲ 6.5pp10.0%above the sector's middle half▲ 2.9pp9.0%above the sector's middle half▼ 1.0pp
Staff (FTE)7.8within the sector's middle half▲ 2.6%8.6within the sector's middle half▲ 10.3%10.9within the sector's middle half▲ 26.7%10.9within the sector's middle half=10.9within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.4m ▼ 2.9%
Current assets
€287,779 ▼ 24.0%
Equity and liabilities €4.7m
Equity
€1.3m ▲ 49.5%
Provisions
€56,299 ▼ 19.5%
Debt
€3.3m ▼ 15.9%
Debt's share of the balance-sheet total falls from 81.2% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€967,060▼
2024 · €1.0m
Cash flow
€877,842▼
2024 · €921,356
Quick ratio
0.28▼
2024 · 0.31
Debt to equity
2.63▼
2024 · 4.67
ROE
33.1%▼
2024 · 57.6%
Interest coverage
13.50▲
2024 · 8.95
Debt ≤ 1 year
€980,723▼
2024 · €1.2m
Debt > 1 year
€2.3m▼
2024 · €2.7m
Income taxes
€32,222▲
2024 · €409
Staff costs
€551,761▲
2024 · €442,005
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €632 | €0 | - | - | - |
| Remuneration, social security and pensions62 | €160,230 | €308,686 | €396,184 | €442,005 | €551,761 | ▲ 24.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €404,060 | €411,122 | €422,567 | €433,304 | €457,975 | ▲ 5.7% |
| Other operating charges640/8 | €70,741 | €64,189 | €97,427 | €66,874 | €111,961 | ▲ 67.4% |
| Gross operating margin9900 | €386,638 | €914,638 | €1.4m | €1.5m | €1.6m | ▲ 6.7% |
| Operating profit (loss)9901 | -€248,393 | €130,642 | €461,918 | €585,668 | €509,086 | ▼ 13.1% |
| Financial income75/76B | €213 | €216 | €2,446 | €2,916 | €949 | ▼ 67.5% |
| Recurring financial income75 | €213 | €216 | €2,446 | €2,916 | €949 | ▼ 67.5% |
| Financial charges65/66B | €84,811 | €109,931 | €103,505 | €113,796 | €71,618 | ▼ 37.1% |
| Recurring financial charges65 | €84,811 | €109,931 | €103,505 | €113,796 | €71,618 | ▼ 37.1% |
| Profit (loss) for the period before taxes9903 | -€332,991 | €20,928 | €360,858 | €474,788 | €438,417 | ▼ 7.7% |
| Transfer from deferred taxes780 | €13,672 | €13,672 | €13,672 | €13,672 | €13,672 | = |
| Income taxes67/77 | €441 | €451 | €426 | €409 | €32,222 | ▲ 7,784% |
| Profit (loss) for the period9904 | -€319,760 | €34,149 | €374,105 | €488,052 | €419,867 | ▼ 14.0% |
| Transfer from tax-exempt reserves789 | €26,552 | €26,552 | €26,552 | €26,552 | €26,552 | = |
| Profit (loss) for the period to be appropriated9905 | -€293,208 | €60,701 | €400,657 | €514,604 | €446,419 | ▼ 13.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.7m | €5.4m | €5.2m | €4.9m | €4.7m | ▼ 4.6% |
| Fixed assets21/28 | €5.2m | €4.9m | €4.6m | €4.5m | €4.4m | ▼ 2.9% |
| Intangible fixed assets21 | €650,000 | €520,000 | €390,000 | €260,000 | €130,000 | ▼ 50.0% |
| Tangible fixed assets22/27 | €4.3m | €4.1m | €3.9m | €3.9m | €4.0m | ▲ 0.1% |
| Land and buildings22 | €4.2m | €4.0m | €3.8m | €3.8m | €3.7m | ▼ 1.8% |
| Plant, machinery and equipment23 | €49,697 | €66,062 | €106,168 | €106,342 | €151,557 | ▲ 42.5% |
| Furniture and vehicles24 | €46,875 | €49,841 | €49,695 | €48,861 | €75,803 | ▲ 55.1% |
| Financial fixed assets28 | €284,250 | €290,500 | €290,500 | €290,500 | €284,500 | ▼ 2.1% |
| Current assets29/58 | €515,354 | €495,928 | €649,296 | €378,648 | €287,779 | ▼ 24.0% |
| Stocks and contracts in progress3 | €1,361 | €3,608 | €2,858 | €2,668 | €9,000 | ▲ 237% |
| Stocks30/36 | €1,361 | €3,608 | €2,858 | €2,668 | €9,000 | ▲ 237% |
| Amounts receivable within one year40/41 | €1,338 | €2,781 | €2,982 | €31,688 | €20,223 | ▼ 36.2% |
| Trade receivables40 | €140 | €31 | €138 | €29,366 | €0 | ▼ 100% |
| Other amounts receivable41 | €1,199 | €2,750 | €2,844 | €2,322 | €20,223 | ▲ 771% |
| Current investments50/53 | €445,023 | - | €200,000 | €0 | - | - |
| Cash at bank and in hand54/58 | €58,258 | €477,073 | €424,563 | €328,802 | €257,970 | ▼ 21.5% |
| Deferred charges and accrued income490/1 | €9,373 | €12,466 | €18,892 | €15,491 | €587 | ▼ 96.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.7m | €5.4m | €5.2m | €4.9m | €4.7m | ▼ 4.6% |
| Equity10/15 | -€48,928 | -€14,779 | €359,326 | €847,378 | €1.3m | ▲ 49.5% |
| Contributions10/11 | €518,550 | €518,550 | €518,550 | €518,550 | €518,550 | = |
| Reserves13 | €299,903 | €273,351 | €246,799 | €220,247 | €748,620 | ▲ 240% |
| Non-distributable reserves130/1 | €21,373 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €21,373 | €0 | - | - | - | - |
| Tax-exempt reserves132 | €227,814 | €201,262 | €174,710 | €148,158 | €121,606 | ▼ 17.9% |
| Distributable reserves133 | €50,715 | €72,089 | €72,089 | €72,089 | €627,014 | ▲ 770% |
| Profit (loss) carried forward14 | -€867,381 | -€806,680 | -€406,023 | €108,581 | €0 | ▼ 100% |
| Provisions and deferred taxes16 | €110,988 | €97,316 | €83,643 | €69,971 | €56,299 | ▼ 19.5% |
| Deferred taxes168 | €110,988 | €97,316 | €83,643 | €69,971 | €56,299 | ▼ 19.5% |
| Amounts payable17/49 | €5.7m | €5.3m | €4.8m | €4.0m | €3.3m | ▼ 15.9% |
| Amounts payable after more than one year17 | €4.1m | €3.8m | €3.3m | €2.7m | €2.3m | ▼ 14.0% |
| Financial debts170/4 | €4.1m | €3.8m | €3.3m | €2.7m | €2.3m | ▼ 14.0% |
| Amounts payable within one year42/48 | €1.5m | €1.6m | €1.5m | €1.2m | €980,723 | ▼ 18.6% |
| Current portion of amounts payable after more than one year42 | €405,027 | €412,504 | €412,745 | €421,411 | €426,680 | ▲ 1.3% |
| Financial debts43 | €138 | €0 | €801 | €1,462 | €208 | ▼ 85.8% |
| Credit institutions430/8 | €138 | €0 | €801 | €1,462 | €208 | ▼ 85.8% |
| Trade debts44 | €82,387 | €105,320 | €162,327 | €94,240 | €119,475 | ▲ 26.8% |
| Suppliers440/4 | €82,387 | €105,320 | €162,327 | €94,240 | €119,475 | ▲ 26.8% |
| Taxes, remuneration and social security45 | €44,592 | €74,788 | €77,770 | €87,379 | €94,665 | ▲ 8.3% |
| Taxes450/3 | €10,721 | €35,676 | €39,226 | €44,502 | €49,067 | ▲ 10.3% |
| Remuneration and social security454/9 | €33,871 | €39,112 | €38,543 | €42,877 | €45,599 | ▲ 6.3% |
| Other amounts payable47/48 | €988,249 | €976,357 | €856,541 | €600,427 | €339,695 | ▼ 43.4% |
| Accrued charges and deferred income492/3 | €0 | €20,000 | €19,370 | €22,353 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€319,760 | €34,149 | €374,105 | €488,052 | €419,867 | ▼ 14.0% |
| + Depreciation and write-downs630 | €404,060 | €411,122 | €422,567 | €433,304 | €457,975 | ▲ 5.7% |
| Operating cash flow (approximation) | €84,300 | €445,271 | €796,672 | €921,356 | €877,842 | ▼ 4.7% |
| Investment in fixed assets (approximation) | - | -€142,720 | -€83,628 | -€339,197 | -€325,381 | ▲ 4.1% |
| Change in cash | - | €418,815 | -€52,510 | -€95,761 | -€70,832 | ▲ 26.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 23 days late
2025
30-09
Financial
Equity above €1mEq €1.3m ▲49.5%
4 profitable years in a row build equity to €1.3m.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €488,052 ▲30.5%
Operating result €585,668, net result €488,052, both a record.
30-09
Financial
Equity above €500,000Eq €847,378 ▲136%
3 profitable years in a row build equity to €847,378.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200,000Eq €359,326
2 profitable years in a row build equity to €359,326.
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €34,149
Net result €34,149 after 2 loss-making years.
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial
Back to profitnet €8,324
Net result €8,324 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 1986
Ground area
806 m²
Building footprint
624 m²
Volume, LiDAR
6,542 m³
2 parcels, Flanders · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Hotel Bourgoensch Hof
since 19862.032.783.567
B&B Standby
since 20172.260.690.908
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31802B0572/00B000 | Flanders | 604 m² | 1 · 486 m² | 15.6 m · 3 fl. |
| 31802B1169/00W000 ProtectedTownscape or village viewVismarkt, Huidenvettersplein en Rozenhoedkaai met omgevingSource ↗ |
Flanders | 201 m² | 1 · 138 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- BZBparentSourceaccounts BZB 30-06-202599.68%
Holdings 1
-
100%
According to the annual accounts to 30-09-2025 of BEVATOJA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 102,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 100,000 EUR | 0 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
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Of 1,854 companies in sector 55204 we hold annual accounts for 451. 185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-02-1986
Fiscal year end30-09
Activities, NACEBEL 2025
55100Hotels and similar accommodation
55204Guest rooms (bed and breakfast)
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428579355
Also
9925:BE0428579355
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.