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Complete company report
Generated 08-08-2026
Active BE 0788.762.626Private limited company

KARMA CARE

Rue Verte 229 ·4100 Seraing, Belgium· 4 yrs active
Sector: Human health (86995)
Conclusion Checked

The computed 12-month bankruptcy probability of KARMA CARE is 0.5% (very low). The 2023 annual accounts show equity of €5k and a net result of €-14k. Its solvency ranks better than 33% of 5326 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €5k
Net result €-14k
Better than sector 33%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health35Profitability0Solvency81Growth22Stability94
46 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 35
Profitability 0
Solvency 81
Growth 22
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
35 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 07-10-2024 with the NBB · fiscal year 2023 · micro
€-20k€0€20k€40kRevenue 2022: €37k€37kOperating result 2022: €21k€21kNet result 2022: €17k€17kRevenue 2023: €33k€33kOperating result 2023: €-14k€-14kNet result 2023: €-14k€-14k20222023
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 46.1% 65.7%
better than 33% of 5326 sector peers
Net result €-14k €38k
better than 5% of 5325 sector peers
Equity €5k €66k
better than 9% of 5328 sector peers
Gross operating margin €-12k €66k
better than 5% of 5322 sector peers
Total assets €10k €133k
better than 5% of 5328 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€33k
-11.8% 22-23
EBITDA
€-13k
- -128% vs sector
Net profit
€-14k
- -5% vs sector
Cash flow
€-14k
- -92% vs sector
Total assets
€10k
-58.3% -90% vs sector
Equity
€5k
-75.3% -65% vs sector
Working capital
€3k
-82.8% far above sector median
Income taxes
€296
-93.2% -73% vs sector
Dividends
€800
- 22-23
Debt
€5k
+1.6% -94% vs sector
Debt ≤ 1y
€5k
+1.6% -89% vs sector
Current ratio
1.53
-63.0% +59% vs sector
Quick ratio
1.53
-63.0% +99% vs sector
Solvency
46.1%
-40.8% +92% vs sector
Debt / equity
1.17
+311.3% -73% vs sector
ROE
-304.7%
- far below sector median
ROA
-140.4%
- far below sector median
Net margin
-43.1%
- 22-23
EBITDA margin
-40.0%
- 22-23
Interest coverage
-128.98
- far below sector median
Figures by fiscal year
Fiscal year2023
Revenue€33k
EBITDA€-13k
Net profit€-14k
Cash flow€-14k
Staff costs-
Income taxes€296
Dividends-
Total assets€10k
Equity€5k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.53
Quick ratio1.53
Working capital ratio28.6%
Solvency46.1%
Debt / equity1.17
Long-term debt ratio-
Interest coverage-128.98
Gross margin-80.2%
Net margin-43.1%
ROA-140.4%
ROE-304.7%
EBITDA margin-40.0%
Days sales outstanding48d
Days payable outstanding3d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Fixed assets 21/28€2k
Intangible fixed assets 21€1,000
Tangible fixed assets 22/27€764
Current assets 29/58€8k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€5k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€464
Income statement
Turnover 70€33k
Gross operating margin 9900€-12k
Operating result 9901€-14k
Financial charges 65€102
Result before taxes 9903€-14k
Income taxes 67/77€296
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
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Ratios computed by Checked.
Legal Structure
NACE primary Human health(86995)
Legal form Private limited company(610)
Incorporation19-07-2022
StatusActive
Postal code4100
Establishment units 1 location
KARMA CARE
Rue Verte 229, 4100 SeraingVerpleegkundige activiteiten
since 20222.338.772.938
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62356F0122/00E071 Wallonia 183 m² 1 · 43 m² 10.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-03-2025
State Gazette act Capital & shares
2024
07-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
10-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 1 acts
Capital history · 1
04-03-2025
Capital change
All acts · 1 updated 1 year ago
2025
04-03-2025 Transaction in capital or shares Capital & shares
Technical details 
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      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
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      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Audrey de Cheron Lallemand",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "LIEGE",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-03-04",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "act_date": "2025-02-19",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0788.762.626",
    "name_full": "Karma care",
    "legal_form": "SRL",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [],
  "share_classes_after": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995
Primary activity highlighted.
Names & trade names
Legal nameFR KARMA CARE
Registered office
Rue Verte 229
4100 Seraing, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative