KARMA
ActiveSummary
The computed 12-month bankruptcy probability of KARMA is 1.8% (moderate). The 2025 annual accounts show equity of €6,325 and a net result of €1,635. Its solvency ranks better than 41% of 1317 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,863 | €8,513 | ▼ 13.7% |
| Other operating charges640/8 | €1,300 | €443 | ▼ 66.0% |
| Gross operating margin9900 | €17,189 | €15,413 | ▼ 10.3% |
| Operating profit (loss)9901 | €6,026 | €6,457 | ▲ 7.2% |
| Financial income75/76B | €259 | €11 | ▼ 95.9% |
| Recurring financial income75 | €259 | €11 | ▼ 95.9% |
| Financial charges65/66B | €6,595 | €4,496 | ▼ 31.8% |
| Recurring financial charges65 | €6,595 | €4,496 | ▼ 31.8% |
| Profit (loss) for the period before taxes9903 | -€310 | €1,972 | ▲ 736% |
| Income taxes67/77 | - | €337 | - |
| Profit (loss) for the period9904 | -€310 | €1,635 | ▲ 627% |
| Profit (loss) for the period to be appropriated9905 | -€310 | €1,635 | ▲ 627% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €72,498 | €65,603 | ▼ 9.5% |
| Fixed assets21/28 | €71,113 | €62,600 | ▼ 12.0% |
| Tangible fixed assets22/27 | €71,113 | €62,600 | ▼ 12.0% |
| Plant, machinery and equipment23 | €70,167 | €61,857 | ▼ 11.8% |
| Furniture and vehicles24 | €946 | €743 | ▼ 21.5% |
| Current assets29/58 | €1,385 | €3,003 | ▲ 117% |
| Amounts receivable within one year40/41 | €401 | €337 | ▼ 15.9% |
| Other amounts receivable41 | €401 | €337 | ▼ 15.9% |
| Cash at bank and in hand54/58 | €885 | €2,565 | ▲ 190% |
| Deferred charges and accrued income490/1 | €98 | €100 | ▲ 2.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €72,498 | €65,603 | ▼ 9.5% |
| Equity10/15 | €4,690 | €6,325 | ▲ 34.9% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€310 | €1,325 | ▲ 527% |
| Amounts payable17/49 | €67,808 | €59,278 | ▼ 12.6% |
| Amounts payable within one year42/48 | €67,808 | €59,278 | ▼ 12.6% |
| Trade debts44 | €156 | €1,294 | ▲ 730% |
| Suppliers440/4 | €156 | €1,294 | ▲ 730% |
| Taxes, remuneration and social security45 | - | €337 | - |
| Taxes450/3 | - | €337 | - |
| Other amounts payable47/48 | €67,652 | €57,647 | ▼ 14.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€310 | €1,635 | ▲ 627% |
| + Depreciation and write-downs630 | €9,863 | €8,513 | ▼ 13.7% |
| Operating cash flow (approximation) | €9,553 | €10,148 | ▲ 6.2% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €1,680 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91124C0351/02R000 | Wallonia | 562 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.