Active BE 0471.828.982Private limited company

KARLO

Baljuwstraat 92 ·1050 Elsene, Belgium· 26 yrs active

Sector: Personal services (96210)

Conclusion Checked

The computed 12-month bankruptcy probability of KARLO is 1.0% (low). The 2024 annual accounts show equity of €22k and a net result of €-301. Equity is growing by ~29.6% per year across the filed fiscal years. The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€22k
Net result	€-301
Active	26 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

68 / 100

Strong profile, led by stability.

Health 62

Profitability 0

Solvency 98

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate region +Long track record −Annual accounts: weaker financial profile +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 2000 — 26 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

62 / 100 Healthy

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts — not a forecast, the extended trend.

growing Equity: growth of ~29.6%/year over 7 fiscal years — indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil–Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€1k

— 18–24

Net profit

€-301

— 18–24

Cash flow

€1k

— 18–24

Total assets

€37k

-14.6% 18–24

Equity

€22k

-1.4% 18–24

Working capital

€16k

-1.8% 18–24

Staff costs

€36k

+0.7% 18–24

Debt

€16k

-28.2% 18–24

Debt ≤ 1y

€16k

-28.2% 18–24

Current ratio

2.02

+15.7% 18–24

Quick ratio

1.28

-0.8% 18–24

Solvency

58.3%

+15.6% 18–24

Debt / equity

0.71

-27.2% 18–24

ROE

-1.4%

— 18–24

ROA

-0.8%

— 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	—
Net profit	€-301
Cash flow	—
Staff costs	€36k
Income taxes	—
Dividends	—
Total assets	€37k
Equity	€22k
Debt	€16k
of which ≤ 1y	€16k
of which > 1y	—
Working capital	€16k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	2.02
Quick ratio	1.28
Working capital ratio	42.6%
Solvency	58.3%
Debt / equity	0.71
Long-term debt ratio	—
Interest coverage	—
Gross margin	—
Net margin	—
ROA	-0.8%
ROE	-1.4%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €6k · 15.7% Current assets €32k · 84.3%

Equity & liabilities

Equity €22k · 58.3% Debt €16k · 41.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€37k
Fixed assets	21/28	€6k
Financial fixed assets	28	€6k
Current assets	29/58	€32k
Stocks & contracts in progress	3	€12k
Amounts receivable within one year	40/41	€13k
Cash & bank	54/58	€8k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€37k
Equity	10/15	€22k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€3k
Amounts payable	17/49	€16k
Amounts payable within one year	42/48	€16k
Trade debts payable within one year	44	€10k
Income statement
Gross operating margin	9900	€120k
Operating result	9901	€-301
Result before taxes	9903	€-301
Net result for the period	9904	€-301
Result to be appropriated	9905	€-301

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Personal services(96210)
Legal form	Private limited company(610)
Incorporation	08-05-2000
Status	Active
Postal code	1050

Establishment units 1 location

Baljuwstraat 92, 1050 Elsene

Kapsalons

since 20002.131.645.373

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0215/00A008	Brussels	252 m²	1 · 84 m²	17.2 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

26-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

28-03-2024

State Gazette act Director changes

Sophie MAQUET

2023

01-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

2022

13-09-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

25-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

26-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

22-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

03-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

01-09-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

26-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 2 years ago

2024

28-03-2024 VIÑOLO SAMPALO Salvador appointed as director Director changes·Sophie MAQUET

VIÑOLO SAMPALO Salvador — Bestuurder

Notary: Sophie MAQUET · Bruxelles

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "VI\u00D1OLO SAMPALO Salvador",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "VI\u00D1OLO SAMPALO Salvador",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Sophie MAQUET",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2024-03-28",
    "filing_date": "2024-03-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-03-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0471.828.982",
    "name_full": "KARLO",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Sophie MAQUET",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaire associ\u00E9"
  },
  "co_filed_documents": [
    "1 exp\u00E9dition",
    "statuts coordonn\u00E9s"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Kapsalons93021Haarverzorging96021Kappers- en barbiersactiviteiten96210

Primary activity highlighted.

Names & trade names

Legal nameFR

KARLO

Registered office

Baljuwstraat 92

1050 Elsene, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

TONIMAR BE 0466.268.310 · Tongeren-Borgloon

Votre coiffure BE 0427.436.438 · Frasnes-lez-Anvaing

KAPPERS D&A BE 0427.384.473 · Sint-Niklaas

LOU-RENZO BE 0445.416.773 · Namur

ELLE ET LUI, COIFFURE-ESTHETIQUE BE 0431.455.406 · Paliseul