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KARIBUNI JC

Active
Private limited companyfounded 2003active for 23 yearsGentsesteenweg 1248, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0479.938.578
Summary

KARIBUNI JC has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €22,473 and a net result of €1,585. Equity remains stable across the filed financial years (±0.5% per year). Its solvency ranks better than 90% of 31 sector peers (NACE 10, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€24,161total assets 2026
Equity
€22,473
Profit
€1,585
Turnover not published (abbreviated or micro format)
Financial health
94 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 31 days early0 of 3 deeds read
Why 94raises riskSize: total assets €24,161Sector: Manufacture of food products (NACE 10)lowers riskFounded in 2003Liquidity: current ratio 8.83, cash €9,500Show the evidence

Checked score

Score 2026
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 10, micro)
Financial strength · tick = 2025
Strong
Solvency 100=
equity 93.0% of total assets
Liquidity 99+33
short-term debt 7.0% · cash 39.3%
Profitability 77-12
return on assets 6.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,076 companies, NACE 10, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.4 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.83, compared with 2.06 in 2025, above the usual 1.5; short-term debt: 7% and cash: 39.3% of total assets), and 7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 93% on solvency, 97% on liquidity, 60% on profitability and 53% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: total assets €24,161
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 8.83, cash €9,500
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €22,473
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-09-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
31 days early
2025
46 days early
2024
36 days early
2023
8 days early
2022
3 days early
2021
31 days early
2020
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 30 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Liquidity more than quadruplescurrent ratio 8.83
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Among the best 11% on solvencysector median 48.6% · 31 companies 93.0% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Total assets 20266 financial years filed €24,161 View

By topic

Financials

Financial year
2026
Total assets
€24,161
Profit
€1,585
Solvency
93.0%
Turnover▲ 1.9%
Net result
20192021
Go to Financials

Timeline

Events
30
Since
2005
Next accounts
by 31-10-2027
  1. 31-03-2025Back to profit
  2. 31-03-2025Liquidity more than triples
  3. 25-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
04-04-2003
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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