Skip to content

BAKKERIJ BIJ POL

Active
Public limited companyfounded 1994active for 32 yearsKastanjestraat 4, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0452.577.650
Summary

BAKKERIJ BIJ POL has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,610 and a net result of €10,886. Equity has been shrinking by about 5.8% per year since 2018. Its solvency ranks better than 92% of 1,901 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-04-1994 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 2 others
Establishment unit
2.066.726.144 3530 Houthalen-Helchteren, since 09-05-1994
Financial year end
31 December
Peppol
Reachable since 01-09-2026

Board and ownership

Shareholders
  • Marc Meertensannual accounts 2017
  • Wendy Franssenannual accounts 2017

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€20,631
Turnover
≈ €160,000
estimated
Profit
€10,886
Equity
€22,610
▲ 92.9%
Total assets
€27,074
▼ 27.3%
Staff
0.3 FTE
=
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Size: total assets €27,074lowers riskLiquidity: current ratio 5.53, cash €11,674Equity €22,610 (83.5% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 94% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 100+44
equity 83.5% of total assets
Liquidity 96+78
short-term debt 16.5% · cash 43.1%
Profitability 100+100
return on assets 40.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.5 percentage points vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.1%▼ -1.1 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.53 (1.26 in 2024), above the usual 1.5. Short-term debt is 16.5% and cash 43.1% of total assets. 16.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 93% of them on solvency, 96% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.53, cash €11,674
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Size: total assets €27,074
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €22,610 (83.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
98 days early
2024
94 days early
2023
98 days early
2022
34 days early
2021
32 days early
2020
35 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in food productssector median 30.9% · 1,901 companies 83.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as BAKKERIJ BIJ POL: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €20,300 and €35,000, founded between 1995 and 2005.

CompanyTotal assetsGross margin
BAKKERIJ BIJ POL Houthalen-Helchteren€27,074€20,631
BAKKERIJ BILAL Antwerpen€24,070€24,739
KARIBUNI JC Sint-Agatha-Berchem€24,161€16,375
PATISSERIE GUY Leopoldsburg€34,993€23,295
B.S. Fosses-la-Ville€32,284€14,223
BAKKERIJ MULLER Lille€20,329€14,011
DONCHE Paliseul€30,447€34,395
Full comparison

Key facts about BAKKERIJ BIJ POL

What is the company number of BAKKERIJ BIJ POL?
The company number of BAKKERIJ BIJ POL is 0452.577.650. The VAT number is the same number with BE in front: BE 0452.577.650.
Where is BAKKERIJ BIJ POL based?
The registered office is at Kastanjestraat 4, 3530 Houthalen-Helchteren.Company details
What does BAKKERIJ BIJ POL do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of BAKKERIJ BIJ POL?
The legal form of BAKKERIJ BIJ POL is Public limited company (NV).
When was BAKKERIJ BIJ POL founded?
BAKKERIJ BIJ POL was founded on 21-04-1994.
Is BAKKERIJ BIJ POL still active?
Yes, BAKKERIJ BIJ POL is an active enterprise in the KBO register.
How many employees does BAKKERIJ BIJ POL have?
BAKKERIJ BIJ POL had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BAKKERIJ BIJ POL?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €20,631 and 6,321 comparable companies of the same size. It probably lies between €72,000 and €380,000. It is a rough estimate. In financial year 2020 turnover was €207,544.
Is BAKKERIJ BIJ POL profitable?
In financial year 2025, BAKKERIJ BIJ POL made a profit of €10,886.
Where can I find the annual accounts of BAKKERIJ BIJ POL?
BAKKERIJ BIJ POL filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BAKKERIJ BIJ POL due?
BAKKERIJ BIJ POL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.