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Complete company report
Generated 12-08-2026
Active BE 0886.527.738Private limited company

KARFIL

Heidestraat-Zuid 203 ·2950 Kapellen, Belgium· 19 yrs active
Sector: Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren (46150)
Conclusion Checked

The computed 12-month bankruptcy probability of KARFIL is 0.6% (low). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 19 yrs
Board 1
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 07-07-2025 2025-00267518
31-12-2023 micro 07-11-2024 2024-00600265
31-12-2022 micro 04-10-2023 2023-00476070
31-12-2021 micro 30-09-2022 2022-20455716
31-12-2020 micro 31-08-2021 2021-62900140
31-12-2019 micro 30-10-2020 2020-67600054
31-12-2018 micro 20-11-2019 2019-74000345
31-12-2017 micro 26-09-2018 2018-65300088
31-12-2016 micro 27-06-2017 2017-27000164
31-12-2015 verkort 19-07-2016 2016-33900105
Directors & mandates 3 directors
Current directors & mandates
  • Filip Naudts
    Director
    State Gazette act 25143648 (12-11-2025)
    Current
    12-11-2025 → present
    5 events
    • 12-11-2025 Appointed· Director
    • 23-01-2025 Resigned· Director
    • 18-12-2023 Mandate renewed· Director
    • 01-12-2021 Appointed· Director
    • 01-07-2020 Resigned· Director
Former directors (2)
  • Camille Naudts
    Director
    State Gazette act 25143648 (12-11-2025)
    Former
    - → 12-11-2025
  • Naudts OLIVIA
    Director
    State Gazette act 20103265 (08-09-2020)
    Former
    01-07-2020 → 01-12-2021
    2 events
    • 01-12-2021 Resigned· Director
    • 01-07-2020 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren(46150)
Legal form Private limited company(610)
Incorporation18-01-2007
StatusActive
Postal code2950
Connections & network 9 connected companies
Network connections
CIAO CIAO
Shared address
→
HK Logistics
Shared address
→
Renew4U
Shared address
→
RENEWI BELGIUM
Shared address
→
SEKA Consulting
Shared address
→
TSL Belgium
Shared address
→
WBM
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
KARFIL
Heidestraat-Zuid 203, 2950 KapellenVerlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software)
since 20072.159.626.113
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023K0007/02T013 Flanders 4,321 m² 1 · 329 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-11-2025
State Gazette act Director changes
v3.2
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
23-01-2025
State Gazette act Director changes
v3.2
2024
07-11-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
18-12-2023
State Gazette act Director changes
v3.2
04-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
06-01-2022
State Gazette act Director changes
v3.2
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
08-09-2020
State Gazette act Director changes
v3.2
2019
20-11-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
26-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
19-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 9 months ago
2025
12-11-2025 1 director appointed, 1 resigning Director changes
  • Filip Naudts, Bestuurder
  • Camille Naudts, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Camille Naudts",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering neemt akte van het neerleggen van het beheermandaat door de mevrouw Camille Naudts, woonplaats hebbende aan de Marie-Salkinplantsoen 6/202-3070 Kortenberg. De algemene vergadering verleent kwijting aan de bestuurders voor hun verstreken mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Filip Naudts",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De vergadering benoemt de heer Filip Naudts woonplaats hebbende aan de Heidestraat-Zuid, 203 - 2950 Kapellen in de functie van bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0886.527.738",
    "name_full": "KARFIL",
    "legal_form": "BV"
  }
}
23-01-2025 Naudts Filip resigns as director Director changes
  • Naudts Filip, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Naudts Filip",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering neemt kennis van het aftreden van: Naudts Filip, woonplaats hebbende aan de Heidestraat-Zuid, 203 - 2950 \u041A\u0430\u0440ellen. De algemene vergadering verleent kwijting aan de bestuurders voor hun verstreken mandaat.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0886.527.738",
    "name_full": "KARFIL",
    "legal_form": "BV"
  }
}
2023
18-12-2023 NAUDTS Filip reappointed as director Director changes
  • NAUDTS Filip, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "NAUDTS Filip",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de benoeming van de huidige niet-statutair bestuurder, hierna vermeld, te bevestigen voor een onbepaalde duur: de heer NAUDTS Filip, wonende te 2950 Kapellen, Heidestraat-Zuid 203"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0886.527.738",
    "name_full": "KARFIL",
    "legal_form": "BV"
  }
}
2022
06-01-2022 1 director appointed, 1 resigning Director changes
  • Naudts Filip, Bestuurder
  • Naudts OLIVIA, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Naudts OLIVIA",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-12-01",
      "evidence_quote": "De algemene vergadering neemt akte van het ontisag van Mevrouw Naudts OLIVIA als bestuurder van de vennootschap met onmiddelijke ingang en verleent hem kwijting voor het verstreken mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Naudts Filip",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-12-01",
      "evidence_quote": "De algemene vergardering benoemt de heer Filip Naudts als bestuurder van de vennootschap met onmiddelijke ingang."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0886.527.738",
    "name_full": "KARFIL",
    "legal_form": "BV"
  }
}
2020
08-09-2020 1 director appointed, 1 resigning Director changes
  • Olivia Naudts, Bestuurder
  • Filip Naudts, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Filip Naudts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-07-01",
      "evidence_quote": "De algemene vergadering neemt akte van het ontslag van de heer Filip Naudts als bestuurder van de vennootschap met onmiddelijke ingang en verleent hem kwijting voor het vestreken mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Olivia Naudts",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-07-01",
      "evidence_quote": "De algemene vergardering benoemt Mevrouw Naudt Ol\u00EDvia als bestuurder van de venootschap met onmiddelijke ingang."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0886.527.738",
    "name_full": "KARFIL",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Luchtvaart zonder dienstregeling62200Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180Personenvervoer door de lucht51100Personenvervoer door de lucht51100Handelsbemiddeling gespecialiseerd in overige goederen, n.e.g.51180Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Verhuur van woningen, exclusief sociale woningen70201Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Technische studiën en ingenieursactiviteiten74203Overige vormen van onderwijs, n.e.g.80424Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL KARFIL
Registered office
Heidestraat-Zuid 203
2950 Kapellen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative