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Karen Catering

Active
Private limited companyfounded 2020active for 6 yearsBisschoppenhoflaan 219, 2100 Antwerpen, BelgiumKBO/BCE: BE 0741.841.845
Summary

The computed 12-month bankruptcy probability of Karen Catering is 5.0% (elevated). The annual accounts of Karen Catering for financial year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €22,544 and a net result of -€38,315. Equity has been growing by about 23% per year since 2020. Its solvency ranks better than 40% of 16,996 sector peers (NACE 56, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 21-01-2020 Normal situation
Activity
Event catering NACE 56210
Establishment units
2.340.057.989 2100 Antwerpen, since 01-01-2023
2.363.625.526 2100 Antwerpen, since 16-09-2024
Financial year end
31 December
Peppol
Reachable since 26-06-2025

Board and ownership

Board
  • Palanjyan KarenDirector · since 21-01-2020

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.0%
Annual accounts 2025
Gross margin
€219,455
▲ 170%
Turnover
≈ €630,000
estimated
Loss
€38,315
▲ 144%
Equity
€22,544
▼ 63.0%
Total assets
€120,781
▼ 56.5%
Staff
≈ 4.8 FTE
estimated
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Last filed accounts filed 31 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskLiquidity: current ratio 0.86, cash €39,470Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 31% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 44-3
equity 18.7% of total assets
Liquidity 59+26
short-term debt 60.7% · cash 32.7%
Profitability 0-44
return on assets -31.7%
Bankruptcy probability within 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.0%▼ -0.1 percentage points vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.2%▲ +0.2 percentage points vs 03-2025 05-2025: 2.6%▲ +0.4 percentage points vs 04-2025 06-2025: 1.4%▼ -1.2 percentage points vs 05-2025lowest value 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.6 percentage points vs 07-2025 09-2025: 2.8%▲ +0.7 percentage points vs 08-2025 10-2025: 3.8%▲ +1.0 percentage point vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.5%▼ -0.3 percentage points vs 03-2026 05-2026: 4.1%▲ +0.6 percentage points vs 04-2026 06-2026: 3.9%▼ -0.2 percentage points vs 05-2026 07-2026: 4.2%▲ +0.3 percentage points vs 06-2026 08-2026: 5.6%▲ +1.4 percentage points vs 07-2026highest value 09-2026: 5.0%▼ -0.6 percentage points vs 08-2026 10-2026: 5.0%● unchanged vs 09-2026 11-2026: 5.0%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.86 (1.1 in 2024), below 1. Short-term debt is 60.7% and cash 32.7% of total assets. 81.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 40% of them on solvency, 63% on liquidity, 8% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 0.86, cash €39,470
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€38,315
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
30 days late
2022
83 days early
2021
29 days late
2020
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 10 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 93% of companies in food and beverage servicesector median €4,886 · 16,974 companies -€38,315 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€38,315 View

Recent changes

  1. · Gazette deed Registered office moved from Herselt to Deurne
  2. · Gazette deed Registered office moved from Duffel to Herselt
  3. · Gazette deed Registered office moved from Deurne to Duffel
All 13 events

Comparable companies

These companies have the same main activity as Karen Catering: event catering (NACE 56210). They are comparable in size and age: total assets between €110,000 and €142,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Karen Catering Antwerpen€120,781€219,455
REPOS Antwerpen€124,364€174,497
'T Perfecte Huis Antwerpen€126,482€184,169
SUSHI FUJI Liège€109,722€225,900
AGGAP1 Tervuren€118,437€220,892
YAMMI SUSHI Wetteren€141,952€193,492
Bowls.be Brussel€126,622€204,413
Full comparison

Key facts about Karen Catering

What is the company number of Karen Catering?
The company number of Karen Catering is 0741.841.845. The VAT number is the same number with BE in front: BE 0741.841.845.
Where is Karen Catering based?
The registered office is at Bisschoppenhoflaan 219, 2100 Antwerpen.Company details
What does Karen Catering do?
According to the KBO register, the main activity is event catering (NACE 56210).
What is the legal form of Karen Catering?
The legal form of Karen Catering is Private limited company (BV).
When was Karen Catering founded?
Karen Catering was founded on 21-01-2020.
Is Karen Catering still active?
Yes, Karen Catering is an active enterprise in the KBO register.
What is the turnover of Karen Catering?
The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €219,455 and 216 comparable companies (NACE 56). It probably lies between €520,000 and €780,000.Financials
Is Karen Catering profitable?
In financial year 2025, Karen Catering made a loss of €38,315.
Where can I find the annual accounts of Karen Catering?
Karen Catering filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Karen Catering due?
Karen Catering must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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