"Bowls.be"
ActiveThe computed 12-month bankruptcy probability of "Bowls.be" is 7.6% (elevated). The 2025 annual accounts show equity of €52k and a net result of €40k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency66▲+31
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
7.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.3 against 0.77 in 2024; short-term debt: 58.6% and cash: 20% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
31.3%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
29 d late
2024
28 d late
2023
30 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 307%
2024 · €13k
2022: €16k
2023: €13k
2024: €13k
2022 → 2025
Total assets
€127k▼ 2.6%
2024 · €130k
2022: €105k
2023: €116k
2024: €130k
2022 → 2025
Net result
€40k▲ 18,862%
2024 · €209
2022: €1k
2023: €-4k
2024: €209
2022 → 2025
Working capital
€22k
2024 · €-27k
2022: €-12k
2023: €-14k
2024: €-27k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€13k▼ 22.1%€13k▲ 1.6%€52k▲ 307%
Operating result€5k-€571▼ 89.0%€3k▲ 353%€56k▲ 2,064%
Net result€1k-€-4k€209€40k▲ 18,862%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,064% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€31k▼ 23.0%
Current assets
€96k▲ 6.4%
Equity and liabilities €127k
Equity
€52k▲ 307%
Debt
€74k▼ 36.7%
The debt ratio falls from 90.1% to 58.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €13k
Cash flow
€51k▲
2024 · €11k
Solvency
41.4%▲
2024 · 9.9%
Current ratio
1.30▲
2024 · 0.77
Quick ratio
1.27▲
2024 · 0.77
Debt / equity
1.41▼
2024 · 9.07
ROE
75.4%▲
2024 · 1.6%
ROA
31.3%▲
2024 · 0.2%
Interest coverage
32.78▲
2024 · 7.02
Debt
€74k▼
2024 · €117k
Debt ≤ 1 year
€74k▼
2024 · €117k
Income taxes
€14k▲
2024 · €540
Staff costs
€137k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€127k▼
Fixed assets21/28€40k€31k▼
Tangible fixed assets22/27€39k€30k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€31k€24k▼
Financial fixed assets28€297€297=
Current assets29/58€90k€96k▲
Stocks and contracts in progress3€520€2k▲
Stocks30/36€520€2k▲
Amounts receivable within one year40/41€33k€69k▲
Trade receivables40€29k€23k▼
Other amounts receivable41€4k€46k▲
Cash at bank and in hand54/58€57k€25k▼
Equity and liabilities
Total equity and liabilities10/49€130k€127k▼
Equity10/15€13k€52k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-2k€37k▲
Amounts payable17/49€117k€74k▼
Amounts payable within one year42/48€117k€74k▼
Trade debts44€46k€35k▼
Suppliers440/4€46k€35k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€11k€30k▲
Taxes450/3€2k€21k▲
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€60k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€97k€137k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k-
Gross operating margin9900€112k€204k▲
Operating profit (loss)9901€3k€56k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€749€54k▲
Income taxes67/77€540€14k▲
Profit (loss) for the period9904€209€40k▲
Profit (loss) for the period to be appropriated9905€209€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€37k▲
Profit (loss) brought forward from the previous period14P€-2k€-2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
Financial
Highest result since 2022net €40k ▲18862%
Operating result €56k, net result €40k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
Financial
Back to profitnet €209
Net result €209 after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-09
Financial
Weakest financial yearnet €-4k ▼376%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ravensteingalerij 251000 BrusselGround area
1.3 ha
Building footprint
6,965 m²
Volume, LiDAR
98,029 m³
3 parcels, Brussels, Flanders · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Bowls.be
since 20202.312.043.993
Bowls
since 20242.362.428.268
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0819/00R000 | Brussels | 6,581 m² | 1 · 5,789 m² | 21.9 m · 6 fl. |
| 34040C1052/00R000 | Flanders | 6,374 m² | 1 · 959 m² | 8.1 m · 1 fl. |
| 34040C0298/02R000 | Flanders | 397 m² | 1 · 217 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
2 sitesWaregem2.312.043.993
Waregem2.362.428.268
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2020
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
10850Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bowls.be
E-mail:info@bowls.be