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Complete company report
Generated 12-08-2026
Active BE 0427.600.348Private limited company

KARDECO

Galileilaan 15 ·2845 Niel, Belgium· 40 yrs active
Sector: Ontwikkeling van residentiële bouwprojecten (68121)
Conclusion Checked

The computed 12-month bankruptcy probability of KARDECO is 0.2% (very low). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 40 yrs
Board 1
Locations 1
Publications 6
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1985, 41 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 28-08-2025 2025-00416615
31-12-2023 verkort 09-08-2024 2024-00336766
31-12-2022 micro 17-08-2023 2023-00331311
31-12-2021 micro 05-07-2022 2022-20132590
31-12-2020 micro 08-07-2021 2021-32700299
31-12-2019 micro 02-10-2020 2020-58600550
31-12-2018 micro 20-07-2019 2019-35600525
31-12-2017 micro 06-07-2018 2018-30600432
31-12-2016 micro 03-07-2017 2017-26200007
31-12-2015 verkort 25-07-2016 2016-37000074
Directors & mandates 5 directors
Current directors & mandates
  • BRUYNS Roger Ludovicus Isidoor Carolus
    Director
    State Gazette act 22322290 (04-04-2022)
    Current
    04-04-2022 → present
    2 events
    • 04-04-2022 Resigned· Director
    • 04-04-2022 Mandate renewed· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Verhoeven
    Manager
    State Gazette act 04086781 (14-06-2004)
    Not recently confirmed
    last confirmed in an act from 2004
Former directors (3)
  • Roger Bruyns
    Manager
    State Gazette act 06131007 (14-08-2006)
    Former
    02-08-2006 → 25-05-2022
    2 events
    • 25-05-2022 Resigned· Director
    • 02-08-2006 Appointed· Manager
  • Verhoeven Anita
    Manager
    State Gazette act 06131007 (14-08-2006)
    Former
    - → 02-08-2006
  • Hulstaert
    Manager
    State Gazette act 04086781 (14-06-2004)
    Former
    - → 28-05-2004
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Ontwikkeling van residentiële bouwprojecten(68121)
Legal form Private limited company(610)
Incorporation20-08-1985
StatusActive
Postal code2845
Connections & network 7 connected companies
Network connections
ADM
Shared address
→
→
BMCDENIS
Shared address
→
FinCraft
Shared address
→
HearingCoach Belgium
Shared address
→
Winsearch
Shared address
→
YUN
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
KARDECO
Galileilaan 15, 2845 NielVERV. BALKEN, LIGGERS, KEPERS ...
since 19852.027.608.123
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11030C0277/00P000 Flanders 5,028 m² 1 · 1,139 m² 34.5 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
06-02-2026
State Gazette act Registered-office change
v3.2
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
09-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
17-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
12-07-2022
State Gazette act Director changes
v3.2
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
04-04-2022
State Gazette act Director changes
v3.2
2021
08-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
02-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
20-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
06-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
03-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
25-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
20-01-2014
State Gazette act Capital & shares
v3.2
2006
14-08-2006
State Gazette act Director changes
v3.2
2004
14-06-2004
State Gazette act Registered-office change
v3.2
Belgisch Staatsblad, acts 6 acts
Capital history · 1
20-01-2014
v3.2
Address history · 2
06-02-2026
v3.2
14-06-2004
v3.2
All acts · 6 updated 6 months ago
2026
06-02-2026 Registered office moved from Antwerpen to Niel Registered-office change
  • Camille Huysmanslaan 78, 2020 Antwerpen → Galileilaan 15, 2845 Niel
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Niel",
        "region": null,
        "street": "Galileilaan",
        "country": "BE",
        "postcode": "2845",
        "box_number": null,
        "street_number": "15"
      },
      "old_address": {
        "city": "Antwerpen",
        "region": null,
        "street": "Camille Huysmanslaan",
        "country": "BE",
        "postcode": "2020",
        "box_number": "1",
        "street_number": "78"
      },
      "effective_date": "2025-12-18",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Camille Huysmanslaan 78 bus 1, 2020 Antwerpen naar Galileilaan 15, 2845 Niel, en dit vanaf 18/12/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "KARDECO",
    "legal_form": "BV"
  }
}
2022
12-07-2022 1 director appointed, 1 resigning Director changes
  • BV BMCDENIS, Bestuurder
  • Roger Bruyns, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Roger Bruyns",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-05-25",
      "evidence_quote": "De vergadering beslist tot: Ontslag van Roger Bruyns als niet-statutaire bestuurder met ingang op 25/05/2022. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV BMCDENIS",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-05-25",
      "evidence_quote": "De vergadering beslist tot: Benoeming van BV BMCDENIS als niet-statutaire bestuurder met ingang op 25/05/2022.",
      "discharge_granted": false
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "KARDECO",
    "legal_form": "BV"
  }
}
04-04-2022 1 resigning, 1 reappointed Director changes
  • BRUYNS Roger Ludovicus Isidoor Carolus, Bestuurder
  • BRUYNS Roger Ludovicus Isidoor Carolus, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BRUYNS Roger Ludovicus Isidoor Carolus",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De vergadering besluit de huidige zaakvoerder, hiervoor vermeld, ontslag te geven uit zijn functie"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BRUYNS Roger Ludovicus Isidoor Carolus",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "gaat onmiddellijk over tot zijn herbenoeming als niet-statutair bestuurder voor een onbepaalde duur: - De heer BRUYNS Roger Ludovicus Isidoor Carolus, geboren te Essen op 26 juli 1957, wonende te 2500 Lier, Veemarkt 1, hier aanwezig en die aanvaardt."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "KARDECO",
    "legal_form": "BVBA"
  }
}
2014
20-01-2014 Capital increase of €76,914.99 to €95,507.42 Capital & shares
  • €18.592,43 → €95.507,42
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 76914.99,
      "currency": "EUR",
      "after_eur": 95507.42,
      "delta_eur": 76914.99,
      "before_eur": 18592.43,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2013-12-20",
      "evidence_quote": "De vergadering beslist het kapitaal te verhogen met zesenzeventigduizend negenhonderd veertien euro negenennegentig eurocent (\u20AC 76.914,99) om het van achttienduizend vijfhonderd twee\u00EBnnegentig euro drie\u00EBnveertig eurocent (\u20AC 18.592,43) te brengen op vijfennegentigduizend vijfhonderd en zeven euro twee\u00EBnveertig eurocent (\u20AC 95.507,42), door inbreng in geld, zonder uitgifte van nieuwe aandelen.",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "KARDECO",
    "legal_form": "BVBA"
  }
}
2006
14-08-2006 1 director appointed, 1 resigning Director changes
  • Bruyns Roger, Zaakvoerder
  • Verhoeven Anita, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Verhoeven Anita",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2006-08-02",
      "evidence_quote": "De bijzondere algemene vergadering d.d. 2 augustus 2006 aanvaardt het ontslag als zaakvoerder van Mevrouw Verhoeven Anita vanaf 2 augustus 2006. Haar wordt kwijting verleend voor het uitgeoefende mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Bruyns Roger",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2006-08-02",
      "evidence_quote": "In haar plaats wordt benoemd tot nieuwe zaakvoerder de heer Bruyns Roger, Kanaalstraat 13, 2240 Zandhoven met ingang van 2 augustus 2006."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "FISKABO",
    "legal_form": "BVBA"
  }
}
2004
14-06-2004 Registered office moved from Antwerpen to Lier Registered-office change
  • Jan van Heelulaan 19, 2050 Antwerpen → Zevenbergen 13, 2500 Lier
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Lier",
        "region": null,
        "street": "Zevenbergen",
        "country": "BE",
        "postcode": "2500",
        "box_number": null,
        "street_number": "13"
      },
      "old_address": {
        "city": "Antwerpen",
        "region": null,
        "street": "Jan van Heelulaan",
        "country": "BE",
        "postcode": "2050",
        "box_number": null,
        "street_number": "19"
      },
      "effective_date": "2004-05-28",
      "evidence_quote": "Tevens heeft deze Bijzondere Algemene Vergadering der Aandeelhouders d.d. 28 mei 2004 beslist om de zetel der vennootschap te verplaatsen naar Zevenbergen 13-2500 Lier"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.600.348",
    "name_full": "FISKABO",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Projectontwikkeling voor woningbouw70111Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Grondverzet45112Bouwen van individuele huizen45211Overige gespecialiseerde werkzaamheden in de bouw45250
Primary activity highlighted.
Names & trade names
Legal nameNL KARDECO
Registered office
Galileilaan 15
2845 Niel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative