KARAN TRADE
ActiveThe annual accounts of KARAN TRADE for fiscal year 2025 show a net loss of 233% of total assets and of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-30k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 53% of 18237 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-57
Solvency63▼-23
Growth40▼-45
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.22 against 2.69 in 2024; short-term debt: 62% and cash: 0.1% of total assets), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38%
Return on assets
-233.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
44 d early
2023
47 d early
2022
129 d early
2021
32 d late
2020
101 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€649k▼ 57.2%
2024 · €1.52M
2018: €420k
2019: €396k
2020: €434k
2021: €443k
2022: €474k
2023: €462k
2024: €1.52M
2018 → 2025
EBIT margin
-4.2%▼ 4.5pp
2024 · 0.3%
2018: 0.4%
2019: 1.8%
2020: 2.4%
2021: 1.2%
2022: 0.3%
2023: -1.3%
2024: 0.3%
2018 → 2025
Net result
€-30k
2024 · €3k
2018: €1k
2019: €6k
2020: €10k
2021: €5k
2022: €-2k
2023: €-7k
2024: €3k
2018 → 2025
Working capital
€2k▼ 94.7%
2024 · €33k
2018: €20k
2019: €25k
2020: €35k
2021: €39k
2022: €22k
2023: €18k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€443k-€474k▲ 6.9%€462k▼ 2.5%€1.52M▲ 228%€649k▼ 57.2%
Equity€40k-€38k▼ 5.1%€31k▼ 18.2%€35k▲ 9.8%€5k▼ 86.0%
Operating result€5k-€1k▼ 74.3%€-6k€5k€-27k
Net result€5k-€-2k€-7k▼ 241%€3k€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€3k▼ 24.4%
Current assets
€10k▼ 81.6%
Equity and liabilities €13k
Equity
€5k▼ 86.0%
Debt
€8k▼ 63.9%
The debt ratio rises from 38.7% to 62.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-26k▼
2024 · €6k
Cash flow
€-29k▼
2024 · €4k
Solvency
38.0%▼
2024 · 61.3%
Current ratio
1.22▼
2024 · 2.69
Quick ratio
0.15▼
2024 · 0.92
Debt / equity
1.63▲
2024 · 0.63
ROE
-613.8%▼
2024 · 9.0%
ROA
-233.4%▼
2024 · 5.5%
Interest coverage
-7.76▼
2024 · 15.93
Debt
€8k▼
2024 · €22k
Debt ≤ 1 year
€8k▼
2024 · €19k
Income taxes
€-770▼
2024 · €1k
Staff costs
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€13k▼
Fixed assets21/28€4k€3k▼
Intangible fixed assets21€4k€3k▼
Current assets29/58€52k€10k▼
Stocks and contracts in progress3€34k€8k▼
Stocks30/36€34k€8k▼
Amounts receivable within one year40/41€16k€1k▼
Trade receivables40€10k€1k▼
Other amounts receivable41€6k€136▼
Cash at bank and in hand54/58€2k€10▼
Equity and liabilities
Total equity and liabilities10/49€56k€13k▼
Equity10/15€35k€5k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€20k€-9k▼
Amounts payable17/49€22k€8k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€19k€8k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€24€876▲
Income statement
Code20242025
Turnover70€1.52M€649k▼
Goods, raw materials, services and sundry goods60/61€1.51M€661k▼
Remuneration, social security and pensions62€7k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€899€1k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€14k€-11k▼
Operating profit (loss)9901€5k€-27k▼
Financial income75/76B€4€2▼
Recurring financial income75€4€2▼
Financial charges65/66B€347€3k▲
Recurring financial charges65€347€3k▲
Profit (loss) for the period before taxes9903€4k€-30k▼
Income taxes67/77€1k€-770▼
Profit (loss) for the period9904€3k€-30k▼
Profit (loss) for the period to be appropriated9905€3k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-9k▼
Profit (loss) brought forward from the previous period14P€17k€20k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-30k ▼1060%
Net result drops to €-30k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 101 days late
2020
31-12
Financial
Highest result since 2018net €10k ▲86.8%
Operating result €11k, net result €10k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beaubru 16830 BouillonGround area
3,503 m²
Building footprint
143 m²
Volume, LiDAR
1,904 m³
Parcel 84010D0265/00K000, Wallonia · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84010D0265/00K000 | Wallonia | 3,503 m² | 1 · 143 m² | 15.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 2,564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2015
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.