Ark van Bornem
ActiveArk van Bornem has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency54▼-16
Growth58=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 18.94 against 37.01 in 2024), but 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
-10.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
21 d late
2023
2 d early
2022
4 d early
2021
25 d late
2020
26 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 32.3%
2024 · €3k
2018: €6k
2019: €1k
2020: €-3k
2021: €-4k
2022: €-5k
2023: €-6k
2024: €3k
2018 → 2025
Total assets
€10k▼ 7.7%
2024 · €11k
2018: €25k
2019: €17k
2020: €9k
2021: €6k
2022: €5k
2023: €2k
2024: €11k
2018 → 2025
Net result
€-1k
2024 · €9k
2018: €-5k
2019: €-4k
2020: €-4k
2021: €-1k
2022: €-1k
2023: €-528
2024: €9k
2018 → 2025
Working capital
€9k▼ 10.2%
2024 · €10k
2018: €15k
2019: €9k
2020: €6k
2021: €5k
2022: €4k
2023: €1k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-5k▼ 34.6%€-6k▼ 9.8%€3k€2k▼ 32.3%
Operating result€-1k-€-1k▲ 1.1%€-365▲ 70.2%€9k€-879
Net result€-1k-€-1k▲ 0.4%€-528▲ 61.9%€9k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €879 after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €10k
Equity
€2k▼ 32.3%
Debt
€8k▲ 3.1%
The debt ratio rises from 69.3% to 77.4%: debt grows while equity shrinks.
Key figures and ratios
Solvency
22.6%▼
2024 · 30.7%
Current ratio
18.94▼
2024 · 37.01
Quick ratio
18.62▼
2024 · 35.85
Debt / equity
3.43▲
2024 · 2.26
ROE
-47.6%▼
2024 · 283.7%
ROA
-10.7%▼
2024 · 87.2%
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€512▲
2024 · €284
Debt > 1 year
€7k=
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€10k▼
Current assets29/58€11k€10k▼
Stocks and contracts in progress3€328€165▼
Stocks30/36€328€165▼
Cash at bank and in hand54/58€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€11k€10k▼
Equity10/15€3k€2k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-47k€-48k▼
Amounts payable17/49€7k€8k▲
Amounts payable after more than one year17€7k€7k=
Financial debts170/4€7k€7k=
Amounts payable within one year42/48€284€512▲
Other amounts payable47/48€284€512▲
Income statement
Code20242025
Non-recurring operating income76A€10k-
Gross operating margin9900€9k€-879▼
Operating profit (loss)9901€9k€-879▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€163€163=
Recurring financial charges65€163€163=
Profit (loss) for the period before taxes9903€9k€-1k▼
Profit (loss) for the period9904€9k€-1k▼
Profit (loss) for the period to be appropriated9905€9k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-48k▼
Profit (loss) brought forward from the previous period14P€-56k€-47k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 6 loss-making years.
31-12
Financial
Liquidity times 11current ratio 37.01
Current ratio from 3.44 to 37.01; short-term debt falls from €438 to €284.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 13.38
Current ratio from 3.90 to 13.38; short-term debt falls from €2k to €400.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kampweide 41761 RoosdaalGround area
2,802 m²
Building footprint
219 m²
Volume, LiDAR
845 m³
Parcel 23011A0073/00F000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ark van Bornem
since 20162.251.738.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011A0073/00F000 | Flanders | 2,802 m² | 1 · 219 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIDHU
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NOUS CHERCHONS LE BON PRODUIT
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Seraing · Eq €2k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 1,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.