Karami 33
ActiveSummary
The computed 12-month bankruptcy probability of Karami 33 is 4.4% (elevated). The 2025 annual accounts show equity of €44,929 and a net result of -€72. Its solvency ranks better than 95% of 12,724 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€44,929total assets 2025
- Equity
- €44,929
- Loss
- -€72
Turnover not published (abbreviated format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 4.4%
Too few figures to score
Signalsraises riskFounded in 2024Liquiditeit niet neergelegdLast filed accounts filed 68 days late; 1 of the last 3 late2025 accounts filed 68 days latelowers riskEquity €44,929 (100.0% of total assets)Show the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%lowest value
09-2025: 1.9%● unchanged vs 08-2025lowest value
10-2025: 1.9%● unchanged vs 09-2025
11-2025: 2.3%▲ +0.4 percentage points vs 10-2025
12-2025: 2.4%▲ +0.1 percentage points vs 11-2025
01-2026: 2.7%▲ +0.3 percentage points vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 3.0%▲ +0.3 percentage points vs 02-2026
04-2026: 3.0%● unchanged vs 03-2026
05-2026: 2.9%▼ -0.1 percentage points vs 04-2026
06-2026: 2.9%● unchanged vs 05-2026
07-2026: 3.3%▲ +0.4 percentage points vs 06-2026
08-2026: 3.3%● unchanged vs 07-2026
09-2026: 3.3%● unchanged vs 08-2026
10-2026: 4.4%▲ +1.1 percentage points vs 09-2026highest value
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
68 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: KARAMI Khadem Hossein (director)…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (68 days) Filed on 7 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00552009.
Equity
€44,929
Total assets
€44,929
Net result
-€72
Working capital
Not included in this filing
Turnover and EBIT margin not published: the abbreviated format does not require them.
Key figures and ratios
Solvency
100.0%
ROE
-0.2%
ROA
-0.2%
Peer companies
Historical observationOf the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
2.2%
went bankrupt
5.9%
stopped otherwise
91.7%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Financial charges65/66B | €72 |
| Recurring financial charges65 | €72 |
| Profit (loss) for the period before taxes9903 | -€72 |
| Profit (loss) for the period9904 | -€72 |
| Profit (loss) for the period to be appropriated9905 | -€72 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €44,929 | |
| Current assets29/58 | €44,929 | |
| Amounts receivable within one year40/41 | €44,929 | |
| Other amounts receivable41 | €44,929 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €44,929 | |
| Equity10/15 | €44,929 | |
| Contributions10/11 | €45,000 | |
| Capital10 | €45,000 | |
| Issued capital100 | €45,000 | |
| Profit (loss) carried forward14 | -€72 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€72 |
| Operating cash flow (approximation) | -€72 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 07-10-2026 | 2026-00552009 |
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Of the 10,337 active companies whose main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110), figures are known for 6,010. 4,711 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
KARAMI Khadem Hossein
CurrentDirector (not named in the articles) · since 02-08-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2024, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| KARAMI Khadem Hossein |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 02-08-2024 ↗
- KARAMI Khadem Hossein 100 shares (100%) · €45,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 02-08-2024 Incorporation · €45,000 · 100 shares
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
History
Acts, filings and financial milestones
2026
07-10
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format · 68 days late
2024
02-08
Gazette deed
IncorporationAppointment: KARAMI Khadem Hossein (director) · Founder · Founding capital13 facts ▸
Gazette deed
Incorporation
Appointment: KARAMI Khadem Hossein (director) · Founder · Founding capital13 facts ▸
- Incorporation, “Karami 33” (deed in French)
- Founder, KARAMI Khadem Hossein
- Other provision, 24-07-2024
- Other provision, “responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres de départ manifestement insuffisants” (deed in French)
- Founding capital, €45,000
- Bank account, 45000, “dépôt des apports de la société en formation” (deed in French)
- Other provision, “Titre I:Forme légale-Dénomination-Siège-Objet-Durée, arrêté des statuts” (deed in French)
- Capital
- Registered office clause, “1150 Woluwe-Saint-Pierre, avenue de l'Atlantique”, 128 (deed in French)
- Board rule, 1
- Director appointment, KARAMI Khadem Hossein (director (not named in the articles))
- Pre-incorporation commitments, Karami 33
- +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded31-07-2024
Financial year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47252Retail sale of beverages, general range
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:1012088694
Also
9925:BE1012088694
Registered
08-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2024
Ground area
162 m²
Building footprint
122 m²
Building volume
1,425 m³
Parcel 21684B0049/00X003, Brussels · tallest building 15.5 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KARAMI 33
since 2024unit no. 2.362.206.257
1 parcel
Brussels
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21684B0049/00X003 | Brussels | 162 m² | 1 · 122 m² | 15.5 m · 5 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Activités de holding et de gestion des sociétés de holding:intervention dans la gestion quotidienne,représentation des sociétés en vertu de…” (deed in French)
13 activities (deed in French)
- Activités de holding et de gestion des sociétés de holding:intervention dans la gestion quotidienne,représentation des sociétés en vertu de la propriété ou du contrôle du capital social,etc
- Toute activité de commerce et d'alimentation
- Négociation de biens immobiliers propres
- Conseils et assistance aux entreprises et aux pouvoirs publics dans les domaines de la planification,de l'organisation,de l'efficacité et de la supervision,fourniture d'informations à la direction,etc
- Analyses statistiques des résultats de la recherche
- Calcul des coûts et des avantages des mesures proposées en termes de planification,d'organisation,d'efficacité,etc
- L'achat et la vente de biens mobiliers et immobiliers pour son propre compte,ainsi que leur exploitation
- Faire tous actes ou opérations financières,commerciales,industrielles,civiles,mobilières et immobilières se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter la réalisation en tout ou en partie
- Elle peut coopérer ou fusionner sous quelque forme que ce soit(apport,fusion,absorption,collaboration,intervention financière,etc.)en Belgique ou à l'étranger avec des sociétés existantes ou futures dont l'objet est similaire ou connexe ou de nature à favoriser ou à faciliter la réalisation de son propre objet.Cette participation peut se faire par voie de souscription ou d'acquisition d'actions,d'apport,de fusion,d'absorption,de scission ou par tout autre moyen
- Elle peut également exercer une fonction d'administrateur,de gérant,de membre du conseil d'administration ou de liquidateur d'une autre société
- Fournir des garanties au profit de tiers
- Activité de taxis,transport de personnes
- Transport par la route
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Karami 33
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, établir ou supprimer des sièges d'exploitation par simple décision de l'organe d'administration pour autant…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs, organe administration” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions-droit de préférence, pour actions données en gage,droit revient au débiteur-gagiste” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision assemblée générale, prévues pour modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Quelque cause et moment, administrateurs en fonction par statuts si aucun autre désigné” (deed in French)