Karami 33
ActiveSummary
The computed 12-month bankruptcy probability of Karami 33 is 4.4% (elevated). The 2025 annual accounts show equity of €44,929 and a net result of -€72. Its solvency ranks better than 95% of 12,519 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (68 days) Filed on 7 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00552009.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Peer companies
Historical observationOf the 2,146 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,146 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Financial charges65/66B | €72 |
| Recurring financial charges65 | €72 |
| Profit (loss) for the period before taxes9903 | -€72 |
| Profit (loss) for the period9904 | -€72 |
| Profit (loss) for the period to be appropriated9905 | -€72 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €44,929 | |
| Current assets29/58 | €44,929 | |
| Amounts receivable within one year40/41 | €44,929 | |
| Other amounts receivable41 | €44,929 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €44,929 | |
| Equity10/15 | €44,929 | |
| Contributions10/11 | €45,000 | |
| Capital10 | €45,000 | |
| Issued capital100 | €45,000 | |
| Profit (loss) carried forward14 | -€72 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€72 |
| Operating cash flow (approximation) | -€72 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 07-10-2026 | 2026-00552009 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.