Karam
ActiveSummary
The computed 12-month bankruptcy probability of Karam is 4.6% (elevated). The 2024 annual accounts show equity of €9,514 and a net result of €8,817. Its solvency ranks better than 31% of 26049 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €450 | - |
| Gross operating margin9900 | -€1,592 | €12,511 | ▲ 886% |
| Operating profit (loss)9901 | -€1,592 | €12,061 | ▲ 858% |
| Financial charges65/66B | €13 | €3,125 | ▲ 24,898% |
| Recurring financial charges65 | €13 | €3,125 | ▲ 24,898% |
| Profit (loss) for the period before taxes9903 | -€1,605 | €8,937 | ▲ 657% |
| Income taxes67/77 | - | €119 | - |
| Profit (loss) for the period9904 | -€1,605 | €8,817 | ▲ 650% |
| Profit (loss) for the period to be appropriated9905 | -€1,605 | €8,817 | ▲ 650% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €39,580 | €87,091 | ▲ 120% |
| Current assets29/58 | €39,580 | €87,091 | ▲ 120% |
| Stocks and contracts in progress3 | €4,050 | €4,050 | = |
| Stocks30/36 | €4,050 | €4,050 | = |
| Amounts receivable within one year40/41 | €31,372 | €83,025 | ▲ 165% |
| Trade receivables40 | €30,882 | €78,080 | ▲ 153% |
| Other amounts receivable41 | €22,627 | €4,945 | ▼ 78.1% |
| Cash at bank and in hand54/58 | €1,957 | €16 | ▼ 99.2% |
| Deferred charges and accrued income490/1 | €2,202 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €39,580 | €87,091 | ▲ 120% |
| Equity10/15 | -€1,405 | €9,514 | ▲ 777% |
| Contributions10/11 | €200 | €100 | ▼ 50.0% |
| Profit (loss) carried forward14 | -€1,605 | €9,414 | ▲ 687% |
| Amounts payable17/49 | €38,783 | €77,577 | ▲ 100% |
| Amounts payable within one year42/48 | €38,783 | €76,477 | ▲ 97.2% |
| Trade debts44 | €14,783 | €76,284 | ▲ 416% |
| Suppliers440/4 | €14,783 | €76,284 | ▲ 416% |
| Taxes, remuneration and social security45 | - | €193 | - |
| Taxes450/3 | - | €193 | - |
| Other amounts payable47/48 | €24,000 | - | - |
| Accrued charges and deferred income492/3 | - | €1,100 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,605 | €8,817 | ▲ 650% |
| Operating cash flow (approximation) | -€1,605 | €8,817 | ▲ 650% |
| Change in cash | - | -€1,940 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0249/00N009 | Brussels | 267 m² | 1 · 209 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.