FIKA CONCEPT STORE
ActiveThe computed 12-month bankruptcy probability of FIKA CONCEPT STORE is 2.3% (moderate). The 2024 annual accounts show equity of €34k and a net result of €31k. Its solvency ranks better than 41% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability94
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.05; short-term debt: 60.7% and cash: 34.7% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.2%
Return on assets
20.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-06-2025, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k
Total assets
€154k
Net result
€31k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €154k
Fixed assets
€56k
Current assets
€98k
Equity and liabilities €154k
Equity
€34k
Debt
€120k
Debt finances 77.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€39k
Solvency
22.2%
Current ratio
1.05
Quick ratio
0.59
Debt / equity
3.50
ROE
91.3%
ROA
20.3%
Interest coverage
19.57
Debt
€120k
Debt ≤ 1 year
€94k
Debt > 1 year
€26k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€154k
Fixed assets21/28€56k
Intangible fixed assets21€12k
Tangible fixed assets22/27€43k
Plant, machinery and equipment23€3k
Furniture and vehicles24€4k
Leasing and similar rights25€37k
Current assets29/58€98k
Stocks and contracts in progress3€43k
Stocks30/36€43k
Amounts receivable within one year40/41€503
Trade receivables40€342
Other amounts receivable41€161
Cash at bank and in hand54/58€54k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€154k
Equity10/15€34k
Contributions10/11€3k
Profit (loss) carried forward14€31k
Amounts payable17/49€120k
Amounts payable after more than one year17€26k
Financial debts170/4€26k
Amounts payable within one year42/48€94k
Current portion of amounts payable after more than one year42€9k
Trade debts44€636
Suppliers440/4€636
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Remuneration and social security454/9€0
Other amounts payable47/48€62k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k
Other operating charges640/8€2k
Gross operating margin9900€61k
Operating profit (loss)9901€45k
Financial income75/76B€21
Recurring financial income75€21
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€42k
Income taxes67/77€11k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verte Voie 724890 Thimister-ClermontGround area
1.3 ha
Parcel 63077B0518/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FIKA CONCEPT STORE
since 20232.350.439.365
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63077B0518/00T000 | Wallonia | 1.3 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900974PX05JWIUE60
Similar companies · same sector, comparable size
V.VALUE
BE 0745.911.291
Lennik · Eq €34k
GARTA
BE 0402.125.673
Ravels · Eq €34k
BEN EXPRESS
BE 0824.265.220
Antwerpen · Eq €35k
ETS.DURAY
BE 1025.771.931
Chaudfontaine · Eq €33k
Support Team
BE 0728.687.655
Genk · Eq €33k
Of 462 companies in sector 47783 we hold annual accounts for 214. 154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end31-12
Activities, NACEBEL
47783Retail trade
47784Retail sale of souvenirs and religious articles
47512Retail sale of household textiles and bedding
47559Retail sale of other household articles
47599Retail trade
47750Retail sale of cosmetics and toilet articles
47761Retail sale of flowers, plants, seeds and fertilisers
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.