KARA CLEAN
ActiveSummary
The computed 12-month bankruptcy probability of KARA CLEAN is 2.4% (moderate). The 2025 annual accounts show equity of €72k and a net result of €27k. Equity is growing by ~81.2% per year across the filed fiscal years. Its solvency ranks better than 73% of 5894 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency78▼-11
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.64 in 2024; short-term debt: 47.2% and cash: 8.8% of total assets), and 47.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
53 d late
2024
39 d late
2023
57 d early
2022
156 d late
2021
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 56.6%
2024 · €46k
2021: €8k
2022: €12k
2023: €24k
2024: €46k
2021 → 2025
Total assets
€137k▲ 88.7%
2024 · €73k
2021: €42k
2022: €53k
2023: €101k
2024: €73k
2021 → 2025
Net result
€27k▲ 21.0%
2024 · €22k
2021: €5k
2022: €4k
2023: €12k
2024: €22k
2021 → 2025
Working capital
€71k▲ 62.5%
2024 · €43k
2021: €2k
2022: €8k
2023: €19k
2024: €43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€12k▲ 58.4%€24k▲ 104%€46k▲ 90.7%€72k▲ 56.6%
Operating result€5k-€4k▼ 11.4%€15k▲ 229%€28k▲ 91.4%€38k▲ 36.8%
Net result€5k-€4k▼ 12.5%€12k▲ 183%€22k▲ 77.9%€27k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€2k ▼ 35.1%
Current assets
€135k ▲ 93.7%
Equity and liabilities €137k
Equity
€72k ▲ 56.6%
Debt
€65k ▲ 145%
Debt's share of the balance-sheet total rises from 36.4% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €30k
Cash flow
€28k▲
2024 · €24k
Current ratio
2.09▼
2024 · 2.64
Debt to equity
0.89▲
2024 · 0.57
ROE
36.7%▼
2024 · 47.6%
ROA
19.4%▼
2024 · 30.3%
Interest coverage
100.30▲
2024 · 73.72
Debt ≤ 1 year
€65k▲
2024 · €26k
Income taxes
€11k▲
2024 · €6k
Staff costs
€62k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€73k€137k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€70k€135k▲
Amounts receivable within one year40/41€68k€123k▲
Trade receivables40€64k€119k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€73k€137k▲
Equity10/15€46k€72k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€44k€70k▲
Amounts payable17/49€26k€65k▲
Amounts payable within one year42/48€26k€65k▲
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€26k€59k▲
Taxes450/3€6k€14k▲
Remuneration and social security454/9€20k€45k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€130
Gross operating margin9900€80k€103k▲
Operating profit (loss)9901€28k€38k▲
Financial charges65/66B€406€399▼
Recurring financial charges65€406€399▼
Profit (loss) for the period before taxes9903€28k€38k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€22k€27k▲
Profit (loss) for the period to be appropriated9905€22k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€70k▲
Profit (loss) brought forward from the previous period14P€22k€43k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
31-12
Financial
Highest result since 2021net €27k ▲21%
Operating result €38k, net result €27k, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.64
Current ratio from 1.25 to 2.64; short-term debt falls from €77k to €26k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 156 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼12.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Van Landeghemstraat 1522830 WillebroekGround area
237 m²
Building footprint
143 m²
Volume, LiDAR
807 m³
Parcel 12040A0681/00D000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KARA CLEAN
since 20212.313.605.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A0681/00D000 | Flanders | 237 m² | 1 · 143 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRU CLEAN
BE 0742.653.378
Sint-Joost-ten-Node · Eq €46,222
IEC FAÇADE
BE 1006.762.505
Wemmel · Eq €46,221
COSENCO
BE 0476.401.048
Antwerpen · Eq €46,314
RIMINI CLEAN
BE 0658.873.488
Sint-Genesius-Rode · Eq €46,194
S Cleaning 1
BE 0507.876.558
Jette · Eq €46,190
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,002 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.