Kapsalon Les Ciseaux
ActiveKapsalon Les Ciseaux has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €308k and a net result of €60k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency57▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.19 in 2024; short-term debt: 25.5% and cash: 3% of total assets), and 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
3 d early
2023
21 d early
2022
28 d late
2021
31 d late
2020
45 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0
Total assets
€961k▼ 2.7%
2024 · €987k
2018: €590k
2019: €590k
2020: €988k
2021: €1.13M
2022: €1.08M
2023: €1.02M
2024: €987k
2018 → 2025
Net result
€60k▲ 6.3%
2024 · €56k
2018: €53k
2019: €53k
2020: €47k
2021: €15k
2022: €4k
2023: €48k
2024: €56k
2018 → 2025
Working capital
€-179k▲ 8.7%
2024 · €-196k
2018: €-238k
2019: €-220k
2020: €-92k
2021: €-203k
2022: €-227k
2023: €-211k
2024: €-196k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€144k▲ 2.6%€192k▲ 33.4%€248k▲ 29.4%€308k▲ 24.2%
Operating result€36k-€29k▼ 21.3%€94k▲ 228%€107k▲ 13.6%€106k▼ 0.7%
Net result€15k-€4k▼ 75.1%€48k▲ 1,207%€56k▲ 17.7%€60k▲ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €961k
Fixed assets
€895k▼ 4.8%
Current assets
€66k▲ 41.5%
Equity and liabilities €961k
Equity
€308k▲ 24.2%
Debt
€653k▼ 11.7%
The debt ratio falls from 74.8% to 67.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€156k▼
2024 · €158k
Cash flow
€110k▲
2024 · €107k
Solvency
32.1%▲
2024 · 25.2%
Current ratio
0.27▲
2024 · 0.19
Quick ratio
0.19▲
2024 · 0.11
Debt / equity
2.12▼
2024 · 2.98
ROE
19.5%▼
2024 · 22.7%
ROA
6.2%▲
2024 · 5.7%
Interest coverage
12.56▲
2024 · 9.71
Debt
€653k▼
2024 · €739k
Debt ≤ 1 year
€245k▲
2024 · €243k
Debt > 1 year
€403k▼
2024 · €494k
Income taxes
€34k▼
2024 · €34k
Staff costs
€129k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€987k€961k▼
Fixed assets21/28€940k€895k▼
Intangible fixed assets21€43k€27k▼
Tangible fixed assets22/27€798k€768k▼
Land and buildings22€769k€749k▼
Plant, machinery and equipment23€2k€797▼
Furniture and vehicles24€27k€18k▼
Financial fixed assets28€100k€100k=
Current assets29/58€47k€66k▲
Stocks and contracts in progress3€19k€19k▼
Stocks30/36€19k€19k▼
Amounts receivable within one year40/41€1k€15k▲
Trade receivables40€1k€10k▲
Other amounts receivable41€59€5k▲
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€987k€961k▼
Equity10/15€248k€308k▲
Contributions10/11€19k€19k=
Reserves13€125k€185k▲
Distributable reserves133€125k€185k▲
Profit (loss) carried forward14€105k€105k=
Amounts payable17/49€739k€653k▼
Amounts payable after more than one year17€494k€403k▼
Financial debts170/4€494k€403k▼
Amounts payable within one year42/48€243k€245k▲
Current portion of amounts payable after more than one year42€88k€106k▲
Financial debts43€48k€45k▼
Credit institutions430/8€3k€0▼
Other loans439€45k€45k▼
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€81k€85k▲
Taxes450/3€68k€62k▼
Remuneration and social security454/9€13k€24k▲
Other amounts payable47/48€13k€0▼
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€118k€129k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€50k▼
Other operating charges640/8€9k€9k▼
Gross operating margin9900€284k€294k▲
Operating profit (loss)9901€107k€106k▼
Financial income75/76B€11€25▲
Recurring financial income75€11€25▲
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€90k€94k▲
Income taxes67/77€34k€34k▼
Profit (loss) for the period9904€56k€60k▲
Profit (loss) for the period to be appropriated9905€56k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€161k€165k▲
Profit (loss) brought forward from the previous period14P€105k€105k=
Transfer to equity691/2€56k€60k▲
To other reserves6921€56k€60k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €60k ▲6.3%
Net result €60k, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €248k ▲29.4%
7 profitable years in a row build equity to €248k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €192k ▲33.4%
6 profitable years in a row build equity to €192k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼75.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Equity above €100kEq €106k ▲79.8%
2 profitable years in a row build equity to €106k.
15-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1119090 Merelbeke-MelleGround area
3,494 m²
Building footprint
1,039 m²
Volume, LiDAR
2,700 m³
Parcel 44402A0160/00K003, Flanders · tallest building 12.4 m. Linked by address, not a title deed.
1 establishment unit
Kapsalon Les Ciseaux
since 20182.274.091.853
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0160/00K003 | Flanders | 3,494 m² | 1 · 1,039 m² | 12.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsHaarverzorging duaal (so)
Kapper (vwo)
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 1,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2018
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.