SILHOUELLE
ActiveSILHOUELLE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €207k and a net result of €9k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 44% of 3022 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+6
Solvency45▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.06 in 2023; short-term debt: 14.5% and cash: 1.3% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
30 d late
2021
18 d late
2020
52 d late
2019
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€207k▲ 4.4%
2023 · €198k
2018: €77k
2019: €109k
2020: €178k
2021: €232k
2022: €197k
2023: €198k
2018 → 2024
Total assets
€1.02M▼ 11.7%
2023 · €1.16M
2018: €774k
2019: €773k
2020: €828k
2021: €960k
2022: €1.23M
2023: €1.16M
2018 → 2024
Net result
€9k▲ 1,384%
2023 · €593
2018: €20k
2019: €33k
2020: €69k
2021: €54k
2022: €-35k
2023: €593
2018 → 2024
Working capital
€-19k
2023 · €12k
2018: €-61k
2019: €-39k
2020: €81k
2021: €83k
2022: €60k
2023: €12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€178k-€232k▲ 30.2%€197k▼ 15.0%€198k▲ 0.3%€207k▲ 4.4%
Operating result€93k-€83k▼ 10.4%€-15k€24k€30k▲ 24.4%
Net result€69k-€54k▼ 21.8%€-35k€593€9k▲ 1,384%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 24% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.02M
Fixed assets
€895k▼ 5.0%
Current assets
€129k▼ 40.7%
Equity and liabilities €1.02M
Equity
€207k▲ 4.4%
Debt
€818k▼ 15.1%
The debt ratio falls from 82.9% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2023 · €90k
Cash flow
€74k▲
2023 · €66k
Solvency
20.2%▲
2023 · 17.1%
Current ratio
0.87▼
2023 · 1.06
Quick ratio
0.32▼
2023 · 0.48
Debt / equity
3.95▼
2023 · 4.86
ROE
4.3%▲
2023 · 0.3%
ROA
0.9%▲
2023 · 0.1%
Interest coverage
4.06▲
2023 · 3.55
Debt
€818k▼
2023 · €963k
Debt ≤ 1 year
€148k▼
2023 · €205k
Debt > 1 year
€669k▼
2023 · €757k
Income taxes
€293▼
2023 · €300
Staff costs
€97k▲
2023 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.16M€1.02M▼
Fixed assets21/28€943k€895k▼
Tangible fixed assets22/27€943k€895k▼
Land and buildings22€907k€870k▼
Plant, machinery and equipment23€24k€20k▼
Furniture and vehicles24€11k€5k▼
Financial fixed assets28€185€185=
Current assets29/58€218k€129k▼
Stocks and contracts in progress3€120k€82k▼
Stocks30/36€120k€82k▼
Amounts receivable within one year40/41€43k€32k▼
Trade receivables40€29k€3k▼
Other amounts receivable41€15k€29k▲
Cash at bank and in hand54/58€52k€13k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.02M▼
Equity10/15€198k€207k▲
Contributions10/11€120k€120k=
Reserves13€78k€87k▲
Distributable reserves133€78k€87k▲
Amounts payable17/49€963k€818k▼
Amounts payable after more than one year17€757k€669k▼
Financial debts170/4€757k€669k▼
Amounts payable within one year42/48€205k€148k▼
Current portion of amounts payable after more than one year42€85k€86k▲
Financial debts43€4k€4k=
Credit institutions430/8€4k€4k=
Trade debts44€67k€30k▼
Suppliers440/4€67k€30k▼
Advances received on contracts in progress46€35k-
Taxes, remuneration and social security45€15k€28k▲
Taxes450/3€8k€15k▲
Remuneration and social security454/9€7k€13k▲
Income statement
Code20232024
Remuneration, social security and pensions62€60k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€65k▼
Other operating charges640/8€8k€11k▲
Gross operating margin9900€157k€203k▲
Operating profit (loss)9901€24k€30k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€25k€24k▼
Recurring financial charges65€25k€24k▼
Profit (loss) for the period before taxes9903€893€9k▲
Income taxes67/77€300€293▼
Profit (loss) for the period9904€593€9k▲
Profit (loss) for the period to be appropriated9905€593€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€593€9k▲
Transfer to equity691/2€593€9k▲
To other reserves6921€593€9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €207k ▲4.4%
2 profitable years in a row build equity to €207k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €593
Net result €593 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-35k ▼165%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Equity above €200kEq €232k ▲30.2%
4 profitable years in a row build equity to €232k.
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Highest result since 2018net €69k ▲112%
Operating result €93k, net result €69k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.99
Current ratio from 0.63 to 1.99; short-term debt falls from €105k to €81k.
31-12
Financial
Equity above €150kEq €178k ▲63%
3 profitable years in a row build equity to €178k.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Equity above €100kEq €109k ▲42.3%
2 profitable years in a row build equity to €109k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Gravenstraat 1709810 Nazareth-De PinteGround area
852 m²
Building footprint
293 m²
Volume, LiDAR
1,604 m³
Parcel 44048B0388/00E003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SILHOUELLE
since 20152.243.111.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0388/00E003 | Flanders | 852 m² | 1 · 293 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteNazareth-De Pinte2.243.111.934
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
W&S Health Consulting
BE 0740.869.172
Gent · Eq €205k
SUPERMUMS
BE 1000.693.075
Etterbeek · Eq €212k
Distrikt 7
BE 0438.439.109
Oud-Turnhout · Eq €212k
SLIMWAY
BE 0543.475.360
Schoten · Eq €212k
GYM TONIC - 2B FIT
BE 0476.457.169
Rumst · Eq €213k
Of 1,517 companies in sector 93130 we hold annual accounts for 687. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2015
Fiscal year end31-12
Activities, NACEBEL
93130Fitness centres
96021Hairdressing
96210Hairdressing and barber services
46180Agents specialised in the wholesale of other particular products
46480Wholesale trade
47750Retail sale of cosmetics and toilet articles
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
86909Human health activities
86995Nutrition and dietetics services
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.