KAOMI
ActiveKAOMI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €11k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▲+5
Solvency77▼-23
Growth58=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 16.41 in 2024), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
37 d early
2023
19 d late
2022
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.06M▼ 50.6%
2024 · €2.15M
2022: €2.20M
2023: €2.16M
2024: €2.15M
2022 → 2025
Total assets
€1.95M▼ 12.3%
2024 · €2.22M
2022: €2.20M
2023: €2.17M
2024: €2.22M
2022 → 2025
Net result
€11k
2024 · €-8k
2022: €-17k
2023: €-41k
2024: €-8k
2022 → 2025
Working capital
€106k▼ 90.9%
2024 · €1.17M
2022: €1.30M
2023: €876k
2024: €1.17M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2.20M-€2.16M▼ 1.9%€2.15M▼ 0.4%€1.06M▼ 50.6%
Operating result€-16k-€-43k▼ 165%€-25k▲ 42.0%€-5k▲ 79.1%
Net result€-17k-€-41k▼ 143%€-8k▲ 79.3%€11k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.95M
Fixed assets
€956k▼ 2.4%
Current assets
€995k▼ 20.1%
Equity and liabilities €1.95M
Equity
€1.06M▼ 50.6%
Debt
€889k▲ 1,072%
The debt ratio rises from 3.4% to 45.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€11k▲
2024 · €-1k
Cash flow
€28k▲
2024 · €15k
Solvency
54.4%▼
2024 · 96.6%
Current ratio
1.12▼
2024 · 16.41
Quick ratio
1.12▼
2024 · 16.41
Debt / equity
0.84▲
2024 · 0.04
ROE
1.0%▲
2024 · -0.4%
ROA
0.6%▲
2024 · -0.4%
Interest coverage
28.86▲
2024 · -2.08
Debt
€889k▲
2024 · €76k
Debt ≤ 1 year
€889k▲
2024 · €76k
Income taxes
€162▼
2024 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.22M€1.95M▼
Fixed assets21/28€980k€956k▼
Intangible fixed assets21€11k€9k▼
Tangible fixed assets22/27€344k€322k▼
Land and buildings22€272k€271k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€67k€48k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€625k€625k=
Current assets29/58€1.24M€995k▼
Amounts receivable after more than one year29-€245k
Trade receivables290-€245k
Amounts receivable within one year40/41€169k€53k▼
Trade receivables40€30k€50k▲
Other amounts receivable41€138k€3k▼
Current investments50/53€620k€600k▼
Cash at bank and in hand54/58€455k€90k▼
Deferred charges and accrued income490/1€756€7k▲
Equity and liabilities
Total equity and liabilities10/49€2.22M€1.95M▼
Equity10/15€2.15M€1.06M▼
Contributions10/11€1.00M€1.00M=
Reserves13€1.21M€117k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€1.21M€114k▼
Profit (loss) carried forward14€-66k€-55k▲
Amounts payable17/49€76k€889k▲
Amounts payable within one year42/48€76k€889k▲
Trade debts44€3k€11k▲
Suppliers440/4€3k€11k▲
Taxes, remuneration and social security45€71k€176▼
Taxes450/3€71k€176▼
Other amounts payable47/48€2k€878k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€16k▼
Other operating charges640/8€13k€2k▼
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€-25k€-5k▲
Financial income75/76B€18k€17k▼
Recurring financial income75€18k€17k▼
Financial charges65/66B€689€387▼
Recurring financial charges65€689€387▼
Profit (loss) for the period before taxes9903€-8k€11k▲
Income taxes67/77€176€162▼
Profit (loss) for the period9904€-8k€11k▲
Profit (loss) for the period to be appropriated9905€-8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-55k▲
Profit (loss) brought forward from the previous period14P€-58k€-66k▼
Transfer from equity791/2-€1.10M
Profit to be distributed694/7-€1.10M
Return on contributions (dividend)694-€1.10M
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leiestraat(S.B.V.) 28710 WielsbekeGround area
554 m²
Building footprint
190 m²
Volume, LiDAR
1,127 m³
Parcel 37014B0650/00V003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAOMI
since 20212.321.628.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37014B0650/00V003 | Flanders | 554 m² | 1 · 190 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2021
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.