GEZ
ActiveGEZ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.67M and a net result of €140k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-42
Solvency70▼-17
Growth52=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days only on tighter terms
Liquidity short (current ratio 0.84 against 1.4 in 2024), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
4.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
7 d early
2022
52 d early
2021
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€140k▼ 45.5%
2024 · €257k
2021: €374k
2022: €103k
2023: €248k
2024: €257k
2021 → 2025
Working capital
€-118k
2024 · €218k
2021: €-34k
2022: €59k
2023: €281k
2024: €218k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€924k-€1.03M▲ 11.2%€1.27M▲ 24.2%€1.53M▲ 20.1%€1.67M▲ 9.1%
Operating result€57k-€11k▼ 80.9%€46k▲ 326%€71k▲ 53.8%€-27k
Net result€374k-€103k▼ 72.4%€248k▲ 141%€257k▲ 3.4%€140k▼ 45.5%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €71k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.13M
Fixed assets
€2.53M▲ 80.0%
Current assets
€599k▼ 21.5%
Equity and liabilities €3.13M
Equity
€1.67M▲ 9.1%
Debt
€1.46M▲ 129%
The debt ratio rises from 29.5% to 46.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€19k▼
2024 · €71k
Cash flow
€186k▼
2024 · €257k
Solvency
53.3%▼
2024 · 70.5%
Current ratio
0.84▼
2024 · 1.40
Quick ratio
0.84▼
2024 · 1.40
Debt / equity
0.88▲
2024 · 0.42
ROE
8.4%▼
2024 · 16.8%
ROA
4.5%▼
2024 · 11.8%
Interest coverage
0.32▼
2024 · 2.93
Debt
€1.46M▲
2024 · €640k
Debt ≤ 1 year
€717k▲
2024 · €545k
Debt > 1 year
€704k▲
2024 · €72k
Income taxes
€14k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.17M€3.13M▲
Fixed assets21/28€1.41M€2.53M▲
Tangible fixed assets22/27€302k€1.10M▲
Land and buildings22€302k€1.10M▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24-€2k
Financial fixed assets28€1.11M€1.43M▲
Current assets29/58€763k€599k▼
Amounts receivable within one year40/41€299k€186k▼
Trade receivables40€85k€26k▼
Other amounts receivable41€214k€160k▼
Current investments50/53€400k-
Cash at bank and in hand54/58€58k€411k▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.17M€3.13M▲
Equity10/15€1.53M€1.67M▲
Contributions10/11€550k€550k=
Reserves13€982k€1.12M▲
Distributable reserves133€982k€1.12M▲
Amounts payable17/49€640k€1.46M▲
Amounts payable after more than one year17€72k€704k▲
Financial debts170/4€72k€704k▲
Amounts payable within one year42/48€545k€717k▲
Current portion of amounts payable after more than one year42€29k€53k▲
Trade debts44€31k€739▼
Suppliers440/4€31k€739▼
Taxes, remuneration and social security45€65k€40k▼
Taxes450/3€61k€34k▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€420k€623k▲
Accrued charges and deferred income492/3€23k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€693€46k▲
Other operating charges640/8€410€2k▲
Gross operating margin9900€72k€22k▼
Operating profit (loss)9901€71k€-27k▼
Financial income75/76B€247k€241k▼
Recurring financial income75€247k€241k▼
Financial charges65/66B€24k€60k▲
Recurring financial charges65€24k€60k▲
Profit (loss) for the period before taxes9903€293k€154k▼
Income taxes67/77€37k€14k▼
Profit (loss) for the period9904€257k€140k▼
Profit (loss) for the period to be appropriated9905€257k€140k▼
Appropriation of the result
Profit (loss) to be appropriated9906€257k€140k▼
Transfer to equity691/2€257k€140k▼
To other reserves6921€257k€140k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €103k ▼72.4%
Net result drops to €103k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.03M ▲11.2%
2 profitable years in a row build equity to €1.03M.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marchin · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beau Séjour 174570 MarchinGround area
4,594 m²
Building footprint
352 m²
Volume, LiDAR
1,886 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GEZ
since 20202.311.829.506
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007C0588/00Z009 | Wallonia | 3,835 m² | 1 · 214 m² | 9.2 m · 3 fl. |
| 61039B0022/00G006 | Wallonia | 760 m² | 1 · 137 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AA847E8F5ED570
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Lumarc
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DECOSTA
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Dockx Invest
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SDC INVEST
BE 0821.606.727
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.