FranCORE
ActiveFranCORE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €95k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-17
Growth52=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 21.4 in 2024), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
32.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
15 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 54.0%
2024 · €279k
2022: €105k
2023: €184k
2024: €279k
2022 → 2025
Total assets
€288k▼ 1.5%
2024 · €292k
2022: €142k
2023: €198k
2024: €292k
2022 → 2025
Net result
€95k▲ 0.3%
2024 · €94k
2022: €105k
2023: €81k
2024: €94k
2022 → 2025
Working capital
€114k▼ 58.4%
2024 · €274k
2022: €96k
2023: €178k
2024: €274k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€105k-€184k▲ 75.0%€279k▲ 51.2%€128k▼ 54.0%
Operating result€140k-€103k▼ 26.4%€115k▲ 11.6%€121k▲ 5.1%
Net result€105k-€81k▼ 23.2%€94k▲ 17.0%€95k▲ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€14k▲ 225%
Current assets
€273k▼ 5.0%
Equity and liabilities €288k
Equity
€128k▼ 54.0%
Debt
€159k▲ 1,084%
The debt ratio rises from 4.6% to 55.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€125k▲
2024 · €118k
Cash flow
€99k▲
2024 · €97k
Solvency
44.6%▼
2024 · 95.4%
Current ratio
1.72▼
2024 · 21.40
Quick ratio
1.72▼
2024 · 21.40
Debt / equity
1.24▲
2024 · 0.05
ROE
73.8%▲
2024 · 33.9%
ROA
32.9%▲
2024 · 32.3%
Interest coverage
154.05▲
2024 · 130.24
Debt
€159k▲
2024 · €13k
Debt ≤ 1 year
€159k▲
2024 · €13k
Income taxes
€25k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€288k▼
Fixed assets21/28€4k€14k▲
Tangible fixed assets22/27€4k€14k▲
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€288k€273k▼
Amounts receivable after more than one year29€37k€0▼
Other amounts receivable291€37k€0▼
Amounts receivable within one year40/41€67k€20k▼
Trade receivables40€34k€20k▼
Other amounts receivable41€33k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€183k€254k▲
Deferred charges and accrued income490/1€261€0▼
Equity and liabilities
Total equity and liabilities10/49€292k€288k▼
Equity10/15€279k€128k▼
Contributions10/11€1k€1k=
Reserves13€277k€127k▼
Distributable reserves133€277k€127k▼
Profit (loss) carried forward14€36€36▲
Amounts payable17/49€13k€159k▲
Amounts payable within one year42/48€13k€159k▲
Trade debts44€521€4k▲
Suppliers440/4€521€4k▲
Taxes, remuneration and social security45€13k€19k▲
Taxes450/3€13k€19k▲
Other amounts payable47/48€0€137k▲
Accrued charges and deferred income492/3€21€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€120k€126k▲
Operating profit (loss)9901€115k€121k▲
Financial income75/76B€6k€0▼
Recurring financial income75€6k€0▼
Financial charges65/66B€906€812▼
Recurring financial charges65€906€812▼
Profit (loss) for the period before taxes9903€120k€120k▼
Income taxes67/77€26k€25k▼
Profit (loss) for the period9904€94k€95k▲
Profit (loss) for the period to be appropriated9905€94k€95k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€95k▼
Profit (loss) brought forward from the previous period14P€151k€36▼
Transfer from equity791/2-€245k
Transfer to equity691/2€245k€95k▼
To other reserves6921€245k€95k▼
Profit to be distributed694/7€0€245k▲
Return on contributions (dividend)694€0€245k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €279k ▲51.2%
3 profitable years in a row build equity to €279k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €81k ▼23.2%
Net result drops to €81k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.74
Current ratio from 3.64 to 13.74; short-term debt falls from €36k to €14k.
31-12
Financial
Equity above €150kEq €184k ▲75%
2 profitable years in a row build equity to €184k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelwegel 79040 GentGround area
892 m²
Building footprint
104 m²
Volume, LiDAR
266 m³
Parcel 44432C1242/00S002, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FranCORE
since 20212.317.243.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1242/00S002 | Flanders | 892 m² | 1 · 104 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:philippefranco86@gmail.com