Kantoor MARIUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €121k and a net result of €343k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 5498 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5498 sector peers (2025).
NBB · sector comparisonPosition among 5498 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
29 d late
2022
30 d late
2021
23 d late
2020
75 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€121k▲ 2.6%
2024 · €118k
2018: €86k
2019: €96k
2020: €97k
2021: €100k
2022: €117k
2023: €118k
2024: €118k
2018 → 2025
Net result
€343k▲ 8.7%
2024 · €316k
2018: €25k
2019: €10k
2020: €211k
2021: €323k
2022: €324k
2023: €231k
2024: €316k
2018 → 2025
Total assets
€706k▼ 1.5%
2024 · €717k
2018: €225k
2019: €251k
2020: €388k
2021: €440k
2022: €595k
2023: €563k
2024: €717k
2018 → 2025
Solvency
17.2%▲ 0.7pp
2024 · 16.5%
2018: 38.3%
2019: 38.1%
2020: 24.9%
2021: 22.7%
2022: 19.6%
2023: 20.9%
2024: 16.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€117k▲ 16.8%€118k▲ 0.8%€118k▲ 0.6%€121k▲ 2.6%
Operating result€328k-€346k▲ 5.6%€237k▼ 31.5%€336k▲ 41.7%€362k▲ 7.5%
Net result€323k-€324k▲ 0.2%€231k▼ 28.7%€316k▲ 36.7%€343k▲ 8.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €706k
Fixed assets
€122k▼ 17.5%
Current assets
€585k▲ 2.7%
Equity and liabilities €706k
Equity
€121k▲ 2.6%
Provisions
€2k▼ 14.3%
Debt
€583k▼ 2.3%
The debt ratio falls from 83.2% to 82.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
17.2%▲
2024 · 16.5%
ROE
282.6%▲
2024 · 266.7%
ROA
48.6%▲
2024 · 44.0%
Debt
€583k▼
2024 · €597k
Debt ≤ 1 year
€535k▲
2024 · €503k
Debt > 1 year
€24k▼
2024 · €33k
Income taxes
€14k▼
2024 · €15k
Staff costs
€286k▲
2024 · €284k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€717k€706k▼
Fixed assets21/28€148k€122k▼
Intangible fixed assets21€6k€489▼
Tangible fixed assets22/27€142k€121k▼
Land and buildings22€26k€31k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€113k€89k▼
Current assets29/58€569k€585k▲
Amounts receivable after more than one year29€534k€438k▼
Trade receivables290€534k€438k▼
Amounts receivable within one year40/41€34k€138k▲
Trade receivables40€33k€32k▼
Other amounts receivable41€1k€106k▲
Cash at bank and in hand54/58€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€717k€706k▼
Equity10/15€118k€121k▲
Contributions10/11€19k€19k=
Reserves13€100k€103k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€5k▼
Distributable reserves133€92k€96k▲
Provisions and deferred taxes16€2k€2k▼
Deferred taxes168€2k€2k▼
Amounts payable17/49€597k€583k▼
Amounts payable after more than one year17€33k€24k▼
Financial debts170/4€33k€24k▼
Amounts payable within one year42/48€503k€535k▲
Current portion of amounts payable after more than one year42€8k€21k▲
Trade debts44€34k€36k▲
Suppliers440/4€34k€36k▲
Taxes, remuneration and social security45€36k€36k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€33k€34k▲
Other amounts payable47/48€425k€442k▲
Accrued charges and deferred income492/3€61k€24k▼
Income statement
Code20242025
Remuneration, social security and pensions62€284k€286k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€34k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€648k€688k▲
Operating profit (loss)9901€336k€362k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€330k€357k▲
Transfer from deferred taxes780€263€263=
Income taxes67/77€15k€14k▼
Profit (loss) for the period9904€316k€343k▲
Transfer from tax-exempt reserves789€788€788=
Profit (loss) for the period to be appropriated9905€316k€344k▲
Appropriation of the result
Profit (loss) to be appropriated9906€316k€344k▲
Transfer to equity691/2€1k€4k▲
To other reserves6921€1k€4k▲
Profit to be distributed694/7€315k€340k▲
Directors or managers695€315k€340k▲
Social balance
Average headcount (FTE)90873.83.8=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €343k ▲8.7%
Operating result €362k, net result €343k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial
Equity above €100kEq €100k ▲3.3%
4 profitable years in a row build equity to €100k.
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 75 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
31-12
Financial
Weakest financial yearnet €10k ▼61.7%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 75 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-07-2023
Jan Marius: Resigned as Director
14-07-2023
MARIUS INVEST: Resigned as Director
01-10-2021
Jan Marius: Resigned as Managing director
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat(KAL) 259270 LaarneGround area
826 m²
Building footprint
143 m²
Volume, LiDAR
992 m³
Parcel 42010C0113/00C000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorpsstraat 25, 9270 Laarne
since 20022.095.645.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C0113/00C000 | Flanders | 826 m² | 1 · 143 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 12,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2001
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
65231
66220Insurance agents and brokers
65111Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.