Summary
Guidoc is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €167,662 and a net result of €9,885. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 21% of 5587 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5587 sector peers (2025).
NBB · sector comparisonPosition among 5587 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
20 d late
2023
22 d late
2022
14 d late
2021
3 d late
2020
26 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€167,662▲ 6.3%
2024 · €157,777
Net result
€9,885▼ 4.0%
2024 · €10,297
Total assets
€852,351▲ 41.9%
2024 · €600,620
Solvency
19.7%▼ 6.6pp
2024 · 26.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€782€16,341▲ 1,990%-€8,125-€2,567▲ 68.4%-€8,583▼ 234%
Net result€18,380within the sector's middle half€21,166within the sector's middle half▲ 15.2%€3,243below the sector's middle half▼ 84.7%€10,297within the sector's middle half▲ 218%€9,885within the sector's middle half▼ 4.0%
Equity€153,071below the sector's middle half▲ 2.3%€174,237within the sector's middle half▲ 13.8%€177,480within the sector's middle half▲ 1.9%€157,777below the sector's middle half▼ 11.1%€167,662within the sector's middle half▲ 6.3%
Total assets€623,095within the sector's middle half▼ 9.2%€796,840within the sector's middle half▲ 27.9%€747,778within the sector's middle half▼ 6.2%€600,620below the sector's middle half▼ 19.7%€852,351within the sector's middle half▲ 41.9%
Debt€470,024▼ 12.4%€622,603▲ 32.5%€570,298▼ 8.4%€442,843▼ 22.3%€684,689▲ 54.6%
Working capital€204,640within the sector's middle half▼ 16.1%€347,414above the sector's middle half▲ 69.8%€313,358above the sector's middle half▼ 9.8%€146,130within the sector's middle half▼ 53.4%€275,019within the sector's middle half▲ 88.2%
Solvency24.6%within the sector's middle half▲ 2.8pp21.9%below the sector's middle half▼ 2.7pp23.7%below the sector's middle half▲ 1.9pp26.3%within the sector's middle half▲ 2.5pp19.7%below the sector's middle half▼ 6.6pp
Current ratio7.04above the sector's middle half▲ 1.405.84above the sector's middle half▼ 1.205.86above the sector's middle half▲ 0.022.68within the sector's middle half▼ 3.182.61within the sector's middle half▼ 0.08
Return on assets (ROA)2.9%within the sector's middle half▲ 5.1pp2.7%within the sector's middle half▼ 0.3pp0.4%below the sector's middle half▼ 2.2pp1.7%within the sector's middle half▲ 1.3pp1.2%within the sector's middle half▼ 0.6pp
Staff (FTE)3within the sector's middle half▲ 11.1%3above the sector's middle half=3.9above the sector's middle half▲ 30.0%3.9above the sector's middle half=5.3above the sector's middle half▲ 35.9%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,583 in 2025 against €2,567 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €852,351
Fixed assets
€406,226 ▲ 10.5%
Current assets
€446,125 ▲ 91.6%
Equity and liabilities €852,351
Equity
€167,662 ▲ 6.3%
Debt
€684,689 ▲ 54.6%
Debt's share of the balance-sheet total rises from 73.7% to 80.3%. Equity and debt are higher.
Key figures and ratios
ROE
5.9%▼
2024 · 6.5%
Debt ≤ 1 year
€171,106▲
2024 · €86,730
Debt > 1 year
€507,430▲
2024 · €355,000
Income taxes
€780▲
2024 · €531
Staff costs
€464,347▲
2024 · €311,520
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €173,655 | €275,987 | €311,520 | €464,347 | ▲ 49.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,448 | €5,447 | €5,448 | - | €3,144 | - |
| Other operating charges640/8 | - | €3,569 | €1,078 | €1,119 | €1,155 | ▲ 3.2% |
| Gross operating margin9900 | €80,715 | €199,012 | €274,388 | €310,072 | €460,063 | ▲ 48.4% |
| Operating profit (loss)9901 | €782 | €16,341 | -€8,125 | -€2,567 | -€8,583 | ▼ 234% |
| Financial income75/76B | - | €24,669 | €26,799 | €26,589 | €36,321 | ▲ 36.6% |
| Recurring financial income75 | €31,510 | €7,951 | €6,487 | €6,277 | €16,009 | ▲ 155% |
| Non-recurring financial income76B | - | €16,718 | €20,312 | €20,312 | €20,312 | = |
| Financial charges65/66B | - | €19,491 | €15,044 | €13,194 | €17,073 | ▲ 29.4% |
| Recurring financial charges65 | €16,063 | €19,491 | €15,044 | €13,194 | €17,073 | ▲ 29.4% |
| Profit (loss) for the period before taxes9903 | €18,729 | €21,519 | €3,630 | €10,828 | €10,665 | ▼ 1.5% |
| Income taxes67/77 | €349 | €353 | €387 | €531 | €780 | ▲ 46.9% |
| Profit (loss) for the period9904 | €18,380 | €21,166 | €3,243 | €10,297 | €9,885 | ▼ 4.0% |
| Profit (loss) for the period to be appropriated9905 | €18,380 | €21,166 | €3,243 | €10,297 | €9,885 | ▼ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €623,095 | €796,840 | €747,778 | €600,620 | €852,351 | ▲ 41.9% |
| Fixed assets21/28 | €384,564 | €377,585 | €369,948 | €367,760 | €406,226 | ▲ 10.5% |
| Tangible fixed assets22/27 | €10,895 | €5,448 | - | - | €40,654 | - |
| Furniture and vehicles24 | - | €5,448 | - | - | €40,654 | - |
| Financial fixed assets28 | €373,669 | €372,137 | €369,948 | €367,760 | €365,572 | ▼ 0.6% |
| Current assets29/58 | €238,531 | €419,255 | €377,830 | €232,860 | €446,125 | ▲ 91.6% |
| Amounts receivable after more than one year29 | - | €238,450 | €205,000 | €149,500 | €203,874 | ▲ 36.4% |
| Other amounts receivable291 | - | €238,450 | €205,000 | €149,500 | €203,874 | ▲ 36.4% |
| Amounts receivable within one year40/41 | €37,510 | €155,009 | €150,555 | €76,744 | €203,933 | ▲ 166% |
| Trade receivables40 | - | €150,000 | €128,055 | €54,244 | €158,584 | ▲ 192% |
| Other amounts receivable41 | - | €5,009 | €22,500 | €22,500 | €45,349 | ▲ 102% |
| Cash at bank and in hand54/58 | €32,547 | €10,907 | €8,020 | €5,567 | €97 | ▼ 98.3% |
| Deferred charges and accrued income490/1 | - | €14,889 | €14,255 | €1,049 | €38,221 | ▲ 3,544% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €623,095 | €796,840 | €747,778 | €600,620 | €852,351 | ▲ 41.9% |
| Equity10/15 | €153,071 | €174,237 | €177,480 | €157,777 | €167,662 | ▲ 6.3% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Capital10 | - | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Issued capital100 | - | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Reserves13 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Non-distributable reserves130/1 | - | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Legal reserve130 | - | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Profit (loss) carried forward14 | €70,571 | €91,737 | €94,980 | €75,277 | €85,162 | ▲ 13.1% |
| Amounts payable17/49 | €470,024 | €622,603 | €570,298 | €442,843 | €684,689 | ▲ 54.6% |
| Amounts payable after more than one year17 | €429,039 | €539,000 | €498,000 | €355,000 | €507,430 | ▲ 42.9% |
| Financial debts170/4 | - | €539,000 | €498,000 | €355,000 | €507,430 | ▲ 42.9% |
| Amounts payable within one year42/48 | €33,891 | €71,841 | €64,472 | €86,730 | €171,106 | ▲ 97.3% |
| Current portion of amounts payable after more than one year42 | - | €4,039 | - | - | €8,054 | - |
| Trade debts44 | €4,557 | €9,820 | €20,373 | €22,829 | €79,278 | ▲ 247% |
| Suppliers440/4 | - | €9,820 | €20,373 | €22,829 | €79,278 | ▲ 247% |
| Taxes, remuneration and social security45 | - | €44,390 | €27,735 | €32,681 | €59,574 | ▲ 82.3% |
| Taxes450/3 | - | €33,490 | €11,934 | €14,944 | €35,150 | ▲ 135% |
| Remuneration and social security454/9 | - | €10,900 | €15,801 | €17,737 | €24,424 | ▲ 37.7% |
| Other amounts payable47/48 | - | €13,592 | €16,364 | €31,220 | €24,200 | ▼ 22.5% |
| Accrued charges and deferred income492/3 | - | €11,762 | €7,826 | €1,113 | €6,153 | ▲ 453% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,380 | €21,166 | €3,243 | €10,297 | €9,885 | ▼ 4.0% |
| + Depreciation and write-downs630 | €5,448 | €5,447 | €5,448 | - | €3,144 | - |
| Operating cash flow (approximation) | €23,828 | €26,613 | €8,691 | €10,297 | €13,029 | ▲ 26.5% |
| Investment in fixed assets (approximation) | - | €1,532 | €2,189 | €2,188 | -€41,610 | ▼ 2,002% |
| Change in cash | - | -€21,640 | -€2,887 | -€2,453 | -€5,470 | ▼ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 14 days late
2022
30-06
Financial
Highest result since 2019net €21,166 ▲15.2%
Net result €21,166, the highest in the series.
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
30-06
Financial
Back to profitnet €18,380
Net result €18,380 after one loss-making year.
30-06
Financial
Equity above €150,000Eq €153,071 ▲2.3%
Equity rises from €149,691 to €153,071.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet -€14,424
Net result drops to -€14,424, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 21 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1991
Ground area
3,068 m²
Parcel 44022A0607/00H000, Flanders. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
GUIDO
since 19912.052.586.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0607/00H000 | Flanders | 3,068 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 2 holdingsOwners 1
- Sourceaccounts AKTIF 202541.6%
Holdings 2
-
96%
-
85.25%
According to the annual accounts to 30-06-2025 of Guidoc and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-04-1991
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
73110Advertising agencies
58120Publishing activities
Contact
E-mail
rvbguidoc@guido.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443919708
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.