Active BE 0536.512.047Private limited companyOpen bankruptcy

KANTOOR BRAMS

Molenstraat (B) 13 ·3980 Tessenderlo-Ham, Belgium· 13 yrs active

Conclusion Checked

A bankruptcy procedure is open for KANTOOR BRAMS according to publications in the Belgian State Gazette. The 2021 annual accounts show negative equity (€-70k) and a net result of €23k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€-70k
Net result	€23k
Active	13 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

18 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 33

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2021 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview8 NBB filings

Annual accounts filed on 27-09-2022 with the NBB · fiscal year 2021 · micro

Operating resultNet result

EBITDA

€36k

- 18-21

Net profit

€23k

- 18-21

Cash flow

€30k

- 18-21

Total assets

€54k

+22.0% 18-21

Equity

€-70k

+25.0% 18-21

Working capital

€-35k

+34.3% 18-21

Employees (FTE)

1

-50.0% 18-21

Staff costs

€0

- 18-21

Show 11 other metrics

Income taxes

€0

- 18-21

Debt

€125k

-9.9% 18-21

Debt ≤ 1y

€65k

+6.6% 18-21

Debt > 1y

€60k

-22.9% 18-21

Current ratio

0.47

+241.8% 18-21

Quick ratio

0.47

+241.8% 18-21

Solvency

-130.1%

+38.5% 18-21

Debt / equity

-1.77

-115.1% 18-21

ROE

-33.3%

- 18-21

ROA

43.3%

- 18-21

Interest coverage

5.63

- 18-21

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2021
Deposit	micro
Revenue	-
EBITDA	€36k
Net profit	€23k
Cash flow	€30k
Staff costs	€0
Income taxes	€0
Dividends	-
Total assets	€54k
Equity	€-70k
Debt	€125k
of which ≤ 1y	€65k
of which > 1y	€60k
Working capital	€-35k
Employees (FTE)	-

Ratios (computed)

	2021
Current ratio	0.47
Quick ratio	0.47
Working capital ratio	-63.9%
Solvency	-130.1%
Debt / equity	-1.77
Long-term debt ratio	-0.84
Interest coverage	5.63
Gross margin	-
Net margin	-
ROA	43.3%
ROE	-33.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2021

Assets

Fixed assets €24k · 43.8% Current assets €30k · 56.3%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€54k
Fixed assets	21/28	€24k
Tangible fixed assets	22/27	€24k
Financial fixed assets	28	€0
Current assets	29/58	€30k
Amounts receivable within one year	40/41	€22k
Investments	50/53	€6k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€54k
Equity	10/15	€-70k
Contributions / capital	10/11	€19k
Reserves	13	€1k
Accumulated profits (losses)	14	€-90k
Amounts payable	17/49	€125k
Amounts payable after one year	17	€60k
Amounts payable within one year	42/48	€65k
Trade debts payable within one year	44	€764
Income statement
Gross operating margin	9900	€36k
Operating result	9901	€29k
Financial income	75	€518
Financial charges	65	€6k
Result before taxes	9903	€23k
Income taxes	67/77	€0
Net result for the period	9904	€23k
Result to be appropriated	9905	€23k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates2 persons

Role	Name	Tenure	Source
Curator	MICHAEL WARSON KUNSTLAAN 18 BUS 6, 3500 HASSELT	19-06-2025 → present	Belgian State Gazette
Curator	TOM RENCKENS KUNST- LAAN 18 BUS 6, 3500 HASSELT	19-06-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	03-07-2013
Status	Active
Postal code	3980
First BS signal	25-06-2025
Latest BS signal	25-06-2025

Establishment units 1 location

Kantoor Brams

Molenstraat (B) 13, 3980 Tessenderlo-HamVerstrekken van verbruikskrediet

since 20132.220.651.880

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71363C1486/00B002	Flanders	672 m²	1 · 199 m²	10.3 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-06-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · KANTOOR BRAMS BV MOLEN- STRAAT (B) 13, 3980 TESSENDERLO-HAM · event 19-06-2025

2022

27-09-2022