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KAMUH

Active1 interim measure
Private limited companyfounded 201115 yrs activeVicus Pontrave 14, 9250 Waasmunster, BelgiumKBO/BCE: BE 0838.058.026
Summary

The file of KAMUH contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.0% (low). The 2025 annual accounts show equity of €523,370 and a net result of -€105,458. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 508 sector peers (fiscal year 2025).

Risk analysisWatch ReportCompare
KAMUHActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Civil engineering
NACE 42211Site preparation NACE 43120
1 site
Size
€1.1mtotal assets 2025
Staff
3.7 FTE
Equity
€523,370
Loss
-€105,458
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy chance 12 m
1.0%
Structure
Accounts 5 d early0 of 3 deeds read
Why 66- Loss of €105,458 (FY 2025)- Liquidity: current ratio 1.80, cash €21,299, halved+ Founded in 2011+ Figures for FY 2025 (filed 26-07-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 34% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 73-13
equity 48.1% of total assets
Liquidity 39-15
short-term debt 30.8% · cash 2.0%
Profitability 51-39
return on assets -9.7%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,865 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +12.8% vs 03-2025 05-2025: 0.3%▼ -2.4% vs 04-2025 06-2025: 0.4%▲ +27.6% vs 05-2025 07-2025: 0.6%▲ +46.9% vs 06-2025 08-2025: 0.9%▲ +53.5% vs 07-2025 09-2025: 0.1%▼ -86.1% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +1.6% vs 01-2026 03-2026: 0.1%▼ -1.5% vs 02-2026lowest value 04-2026: 0.1%▲ +6.3% vs 03-2026 05-2026: 0.2%▲ +26.5% vs 04-2026 06-2026: 0.2%▲ +19.8% vs 05-2026 07-2026: 0.3%▲ +30.6% vs 06-2026 08-2026: 1.0%▲ +267% vs 07-2026highest value 09-2026: 1.0%● 0.0% vs 08-2026highest value 10-2026: 1.0%● 0.0% vs 09-2026highest value
  • Loss of €105,458 (FY 2025) raises the probability
  • Liquidity: current ratio 1.80, cash €21,299, halved raises the probability
  • Founded in 2011 lowers the probability for this profile
  • Figures for FY 2025 (filed 26-07-2026) lowers the probability
Credit up to €30,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.8 against 3.11 in 2024; short-term debt: 30.8% and cash: 2% of total assets), but 51.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 54%, liquidity 32%, profitability 27%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €105,458 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.80, cash €21,299, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 26-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Interim administration
1 publication(s) on interim administration in the Belgisch Staatsblad. An early signal, not a finding of bankruptcy.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
21 d late
2023
on the day
2022
4 d early
2021
25 d late
2020
23 d late
2019
334 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Provisional administratorOndernemingsrechtbank Gent · interim administrator…
  3. Weakest financial yearnet -€105,458

Key points

  • Caution: From profit to loss in 2025after €179,632 in 2024 -€105,458 View
  • Caution: Among the weakest 5% on net resultsector median €40,429 · 506 companies -€105,458 View
  • Known shareholdersaccounts at 31-12-2024 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Loss
-€105,458
Solvency
48.1%
Total assets▲ 5.2%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 26-07-2026Annual accounts filed
  2. 27-04-2026Provisional administrator
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Civil engineeringNACE 42211
Founded
22-07-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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