Esbil
ActiveEsbil has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €-26k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 68% of 957 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency99▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 4.01 in 2024), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-01-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
on the day
2023
21 d late
2022
48 d late
2021
3 d early
2020
41 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close08-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€382k▼ 6.4%
2024 · €408k
2019: €314k
2020: €375k
2021: €397k
2022: €403k
2023: €407k
2024: €408k
2019 → 2025
Total assets
€624k▲ 21.0%
2024 · €516k
2019: €614k
2020: €704k
2021: €579k
2022: €753k
2023: €517k
2024: €516k
2019 → 2025
Net result
€-26k
2024 · €1k
2019: €23k
2020: €61k
2021: €21k
2022: €7k
2023: €3k
2024: €1k
2019 → 2025
Working capital
€323k▼ 0.6%
2024 · €325k
2019: €271k
2020: €287k
2021: €245k
2022: €228k
2023: €271k
2024: €325k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€397k-€403k▲ 1.7%€407k▲ 0.8%€408k▲ 0.3%€382k▼ 6.4%
Operating result€28k-€10k▼ 63.9%€10k▲ 1.4%€54k▲ 428%€136k▲ 154%
Net result€21k-€7k▼ 68.4%€3k▼ 49.5%€1k▼ 68.2%€-26k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 154% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €624k
Fixed assets
€59k▼ 29.2%
Current assets
€565k▲ 30.6%
Equity and liabilities €624k
Equity
€382k▼ 6.4%
Debt
€242k▲ 125%
The debt ratio rises from 20.9% to 38.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€172k▲
2024 · €99k
Cash flow
€9k▼
2024 · €47k
Solvency
61.2%▼
2024 · 79.1%
Current ratio
2.33▼
2024 · 4.01
Quick ratio
2.33▼
2024 · 4.01
Debt / equity
0.64▲
2024 · 0.26
ROE
-6.9%▼
2024 · 0.3%
ROA
-4.2%▼
2024 · 0.2%
Interest coverage
15.54▲
2024 · 2.63
Debt
€242k▲
2024 · €108k
Debt ≤ 1 year
€242k▲
2024 · €108k
Income taxes
€160k▲
2024 · €20k
Staff costs
€442k▼
2024 · €486k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€516k€624k▲
Fixed assets21/28€83k€59k▼
Tangible fixed assets22/27€83k€59k▼
Plant, machinery and equipment23€37k€15k▼
Furniture and vehicles24€42k€41k▼
Leasing and similar rights25€2k€2k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€433k€565k▲
Amounts receivable within one year40/41€349k€485k▲
Trade receivables40€260k€330k▲
Other amounts receivable41€89k€154k▲
Deferred charges and accrued income490/1€84k€80k▼
Equity and liabilities
Total equity and liabilities10/49€516k€624k▲
Equity10/15€408k€382k▼
Contributions10/11€19k€19k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€318k€292k▼
Amounts payable17/49€108k€242k▲
Amounts payable within one year42/48€108k€242k▲
Financial debts43€24k€25k▲
Credit institutions430/8€24k€25k▲
Trade debts44€40k€130k▲
Suppliers440/4€40k€130k▲
Taxes, remuneration and social security45€43k€88k▲
Taxes450/3€8k€37k▲
Remuneration and social security454/9€35k€51k▲
Income statement
Code20242025
Remuneration, social security and pensions62€486k€442k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€35k▼
Other operating charges640/8€18k€9k▼
Non-recurring operating charges66A€16k-
Gross operating margin9900€619k€623k▲
Operating profit (loss)9901€54k€136k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€38k€11k▼
Recurring financial charges65€38k€11k▼
Profit (loss) for the period before taxes9903€21k€134k▲
Income taxes67/77€20k€160k▲
Profit (loss) for the period9904€1k€-26k▼
Profit (loss) for the period to be appropriated9905€1k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€318k€292k▼
Profit (loss) brought forward from the previous period14P€317k€318k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-26k ▼2516%
Net result drops to €-26k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
30-06
Financial
Liquidity doublescurrent ratio 3.46
Current ratio from 1.65 to 3.46; short-term debt falls from €350k to €110k.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 48 days late
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €61k ▲163%
Net result €61k, the highest in the series.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
no sitting director, last change in 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-12-2023
Resigned as Manager
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2011
Ground area
625 m²
Building footprint
500 m²
Volume, LiDAR
2,648 m³
Parcel 42028A1315/00V004, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spoorwegstraat 9, 9240 Zele
since 20112.198.286.452
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028A1315/00V004 | Flanders | 625 m² | 1 · 500 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M & M Elektro
BE 0681.446.675
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NASKO
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DAL TECH
BE 0684.864.837
Zele · Eq €308k
Of 288 companies in sector 42211 we hold annual accounts for 129. 77 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2011
Fiscal year end30-06
Activities, NACEBEL
42211Civil engineering
43120Site preparation
42110Construction of roads and motorways
42212Civil engineering
43130Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.