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KamTech

Active
Private limited companyfounded 2025active for 1 yearRue Edmond Laffineur 6, 1300 Wavre, BelgiumKBO/BCE: BE 1019.656.872
Summary

KamTech has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,964 and a net result of €16,464. Its solvency ranks better than 38% of 815 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Other professional, scientific and technical activities
NACE 74999
1 site
Size
≈ €100,000turnover 2025, estimated
Equity
€19,964
Profit
€16,464
Turnover estimated from the gross margin
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
2025 accounts filed 31 days late
Why 65raises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 1.33, cash €42,050Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 56% of its sector peers (NACE 74, micro)
Financial strength
Strong
Solvency 54
equity 29.4% of total assets
Liquidity 68
short-term debt 60.5% · cash 61.9%
Profitability 99
return on assets 24.2%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,424 companies, NACE 74, micro)
Last 24 months 03-2026: 3.2% 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.3%▲ +0.1 percentage points vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026 08-2026: 3.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 1.3%▼ -2.2 percentage points vs 08-2026lowest value 10-2026: 1.3%● unchanged vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, below the usual 1.5; short-term debt: 60.5% and cash: 61.9% of total assets), and 70.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 34% on solvency, 60% on liquidity and 75% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Liquidity: current ratio 1.33, cash €42,050
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. Registered officeRegistered-office move

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00489809.

Turnover
≈ €100,000
Estimated: probably between €56,000 and €200,000
Total assets
€67,924
Net result
€16,464
Working capital
€13,727

Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €67,924
Fixed assets €13,076
Current assets €54,848
Equity and liabilities €67,924
Equity €19,964
Debt €47,960
Debt finances 70.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€28,823
Cash flow
€23,001
Current ratio
1.33
Debt to equity
2.40
ROE
82.5%
ROA
24.2%
Interest coverage
50.22
Debt ≤ 1 year
€41,121
Debt > 1 year
€6,839
Income taxes
€5,248

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€67,924
Fixed assets21/28€13,076
Tangible fixed assets22/27€13,076
Furniture and vehicles24€13,076
Current assets29/58€54,848
Amounts receivable within one year40/41€12,798
Trade receivables40€12,594
Other amounts receivable41€204
Cash at bank and in hand54/58€42,050
Equity and liabilities
Total equity and liabilities10/49€67,924
Equity10/15€19,964
Contributions10/11€3,500
Contributions outside capital11€3,500
Other1109/19€3,500
Profit (loss) carried forward14€16,464
Amounts payable17/49€47,960
Amounts payable after more than one year17€6,839
Financial debts170/4€6,839
Amounts payable within one year42/48€41,121
Current portion of amounts payable after more than one year42€5,629
Trade debts44€8,694
Suppliers440/4€8,694
Taxes, remuneration and social security45€15,003
Taxes450/3€14,803
Remuneration and social security454/9€200
Other amounts payable47/48€11,795
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,537
Other operating charges640/8€347
Gross operating margin9900€29,170
Operating profit (loss)9901€22,286
Financial charges65/66B€574
Recurring financial charges65€574
Profit (loss) for the period before taxes9903€21,712
Income taxes67/77€5,248
Profit (loss) for the period9904€16,464
Profit (loss) for the period to be appropriated9905€16,464
Appropriation of the result
Profit (loss) to be appropriated9906€16,464

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,537
Other operating charges640/8€347
Gross operating margin9900€29,170
Operating profit (loss)9901€22,286
Financial charges65/66B€574
Recurring financial charges65€574
Profit (loss) for the period before taxes9903€21,712
Income taxes67/77€5,248
Profit (loss) for the period9904€16,464
Profit (loss) for the period to be appropriated9905€16,464
Line2025
Assets
Total assets20/58€67,924
Fixed assets21/28€13,076
Tangible fixed assets22/27€13,076
Furniture and vehicles24€13,076
Current assets29/58€54,848
Amounts receivable within one year40/41€12,798
Trade receivables40€12,594
Other amounts receivable41€204
Cash at bank and in hand54/58€42,050
Equity and liabilities
Total equity and liabilities10/49€67,924
Equity10/15€19,964
Contributions10/11€3,500
Contributions outside capital11€3,500
Other1109/19€3,500
Profit (loss) carried forward14€16,464
Amounts payable17/49€47,960
Amounts payable after more than one year17€6,839
Financial debts170/4€6,839
Amounts payable within one year42/48€41,121
Current portion of amounts payable after more than one year42€5,629
Trade debts44€8,694
Suppliers440/4€8,694
Taxes, remuneration and social security45€15,003
Taxes450/3€14,803
Remuneration and social security454/9€200
Other amounts payable47/48€11,795
Line2025
Profit (loss) for the period9904€16,464
+ Depreciation and write-downs630€6,537
Operating cash flow (approximation)€23,001

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 31-08-2026 2026-00489809

Similar companies · same sector, comparable size

Of the 4,507 active companies whose main activity is other professional, scientific and technical activities (NACE 74999), figures are known for 1,994. 1,357 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
AMARA Khalil
Director (not named in the articles) · since 07-02-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
AMARA Khalil
  • Director (not named in the articles), from 07-02-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-02-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-02-2025 Incorporation · €3,500 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

KamTech was incorporated on 5 February 2025 as a private limited company by one natural person, with a starting capital of €3,500.12 The registered office was moved to Limal in 2025.3 Since 2025, AMARA Khalil has served as director of the company.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-02-2025
  3. 3Belgian Official Gazette, 26-05-2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 31 days late
2025
25-11
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 01-11-2025
  • Registered-office move, Rue Edmond Laffineur 6 bte 8 à 1300 Limal
26-05
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 15-04-2025
  • Registered-office move, rue Charles Jaumotte 31/3 - 1300 Limal
07-02
Gazette deed Incorporation
Appointment: AMARA Khalil (director) · Founder · Founding capital10 facts ▸
  • Founder, AMARA Khalil
  • Incorporation, “KamTech” (deed in French)
  • Other provision, “plan financier et responsabilité des fondateurs” (deed in French)
  • Founding capital, €3,500
  • Capital, €3,500
  • Capital
  • Registered office clause, “1300 Wavre (Limal), Rue du Presbytère 2B/4” (deed in French)
  • Board rule, 1, “actionnaire unique” (deed in French)
  • Director appointment, AMARA Khalil (director (not named in the articles))
  • Pre-incorporation commitments, “reprise, engagements, obligations et activités entrepris depuis ce jour par comparants au nom et pour compte de la société en formation” (deed in French)
Gazette deedNBB filing
3 of 3 deeds read

Register details

Identification
Legal formPrivate limited company
Founded05-02-2025
Financial year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019656872
Also 9925:BE1019656872
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
2,475 m²
Building footprint
1,128 m²
Parcel 25055C0112/00E000, Wallonia. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Rue Edmond Laffineur 6, 1300 Wavre
Other professional, scientific and technical activities
since 2025unit no. 2.370.117.893
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25055C0112/00E000 Wallonia 2,475 m² 1 · 1,128 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Toute activité de consultance en matière d'ingénierie industrielle auprès d'entreprises ou de particuliers; Le conseil et l'accompagnement…” (deed in French)
12 activities (deed in French)
  1. Toute activité de consultance en matière d'ingénierie industrielle auprès d'entreprises ou de particuliers.
  2. Le conseil et l'accompagnement des entreprises,institutions et organisations du secteur pharmaceutique,biotechnologique,médical et de la santé en général,dans les domaines stratégiques,scientifiques,techniques,réglementaires,administratifs,commerciaux et opérationnels.
  3. L'assistance en matière de conformité réglementaire,y compris l'obtention et le maintien d'agréments,d'autorisations de mise sur le marché (AMM),de certifications et de toute autre formalité légale ou administrative requise par les autorités compétentes en Belgique et à l'étranger.
  4. L'audit et l'optimisation des processus de recherche,développement,production,distribution et commercialisation des produits pharmaceutiques,cosmétiques,dispositifs médicaux et autres produits de santé.
  5. L'accompagnement en matière de pharmacovigilance,de matériovigilance et de respect des bonnes pratiques de fabrication (BPF),de distribution (GDP) et de laboratoire (BPL).
  6. Le conseil en stratégie commerciale et marketing pour les entreprises du secteur,incluant l'étude de marché,l'accès au marché,la négociation avec les autorités de santé et la mise en place de partenariats stratégiques.
  7. La formation et le coaching du personnel et des dirigeants d'entreprises dans les domaines liés à l'industrie pharmaceutique,aux réglementations en vigueur,aux innovations technologiques et aux bonnes pratiques professionnelles.
  8. La gestion de projets et le support opérationnel dans le cadre de lancements de produits,de restructurations,de fusions-acquisitions ou de toute autre transformation d'entreprise dans le secteur.
  9. La veille scientifique,technologique et réglementaire,ainsi que la rédaction et la publication de rapports,d'analyses et d'études pour le compte de tiers.
  10. La gestion de patrimoine immobilier,l'achat,la vente de tous biens ou droits immobiliers,investir,assurer,coordonner la réalisation de projets immobiliers,ériger,rénover,aménager,prendre ou donner des immeubles en location,faire tous travaux en vue de les rendre rentables,lotir des terrains,créer la voirie nécessaire,prendre ou donner des droits de nue-propriété,d'usufruit,d'emphytéose ou de superficie,se porter caution ou donner des garanties.
  11. La gestion de patrimoine mobilier,acheter,échanger et vendre tous biens ou droits mobiliers,investir à court,moyen ou long terme,faire des opérations de bourses,des investissements dans des matières premières,acheter et vendre sur tout marché financier.
  12. La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières;le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises;l'achat,l'administration,la vente de toutes valeurs mobilières et immobilières,de tous droits sociaux et d'une manière plus générale toutes opérations de gestion du portefeuille ainsi constitué;

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
KamTech
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, peut établir par simple décision de l'organe d'administration des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)

deed of 07-02-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
2 provisions in the deed

deed of 07-02-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Registre des actions nominatives avec mentions requises par le Code des sociétés et des associations,tenu en la forme…” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed

deed of 07-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Monday of June at 18:00

deed of 07-02-2025

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Décision de l'assemblée générale délibérant comme en matière de modification des statuts” (deed in French)
“Prévues pour modifications aux statuts, 26” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“27, désigner liquidateurs et déterminer pouvoirs et émoluments” (deed in French)

deed of 07-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Les actions doivent être libérées à leur émission, appels de fonds” (deed in French)
Other provision: “Indivisibilité des titres” (deed in French)
Other provision: “Gestion journalière” (deed in French)
Other provision: “Contrôle de la société” (deed in French)
Other provision: “Assemblée générale par procédure écrite” (deed in French)
Other provision: “Décision écrite - date limite d'approbation, 17 §4” (deed in French)
Other provision: “Admission à l'assemblée générale, 18” (deed in French)
Other provision: “Séances - procès-verbaux, 19” (deed in French)
Other provision: “Délibérations, 20” (deed in French)
Other provision: “3 semaines, prorogation” (deed in French)
Other provision: “Pouvoirs de l'assemblée générale, ceux conférés par le Code des sociétés et des associations” (deed in French)
Other provision: “Répartition - réserves, 24” (deed in French)
Other provision: “Paiement des dividendes et acomptes, 25” (deed in French)
Liquidation distribution: “Remis pour partage même proportion, 28” (deed in French)
Other provision: “Élection de domicile, communications, sommations, assignations, significations valablement faites” (deed in French)
Other provision: “Tribunaux du siège à compétence exclusive, compétence judiciaire” (deed in French)
Other provision: “Droit commun, 31” (deed in French)
3 more provisions in the deed, see the deed of 07-02-2025

deed of 07-02-2025