FK DAKWERKEN
ActiveFK DAKWERKEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €-13k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-70
Solvency92▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.32 in 2024; short-term debt: 33.2% and cash: 31.1% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
138 d late
2022
31 d late
2021
30 d late
2020
6 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▼ 8.0%
2024 · €165k
2018: €55k
2019: €54k
2020: €58k
2021: €94k
2022: €121k
2023: €119k
2024: €165k
2018 → 2025
Total assets
€228k▼ 19.4%
2024 · €282k
2018: €100k
2019: €108k
2020: €88k
2021: €228k
2022: €261k
2023: €257k
2024: €282k
2018 → 2025
Net result
€-13k
2024 · €31k
2018: €20k
2019: €-501
2020: €4k
2021: €29k
2022: €27k
2023: €-2k
2024: €31k
2018 → 2025
Working capital
€136k▼ 12.2%
2024 · €155k
2018: €56k
2019: €37k
2020: €41k
2021: €74k
2022: €117k
2023: €109k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€121k▲ 28.3%€119k▼ 1.6%€165k▲ 38.5%€152k▼ 8.0%
Operating result€40k-€38k▼ 6.1%€-764€42k€-15k
Net result€29k-€27k▼ 6.2%€-2k€31k€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €42k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€16k▲ 56.5%
Current assets
€212k▼ 22.2%
Equity and liabilities €228k
Equity
€152k▼ 8.0%
Debt
€75k▼ 35.5%
The debt ratio falls from 41.5% to 33.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €49k
Cash flow
€-9k▼
2024 · €38k
Solvency
66.8%▲
2024 · 58.5%
Current ratio
2.80▲
2024 · 2.32
Quick ratio
2.64▲
2024 · 2.24
Debt / equity
0.50▼
2024 · 0.71
ROE
-8.7%▼
2024 · 18.5%
ROA
-5.8%▼
2024 · 10.8%
Interest coverage
-4.69▼
2024 · 22.84
Debt
€75k▼
2024 · €117k
Debt ≤ 1 year
€75k▼
2024 · €117k
Income taxes
€0▼
2024 · €13k
Staff costs
€268k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€282k€228k▼
Fixed assets21/28€10k€16k▲
Tangible fixed assets22/27€10k€16k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€167€9k▲
Other tangible fixed assets26€5k€3k▼
Current assets29/58€272k€212k▼
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€10k€12k▲
Amounts receivable within one year40/41€60k€29k▼
Trade receivables40€48k€10k▼
Other amounts receivable41€12k€18k▲
Cash at bank and in hand54/58€102k€71k▼
Equity and liabilities
Total equity and liabilities10/49€282k€228k▼
Equity10/15€165k€152k▼
Contributions10/11€69k€69k=
Reserves13€97k€97k=
Distributable reserves133€97k€97k=
Profit (loss) carried forward14-€-13k
Amounts payable17/49€117k€75k▼
Amounts payable within one year42/48€117k€75k▼
Current portion of amounts payable after more than one year42€5k€0▼
Financial debts43€15k€18k▲
Credit institutions430/8€15k€18k▲
Trade debts44€38k€27k▼
Suppliers440/4€38k€27k▼
Taxes, remuneration and social security45€37k€26k▼
Taxes450/3€2k€233▼
Remuneration and social security454/9€35k€26k▼
Other amounts payable47/48€21k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€248
Remuneration, social security and pensions62€179k€268k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-14k
Other operating charges640/8€2k€2k▼
Gross operating margin9900€230k€244k▲
Operating profit (loss)9901€42k€-15k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€44k€-13k▼
Income taxes67/77€13k€0▼
Profit (loss) for the period9904€31k€-13k▼
Profit (loss) for the period to be appropriated9905€31k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-13k▼
Transfer to equity691/2€31k€0▼
To other reserves6921€31k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼143%
Net result drops to €-13k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial
Equity above €150kEq €165k ▲38.5%
Equity rises from €119k to €165k.
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €121k ▲28.3%
3 profitable years in a row build equity to €121k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhoflei 892980 ZoerselGround area
1,553 m²
Building footprint
187 m²
Volume, LiDAR
566 m³
Parcel 11453I0279/00K002, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FK DAKWERKEN
since 20082.169.043.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0279/00K002 | Flanders | 1,553 m² | 1 · 187 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Brabant Charpente
BE 0832.338.390
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Herselt · Eq €152k
Kampfinity
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DAKDOKTER
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VSL TRANSFORMATIONS
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.