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KAMMEX

Active
Private limited companyfounded 200818 years activeGreepstraat 25, 1000 Brussel, BelgiumKBO/BCE: BE 0897.925.238
Summary

KAMMEX has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,028) and a net result of €420. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
Size
€10,207total assets 2025
Equity
-€30,028
Profit
€420
Financial health
54 Fair Checked score 2025
Bankruptcy probability, 12 months
0.7%
Structure
Accounts filed 24 days late0 of 3 deeds read
Why 54Capped at 59: negative equity- Negative equity -€30,028- No establishment unit in the KBO+ Size: total assets €10,207+ Founded in 2008Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -294.2% of total assets
Liquidity 40+5
short-term debt 92.4% · cash 31.6%
Profitability 48-28
return on assets 4.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.6%● unchanged vs 08-2025lowest value 10-2025: 0.6%● unchanged vs 09-2025lowest value 11-2025: 0.7%▲ +0.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -0.5 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.83 against 0.66 in 2024; short-term debt: 92.4% and cash: 31.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 37% on liquidity, 35% on profitability and 44% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €10,207
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€30,028
NBB · annual accounts
lowers risk · Founded in 2008
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · No establishment unit in the KBO
KBO · seat and establishments
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 22078 sector peers (2025).
NBB · sector comparison
Position among 22078 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
7 days early
2023
8 days early
2022
26 days late
2021
12 days early
2020
3 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €420 ▼79.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€30,028 View
  • Caution: Among the weakest 5% on solvencysector median 33.9% · 22,078 companies -294.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €420 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€10,207
Profit
€420
Solvency
-294.2%
Total assets▼ 22.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 23-07-2024Annual accounts filed
  2. 26-08-2023Annual accounts filed
  3. 31-12-2022Highest result since 2018
Go to Timeline

Company details

Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
15-05-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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