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KAMMEX

Active
Private limited companyfounded 200818 yrs activeGreepstraat 25, 1000 Brussel, BelgiumKBO/BCE: BE 0897.925.238
Summary

KAMMEX has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,028) and a net result of €420. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
KAMMEXActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
Size
€10,207total assets 2025
Equity
-€30,028
Profit
€420
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 24 d late0 of 3 deeds read
Why 54Capped at 59: negative equity- Negative equity -€30,028- No establishment unit in the KBO+ Size: total assets €10,207+ Founded in 2008Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -294.2% of total assets
Liquidity 40+5
short-term debt 92.4% · cash 31.6%
Profitability 48-28
return on assets 4.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▲ +0.2% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%▲ +0.9% vs 02-2025 04-2025: 0.7%▲ +4.9% vs 03-2025 05-2025: 0.7%▼ -3.3% vs 04-2025 06-2025: 0.7%▲ +0.1% vs 05-2025 07-2025: 0.8%▲ +18.2% vs 06-2025 08-2025: 0.6%▼ -20.4% vs 07-2025lowest value 09-2025: 0.6%● 0.0% vs 08-2025lowest value 10-2025: 0.6%● 0.0% vs 09-2025lowest value 11-2025: 0.7%▲ +1.9% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▲ +2.4% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%▲ +0.9% vs 02-2026 04-2026: 0.7%▲ +4.9% vs 03-2026 05-2026: 0.7%▼ -3.2% vs 04-2026 06-2026: 0.7%▲ +0.3% vs 05-2026 07-2026: 0.8%▲ +12.6% vs 06-2026 08-2026: 1.2%▲ +56.4% vs 07-2026highest value 09-2026: 0.7%▼ -41.7% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Size: total assets €10,207 lowers the probability for this profile
  • Negative equity -€30,028 raises the probability
  • Founded in 2008 lowers the probability for this profile
  • No establishment unit in the KBO raises the probability
No credit on open account
Liquidity short (current ratio 0.83 against 0.66 in 2024; short-term debt: 92.4% and cash: 31.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 37%, profitability 35%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €10,207
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€30,028
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 22044 sector peers (2025).
NBB · sector comparison
Position among 22044 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
7 d early
2023
8 d early
2022
26 d late
2021
12 d early
2020
3 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €420 ▼79.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€30,028 View
  • Caution: Among the weakest 5% on solvencysector median 33.9% · 22,044 companies -294.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €420 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€10,207
Profit
€420
Solvency
-294.2%
Total assets▼ 22.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 24-07-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
15-05-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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