Financials
- Fiscal year
- 2024
- Total assets
- €16,062
- Loss
- -€7,532
- Solvency
- -291.3%
Total assets▼ 48.5%
Net result
20232024
TMS & Co
ActiveSummary
The computed 12-month bankruptcy probability of TMS & Co is 3.9% (moderate). The 2024 annual accounts show negative equity (-€46,797) and a net result of -€7,532. Its solvency ranks better than 5% of 26034 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail sale of motor vehicle parts and accessories NACE 47820
1 site
How big
€16,062total assets 2024
- Equity
- -€46,797
- Loss
- -€7,532
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts 63 d overdue
Why 47- 1 change of registered office in 24 months- Figures for FY 2024 (filed 30-08-2025)+ Size: total assets €16,062+ Founded in 2008Show the evidence
Checked score
Score 2024
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -291.3% of total assets
Liquidity
27+12
short-term debt 390.1% · cash 21.6%
Profitability
0=
return on assets -46.9%
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
- 1 change of registered office in 24 months raises the probability
- Size: total assets €16,062 lowers the probability for this profile
- Founded in 2008 lowers the probability for this profile
- Figures for FY 2024 (filed 30-08-2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.26 against 0.44 in 2023; short-term debt: 390.1% and cash: 21.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 24%, profitability 6%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year -€46,797
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
83 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 57 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignation: MOENS Marc Willy Josephine (director)Appointment: GEZELLE Giovani Axel Rudy…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€46,797 View
- Caution: Among the weakest 5% on solvencysector median 32.3% · 26,034 companies -291.3% View
- Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
- Caution: Board changedlatest change 20-05-2026 · 1 in office 1 joined · 1 left View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 3
- Since
- 2024
- 20-05-2026Resignation: MOENS Marc Willy Josephine (director)
- 30-08-2025Annual accounts filed
- 22-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 20-03-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Who signs
- Each director alone
- Annual meeting
- First Friday of June at 20:00
- Purpose
- De uitbating van een horecazaak,in het bijzonder een pastabar,met inbegrip van de…
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.