KAMI
ActiveSummary
KAMI has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434,979 and a net result of -€24,855. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 7071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability14▼-76
Solvency85▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.67 against 1.33 in 2024; short-term debt: 13.1% and cash: 0.8% of total assets), and 39.6% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
285 d late
2019
650 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 155 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€434,979▼ 5.4%
2024 · €459,834
Total assets
€719,696▼ 16.5%
2024 · €861,556
Net result
-€24,855
2024 · €147,508
Working capital
-€31,235
2024 · €47,168
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,569▲ 3.6%-€244€39,338€168,590▲ 329%-€23,093
Net result€5,720-€26,780€52,437€147,508▲ 181%-€24,855
Equity€346,669▲ 1.7%€319,890▼ 7.7%€372,326▲ 16.4%€459,834▲ 23.5%€434,979▼ 5.4%
Total assets€616,952▼ 0.3%€603,748▼ 2.1%€682,563▲ 13.1%€861,556▲ 26.2%€719,696▼ 16.5%
Debt€270,283▼ 2.8%€283,859▲ 5.0%€310,236▲ 9.3%€401,722▲ 29.5%€284,717▼ 29.1%
Working capital-€44,311▲ 14.4%-€21,870▲ 50.6%€36,415€47,168▲ 29.5%-€31,235
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23,093 after €168,590 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €719,696
Fixed assets
€656,343 ▼ 2.3%
Current assets
€63,353 ▼ 66.7%
Equity and liabilities €719,696
Equity
€434,979 ▼ 5.4%
Debt
€284,717 ▼ 29.1%
Debt's share of the balance-sheet total falls from 46.6% to 39.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€5,710▼
2024 · €176,122
Cash flow
-€7,471▼
2024 · €155,039
Current ratio
0.67▼
2024 · 1.33
Debt to equity
0.65▼
2024 · 0.87
ROE
-5.7%▼
2024 · 32.1%
ROA
-3.5%▼
2024 · 17.1%
Interest coverage
-3.24▼
2024 · 10.82
Debt ≤ 1 year
€94,588▼
2024 · €142,912
Debt > 1 year
€190,129▼
2024 · €258,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,359 | €3,643 | €2,010 | €7,532 | €17,383 | ▲ 131% |
| Other operating charges640/8 | €98 | €211 | €221 | €683 | €3,711 | ▲ 443% |
| Gross operating margin9900 | €13,026 | €3,610 | €41,569 | €176,805 | -€1,999 | ▼ 101% |
| Operating profit (loss)9901 | €9,569 | -€244 | €39,338 | €168,590 | -€23,093 | ▼ 114% |
| Financial income75/76B | - | - | €35,000 | - | - | - |
| Recurring financial income75 | - | - | €35,000 | - | - | - |
| Financial charges65/66B | €1,942 | €1,531 | €14,148 | €16,273 | €1,762 | ▼ 89.2% |
| Recurring financial charges65 | €1,942 | €1,531 | €14,148 | €16,273 | €1,762 | ▼ 89.2% |
| Profit (loss) for the period before taxes9903 | €7,626 | -€1,775 | €60,190 | €152,317 | -€24,855 | ▼ 116% |
| Income taxes67/77 | €1,907 | €25,005 | €7,754 | €4,810 | - | - |
| Profit (loss) for the period9904 | €5,720 | -€26,780 | €52,437 | €147,508 | -€24,855 | ▼ 117% |
| Profit (loss) for the period to be appropriated9905 | €5,720 | -€26,780 | €52,437 | €147,508 | -€24,855 | ▼ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €616,952 | €603,748 | €682,563 | €861,556 | €719,696 | ▼ 16.5% |
| Fixed assets21/28 | €604,916 | €601,273 | €607,849 | €671,476 | €656,343 | ▼ 2.3% |
| Tangible fixed assets22/27 | €7,035 | €3,392 | €9,968 | €73,595 | €58,462 | ▼ 20.6% |
| Plant, machinery and equipment23 | €4,528 | €3,392 | €6,464 | €7,350 | €7,033 | ▼ 4.3% |
| Furniture and vehicles24 | €2,507 | - | €3,503 | €66,244 | €51,429 | ▼ 22.4% |
| Financial fixed assets28 | €597,881 | €597,881 | €597,881 | €597,881 | €597,881 | = |
| Current assets29/58 | €12,036 | €2,476 | €74,714 | €190,080 | €63,353 | ▼ 66.7% |
| Amounts receivable within one year40/41 | €11,871 | €2,311 | €73,551 | €149,289 | €57,321 | ▼ 61.6% |
| Trade receivables40 | €1,998 | €2,311 | €29,056 | €104,515 | €6,735 | ▼ 93.6% |
| Other amounts receivable41 | €9,873 | - | €44,495 | €44,774 | €50,585 | ▲ 13.0% |
| Cash at bank and in hand54/58 | €165 | €165 | €1,163 | €40,791 | €6,033 | ▼ 85.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €616,952 | €603,748 | €682,563 | €861,556 | €719,696 | ▼ 16.5% |
| Equity10/15 | €346,669 | €319,890 | €372,326 | €459,834 | €434,979 | ▼ 5.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | €185,000 | €185,000 | €185,000 | €185,000 | €185,000 | = |
| Reserves13 | €1,860 | €1,860 | €54,297 | €141,804 | €141,804 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €52,437 | €139,944 | €139,944 | = |
| Profit (loss) carried forward14 | €141,209 | €114,430 | €114,430 | €114,430 | €89,575 | ▼ 21.7% |
| Amounts payable17/49 | €270,283 | €283,859 | €310,236 | €401,722 | €284,717 | ▼ 29.1% |
| Amounts payable after more than one year17 | €213,935 | €259,513 | €271,937 | €258,810 | €190,129 | ▼ 26.5% |
| Financial debts170/4 | - | - | - | €42,939 | €34,507 | ▼ 19.6% |
| Other amounts payable178/9 | €213,935 | €259,513 | €271,937 | €215,871 | €155,622 | ▼ 27.9% |
| Amounts payable within one year42/48 | €56,347 | €24,346 | €38,300 | €142,912 | €94,588 | ▼ 33.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,170 | €0 | ▼ 100% |
| Financial debts43 | €19,487 | €17,827 | €18,300 | - | - | - |
| Credit institutions430/8 | €16,290 | €16,669 | €18,300 | - | - | - |
| Other loans439 | €3,197 | €1,157 | - | - | - | - |
| Trade debts44 | €2,768 | €41 | - | €35,123 | €21,451 | ▼ 38.9% |
| Suppliers440/4 | €2,768 | €41 | - | €35,123 | €21,451 | ▼ 38.9% |
| Taxes, remuneration and social security45 | €26,842 | €2,969 | €20,000 | €44,619 | €13,137 | ▼ 70.6% |
| Taxes450/3 | €26,842 | €2,969 | €20,000 | €44,619 | €13,137 | ▼ 70.6% |
| Other amounts payable47/48 | €7,250 | €3,508 | - | €60,000 | €60,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,720 | -€26,780 | €52,437 | €147,508 | -€24,855 | ▼ 117% |
| + Depreciation and write-downs630 | €3,359 | €3,643 | €2,010 | €7,532 | €17,383 | ▲ 131% |
| Operating cash flow (approximation) | €9,079 | -€23,136 | €54,447 | €155,039 | -€7,471 | ▼ 105% |
| Investment in fixed assets (approximation) | - | €0 | -€8,586 | -€71,159 | -€2,250 | ▲ 96.8% |
| Change in cash | - | €0 | €999 | €39,628 | -€34,759 | ▼ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €147,508 ▲181%
Operating result €168,590, net result €147,508, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €52,437
Net result €52,437 after one loss-making year.
31-12
Financial
Liquidity times 19current ratio 1.95
Current ratio from 0.10 to 1.95.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€26,780
Net result drops to -€26,780, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 285 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 650 days late
2021
31-12
Financial
Back to profitnet €5,720
Net result €5,720 after one loss-making year.
Show earlier events
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 117 days late
25-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 482 days late
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 847 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2003
Ground area
963 m²
Building footprint
160 m²
Volume, LiDAR
988 m³
Parcel 31338E0392/00B000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KAMI
since 20032.126.621.466
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31338E0392/00B000 | Flanders | 963 m² | 1 · 160 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2003
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
68121Development of residential building projects
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479797137
Also
9925:BE0479797137
Registered
12-08-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.