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Kama Construct

Active
Private limited company·Bouwrijp maken van terreinen· 5 yrs active
Parklaan 223 ·9300 Aalst, Belgium
BE 0758.992.831
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Kama Construct is 2.3% (moderate). The 2024 annual accounts show equity of €47k and a net result of €182k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 17% of 977 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€182k+3297.6%
Working capital€44k-72.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · verkort
€0€50k€100k€150k€200kOperating result 2021: €139k€139kNet result 2021: €118k€118kOperating result 2022: €139k€139kNet result 2022: €115k€115kOperating result 2023: €9k€9kNet result 2023: €5k€5kOperating result 2024: €191k€191kNet result 2024: €182k€182k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~4%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-100k€0€100k€200k€300k2025: €108k (€35k - €181k)2026: €103k (€-13k - €219k)2027: €98k (€-62k - €258k)2021: €93k2022: €158k2023: €164k2024: €47k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 8.8% 35.4%
better than 17% of 977 sector peers
Net result €182k €29k
better than 88% of 976 sector peers
Equity €47k €118k
better than 32% of 977 sector peers
Gross operating margin €202k €173k
better than 54% of 976 sector peers
Total assets €529k €516k
better than 51% of 977 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€201k
+939.0% +14% vs sector
Net profit
€182k
+3297.6% far above sector median
Cash flow
€192k
+1133.0% +37% vs sector
Total assets
€529k
+75.3% -67% vs sector
Equity
€47k
-71.5% -93% vs sector
Working capital
€44k
-72.3% -89% vs sector
Income taxes
€8k
+158.7% -11% vs sector
Dividends
€119k
- 21-24
Debt
€483k
+249.0% -54% vs sector
Debt ≤ 1y
€474k
+288.9% -26% vs sector
Debt > 1y
€8k
-47.5% -97% vs sector
Current ratio
1.09
-52.5% -33% vs sector
Quick ratio
1.09
-52.5% -31% vs sector
Solvency
8.8%
-83.8% -73% vs sector
Debt / equity
10.36
+1125.6% far above sector median
ROE
390.7%
+11831.6% far above sector median
ROA
34.4%
+1838.2% far above sector median
Interest coverage
110.27
+278.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€201k
Net profit€182k
Cash flow€192k
Staff costs-
Income taxes€8k
Dividends€119k
Total assets€529k
Equity€47k
Debt€483k
of which ≤ 1y€474k
of which > 1y€8k
Working capital€44k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.09
Quick ratio1.09
Working capital ratio8.3%
Solvency8.8%
Debt / equity10.36
Long-term debt ratio0.18
Interest coverage110.27
Gross margin-
Net margin-
ROA34.4%
ROE390.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€529k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€518k
Amounts receivable within one year 40/41€221k
Cash & bank 54/58€297k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€529k
Equity 10/15€47k
Contributions / capital 10/11€100
Reserves 13€46k
Accumulated profits (losses) 14€0
Amounts payable 17/49€483k
Amounts payable after one year 17€8k
Amounts payable within one year 42/48€474k
Trade debts payable within one year 44€153k
Income statement
Gross operating margin 9900€202k
Operating result 9901€191k
Financial income 75€1k
Financial charges 65€2k
Result before taxes 9903€190k
Income taxes 67/77€8k
Net result for the period 9904€182k
Result to be appropriated 9905€182k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
73 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Kama Construct
Parklaan 223, 9300 AalstOntwikkeling van residentiële bouwprojecten
since 20202.310.580.877
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area936 m²
Buildings1
Building footprint227 m²
Volume (LiDAR)1,934 m³
Tallest building16.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41002B0461/00B003 Flanders 936 m² 1 · 227 m² 16.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability100Solvency19Growth58Stability94
69 / 100

Strong profile, led by profitability.

Health 73
Profitability 100
Solvency 19
Growth 58
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Slopen43110Slopen43110Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Dakwerkzaamheden43410Dakwerkzaamheden43910Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameNL Kama Construct
Registered office
Parklaan 223
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.