KALTEC
ActiveSummary
KALTEC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €28k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 24% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+18
Solvency49▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.14 in 2024; short-term debt: 12.5% and cash: 19.4% of total assets), but 76% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
6.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
14 d early
2023
35 d early
2022
1 d early
2021
1 d early
2020
61 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 11.0%
2024 · €89k
Total assets
€412k▲ 7.1%
2024 · €385k
Net result
€28k▲ 41.3%
2024 · €20k
Working capital
€69k▲ 71.7%
2024 · €40k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35k▲ 22.8%€26k▼ 26.8%€44k▲ 71.8%€30k▼ 32.8%€53k▲ 77.2%
Net result€25k▲ 22.1%€18k▼ 29.3%€30k▲ 67.6%€20k▼ 33.3%€28k▲ 41.3%
Equity€59k▲ 28.2%€64k▲ 9.6%€82k▲ 27.2%€89k▲ 8.8%€99k▲ 11.0%
Total assets€102k▲ 12.3%€112k▲ 8.9%€164k▲ 47.2%€385k▲ 134%€412k▲ 7.1%
Debt€44k▼ 3.8%€47k▲ 8.1%€82k▲ 74.5%€296k▲ 259%€313k▲ 6.0%
Working capital€72k▲ 21.8%€77k▲ 6.9%€88k▲ 13.0%€40k▼ 54.4%€69k▲ 71.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€292k ▼ 5.7%
Current assets
€120k ▲ 60.4%
Equity and liabilities €412k
Equity
€99k ▲ 11.0%
Debt
€313k ▲ 6.0%
Debt's share of the balance-sheet total falls from 76.8% to 76.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €43k
Cash flow
€45k▲
2024 · €33k
Current ratio
2.33▲
2024 · 2.14
Debt to equity
3.17▼
2024 · 3.32
ROE
28.1%▲
2024 · 22.1%
ROA
6.7%▲
2024 · 5.1%
Interest coverage
5.02▲
2024 · 3.15
Debt ≤ 1 year
€51k▲
2024 · €35k
Debt > 1 year
€262k▲
2024 · €261k
Income taxes
€11k▲
2024 · €-3k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €250 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €631 | €2k | €13k | €18k | ▲ 34.1% |
| Other operating charges640/8 | €1k | €443 | €829 | €1k | €1k | ▲ 14.9% |
| Gross operating margin9900 | €43k | €27k | €47k | €44k | €72k | ▲ 63.3% |
| Operating profit (loss)9901 | €35k | €26k | €44k | €30k | €53k | ▲ 77.2% |
| Financial income75/76B | €59 | €0 | €2 | €334 | €49 | ▼ 85.4% |
| Recurring financial income75 | €59 | €0 | €2 | €334 | €49 | ▼ 85.4% |
| Financial charges65/66B | €405 | €245 | €3k | €14k | €14k | ▲ 3.0% |
| Recurring financial charges65 | €405 | €245 | €3k | €14k | €14k | ▲ 3.0% |
| Profit (loss) for the period before taxes9903 | €35k | €25k | €42k | €16k | €39k | ▲ 135% |
| Income taxes67/77 | €10k | €8k | €12k | €-3k | €11k | ▲ 438% |
| Profit (loss) for the period9904 | €25k | €18k | €30k | €20k | €28k | ▲ 41.3% |
| Profit (loss) for the period to be appropriated9905 | €25k | €18k | €30k | €20k | €28k | ▲ 41.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102k | €112k | €164k | €385k | €412k | ▲ 7.1% |
| Fixed assets21/28 | €643 | €4k | €37k | €310k | €292k | ▼ 5.7% |
| Tangible fixed assets22/27 | €643 | €4k | €37k | €310k | €292k | ▼ 5.7% |
| Land and buildings22 | - | - | €33k | €307k | €290k | ▼ 5.4% |
| Plant, machinery and equipment23 | - | €3k | €3k | €2k | €1k | ▼ 38.0% |
| Furniture and vehicles24 | €643 | €271 | €1k | €1k | €890 | ▼ 25.0% |
| Current assets29/58 | €102k | €108k | €127k | €75k | €120k | ▲ 60.4% |
| Amounts receivable within one year40/41 | €22k | €26k | €11k | €34k | €33k | ▼ 2.9% |
| Trade receivables40 | €22k | €26k | €11k | €26k | €25k | ▼ 2.9% |
| Other amounts receivable41 | €82 | - | €317 | €8k | €8k | ▼ 2.9% |
| Current investments50/53 | - | €6k | €6k | €6k | €6k | = |
| Cash at bank and in hand54/58 | €79k | €76k | €109k | €34k | €80k | ▲ 134% |
| Deferred charges and accrued income490/1 | €859 | - | €875 | €1k | €2k | ▲ 19.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102k | €112k | €164k | €385k | €412k | ▲ 7.1% |
| Equity10/15 | €59k | €64k | €82k | €89k | €99k | ▲ 11.0% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €39k | €44k | €62k | €69k | €79k | ▲ 14.2% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Distributable reserves133 | €37k | €42k | €60k | €69k | €79k | ▲ 14.2% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €44k | €47k | €82k | €296k | €313k | ▲ 6.0% |
| Amounts payable after more than one year17 | €14k | €17k | €40k | €261k | €262k | ▲ 0.4% |
| Financial debts170/4 | €3k | - | - | €212k | €196k | ▼ 7.8% |
| Other amounts payable178/9 | €11k | €17k | €40k | €48k | €66k | ▲ 36.6% |
| Amounts payable within one year42/48 | €29k | €31k | €40k | €35k | €51k | ▲ 47.4% |
| Current portion of amounts payable after more than one year42 | €7k | €3k | €0 | €16k | €17k | ▲ 4.5% |
| Trade debts44 | €3k | €240 | €9k | €870 | €1k | ▲ 58.4% |
| Suppliers440/4 | €3k | €240 | €9k | €870 | €1k | ▲ 58.4% |
| Taxes, remuneration and social security45 | €8k | €17k | €21k | €8k | €18k | ▲ 141% |
| Taxes450/3 | €6k | €15k | €19k | €6k | €16k | ▲ 191% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €2k | ▲ 6.4% |
| Other amounts payable47/48 | €12k | €10k | €10k | €11k | €15k | ▲ 44.0% |
| Accrued charges and deferred income492/3 | - | - | €2k | €0 | €14 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €18k | €30k | €20k | €28k | ▲ 41.3% |
| + Depreciation and write-downs630 | €6k | €631 | €2k | €13k | €18k | ▲ 34.1% |
| Operating cash flow (approximation) | €31k | €18k | €32k | €33k | €45k | ▲ 38.4% |
| Investment in fixed assets (approximation) | - | €-3k | €-35k | €-286k | €0 | ▲ 100% |
| Change in cash | - | €-3k | €33k | €-75k | €46k | ▲ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €30k ▲67.6%
Net result €30k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2015
Ground area
433 m²
Building footprint
183 m²
Volume, LiDAR
693 m³
Parcel 72005B0439/00H002, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
KALTEC
since 20152.246.710.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B0439/00H002 | Flanders | 433 m² | 1 · 183 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 317 EUR awarded · 317 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 317 EUR | 317 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Lightstream
BE 0717.806.037
Gavere · Eq €98,941
TALENCO
BE 0637.766.090
Antwerpen · Eq €98,861
ENGYCO
BE 0729.940.737
Tessenderlo-Ham · Eq €98,836
ARSIMAK
BE 0753.807.784
Zaventem · Eq €98,826
GroupW
BE 0787.846.668
Rebecq · Eq €99,059
Of 11,571 companies in sector 71121 we hold annual accounts for 6,561. 5,235 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.