KWPC
ActiveSummary
KWPC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,087 and a net result of €9,492. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+1
Solvency34▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.55 against 0.55 in 2024; short-term debt: 81.2% and cash: 1% of total assets), and 90.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2028 sector peers (2025).
NBB · sector comparisonPosition among 2028 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 22-12-2025, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 d early
2024
12 d early
2023
48 d early
2022
36 d early
2021
22 d early
2019
50 d early
2018
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close27-09-2026 today31-12-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€34,087▲ 38.6%
2024 · €24,595
Total assets
€367,002▲ 4.3%
2024 · €351,793
Net result
€9,492▲ 34.3%
2024 · €7,070
Working capital
-€134,902▼ 8.7%
2024 · -€124,063
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,349-€9,295▼ 70.4%€11,914▲ 28.2%€19,676▲ 65.2%€13,742▼ 30.2%
Net result€22,497--€2,564€3,272€7,070▲ 116%€9,492▲ 34.3%
Equity€16,817-€14,254▼ 15.2%€17,526▲ 23.0%€24,595▲ 40.3%€34,087▲ 38.6%
Total assets€86,782-€186,998▲ 115%€236,285▲ 26.4%€351,793▲ 48.9%€367,002▲ 4.3%
Debt€69,965-€172,745▲ 147%€218,759▲ 26.6%€327,197▲ 49.6%€332,915▲ 1.7%
Working capital-€4,246--€44,491▼ 948%-€80,469▼ 80.9%-€124,063▼ 54.2%-€134,902▼ 8.7%
Staff (FTE)1.3-1▼ 23.1%11=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Total assets +115% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367,002
Fixed assets
€203,829 ▲ 2.0%
Current assets
€163,174 ▲ 7.4%
Equity and liabilities €367,002
Equity
€34,087 ▲ 38.6%
Debt
€332,915 ▲ 1.7%
Debt's share of the balance-sheet total falls from 93.0% to 90.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,360▼
2024 · €35,508
Cash flow
€21,109▼
2024 · €22,902
Current ratio
0.55▼
2024 · 0.55
Debt to equity
9.77▼
2024 · 13.30
ROE
27.8%▼
2024 · 28.7%
ROA
2.6%▲
2024 · 2.0%
Interest coverage
6.16▼
2024 · 6.89
Debt ≤ 1 year
€298,076▲
2024 · €276,015
Debt > 1 year
€34,839▼
2024 · €51,183
Income taxes
€132▼
2024 · €8,009
Staff costs
€47,588▼
2024 · €48,416
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,375 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.0%
went bankrupt
1.6%
stopped otherwise
96%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,375 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €33,456 | €20,012 | €48,416 | €47,588 | ▼ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,049 | €8,876 | €11,394 | €15,832 | €11,618 | ▼ 26.6% |
| Other operating charges640/8 | - | €10,393 | €2,078 | €10,814 | €4,437 | ▼ 59.0% |
| Non-recurring operating charges66A | - | €33 | €0 | - | - | - |
| Gross operating margin9900 | €163,412 | €62,053 | €45,398 | €94,738 | €77,385 | ▼ 18.3% |
| Operating profit (loss)9901 | €31,349 | €9,295 | €11,914 | €19,676 | €13,742 | ▼ 30.2% |
| Financial income75/76B | - | €0 | €87 | €554 | €0 | ▼ 100.0% |
| Recurring financial income75 | €444 | €0 | €87 | €554 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | €3,712 | €2,830 | €5,152 | €4,119 | ▼ 20.0% |
| Recurring financial charges65 | €3,859 | €3,712 | €2,830 | €5,152 | €4,119 | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | €27,935 | €5,583 | €9,170 | €15,078 | €9,624 | ▼ 36.2% |
| Income taxes67/77 | €5,438 | €8,146 | €5,898 | €8,009 | €132 | ▼ 98.4% |
| Profit (loss) for the period9904 | €22,497 | -€2,564 | €3,272 | €7,070 | €9,492 | ▲ 34.3% |
| Profit (loss) for the period to be appropriated9905 | €22,497 | -€2,564 | €3,272 | €7,070 | €9,492 | ▲ 34.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,782 | €186,998 | €236,285 | €351,793 | €367,002 | ▲ 4.3% |
| Fixed assets21/28 | €28,732 | €132,841 | €165,238 | €199,841 | €203,829 | ▲ 2.0% |
| Intangible fixed assets21 | - | - | €20,220 | €17,856 | €13,389 | ▼ 25.0% |
| Tangible fixed assets22/27 | €28,732 | €22,841 | €13,225 | €49,513 | €52,415 | ▲ 5.9% |
| Land and buildings22 | - | - | - | €34,650 | €34,650 | = |
| Plant, machinery and equipment23 | - | €11,237 | €7,484 | €4,896 | €9,908 | ▲ 102% |
| Furniture and vehicles24 | - | €11,604 | €5,742 | €9,967 | €7,857 | ▼ 21.2% |
| Financial fixed assets28 | - | €110,000 | €131,793 | €132,472 | €138,025 | ▲ 4.2% |
| Current assets29/58 | €58,049 | €54,157 | €71,047 | €151,952 | €163,174 | ▲ 7.4% |
| Amounts receivable within one year40/41 | €49,888 | €46,963 | €60,000 | €135,213 | €151,814 | ▲ 12.3% |
| Trade receivables40 | - | €28,579 | €60,000 | €59,615 | €103,389 | ▲ 73.4% |
| Other amounts receivable41 | - | €18,384 | €0 | €75,598 | €48,425 | ▼ 35.9% |
| Cash at bank and in hand54/58 | €2,194 | €311 | €8,319 | €10,483 | €3,712 | ▼ 64.6% |
| Deferred charges and accrued income490/1 | - | €6,884 | €2,727 | €6,256 | €7,648 | ▲ 22.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,782 | €186,998 | €236,285 | €351,793 | €367,002 | ▲ 4.3% |
| Equity10/15 | €16,817 | €14,254 | €17,526 | €24,595 | €34,087 | ▲ 38.6% |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €15,817 | €13,254 | €16,526 | €23,595 | €33,087 | ▲ 40.2% |
| Amounts payable17/49 | €69,965 | €172,745 | €218,759 | €327,197 | €332,915 | ▲ 1.7% |
| Amounts payable after more than one year17 | €6,995 | €69,486 | €67,244 | €51,183 | €34,839 | ▼ 31.9% |
| Financial debts170/4 | - | €69,486 | €67,244 | €51,183 | €34,839 | ▼ 31.9% |
| Amounts payable within one year42/48 | €62,296 | €98,649 | €151,515 | €276,015 | €298,076 | ▲ 8.0% |
| Current portion of amounts payable after more than one year42 | - | €17,115 | €19,305 | €16,061 | €38,625 | ▲ 140% |
| Financial debts43 | - | €3,776 | €0 | - | - | - |
| Credit institutions430/8 | - | €3,776 | €0 | - | - | - |
| Trade debts44 | €673 | €14,273 | €40,727 | €78,202 | €106,184 | ▲ 35.8% |
| Suppliers440/4 | - | €14,273 | €40,727 | €78,202 | €106,184 | ▲ 35.8% |
| Taxes, remuneration and social security45 | - | €3,188 | €13,492 | €30,764 | €56,032 | ▲ 82.1% |
| Taxes450/3 | - | €2,524 | €9,743 | €26,229 | €46,579 | ▲ 77.6% |
| Remuneration and social security454/9 | - | €663 | €3,748 | €4,535 | €9,453 | ▲ 108% |
| Other amounts payable47/48 | - | €60,297 | €77,992 | €150,987 | €97,235 | ▼ 35.6% |
| Accrued charges and deferred income492/3 | - | €4,610 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,497 | -€2,564 | €3,272 | €7,070 | €9,492 | ▲ 34.3% |
| + Depreciation and write-downs630 | €19,049 | €8,876 | €11,394 | €15,832 | €11,618 | ▼ 26.6% |
| Operating cash flow (approximation) | €41,546 | €6,313 | €14,667 | €22,902 | €21,109 | ▼ 7.8% |
| Investment in fixed assets (approximation) | - | -€112,985 | -€43,792 | -€50,435 | -€15,605 | ▲ 69.1% |
| Change in cash | - | -€1,884 | €8,009 | €2,164 | -€6,771 | ▼ 413% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Back to profitnet €3,272
Net result €3,272 after one loss-making year.
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-05
Financial
Weakest financial yearnet -€2,564
Net result drops to -€2,564, the lowest in the series; recovery starts the following year.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Highest result since 2019net €22,497 ▲186%
Operating result €31,349, net result €22,497, both a record.
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2015
Ground area
4,828 m²
Building footprint
1,655 m²
Volume, LiDAR
7,458 m³
Parcel 46382B1760/00A000, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
LivingComfortable.be
since 20152.240.089.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1760/00A000 | Flanders | 4,828 m² | 1 · 1,654 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-05-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
100%
According to the annual accounts to 31-05-2025 of KWPC and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,052 EUR awarded · 4,118 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 353 EUR | 353 EUR |
| 2024 | 1 | 0 EUR | 296 EUR |
| 2023 | 1 | 635 EUR | 405 EUR |
| 2022 | 2 | 3,064 EUR | 3,064 EUR |
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 4,571 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2015
Fiscal year end31-05
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
70200Business and other management consultancy
Contact
Website
www.livingcomfortable.beLokeren
E-mail
info@livingcomfortable.beLokeren
Phone
0032 333 63 000Lokeren
E-invoicing
Reachable via Peppol
Peppol ID
0208:0598769122
Also
9925:BE0598769122
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.