Checked.be
Active
BE 0777.840.129Private limited company
KALSOOM
Kloosterstraat 10 ·8820 Torhout, Belgium· 4 yrs active
Sector: Non-specialised food retail
(47110)
Conclusion
The computed 12-month bankruptcy probability of KALSOOM is 1.8% (moderate). The 2025 annual accounts show equity of €38k and a net result of €13k. Equity is growing by ~44% per year across the filed fiscal years. Its solvency ranks better than 64% of 471 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €38k |
| Net result | €13k |
| Staff (FTE) | 0.6 |
| Better than sector | 64% |
Snowflake analysis
87
/ 100
Exceptional profile, strong across almost every axis.
Health
91
Profitability
100
Solvency
70
Growth
78
Stability
94
Bankruptcy probability (12 mo)
1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
91
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-01-2026 with the NBB · fiscal year 2025 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~44%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 31.3% | 21.0% | |
| Net result | €13k | €32k | |
| Equity | €38k | €161k | |
| Gross operating margin | €50k | €282k | |
| Staff costs | €25k | €223k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€23k
+15.1%
-91% vs sector
€13k
+38.8%
-88% vs sector
€16k
+29.7%
-92% vs sector
€121k
+50.1%
-93% vs sector
€38k
+51.1%
-95% vs sector
€55k
+265.8%
-88% vs sector
1
-45.5%
-95% vs sector
€25k
-29.0%
-94% vs sector
€4k
+45.9%
-89% vs sector
€83k
+49.6%
-86% vs sector
€59k
+5.9%
-82% vs sector
1.94
+52.7%
-22% vs sector
1.39
+81.0%
-7% vs sector
31.3%
+0.7%
-48% vs sector
2.20
-1.0%
+258% vs sector
33.8%
-8.1%
+139% vs sector
10.6%
-7.5%
+100% vs sector
3.50
-18.8%
-74% vs sector
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €23k |
| Net profit | €13k |
| Cash flow | €16k |
| Staff costs | €25k |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €121k |
| Equity | €38k |
| Debt | €83k |
| of which ≤ 1y | €59k |
| of which > 1y | - |
| Working capital | €55k |
| Employees (FTE) | 0.6 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.94 |
| Quick ratio | 1.39 |
| Working capital ratio | 45.7% |
| Solvency | 31.3% |
| Debt / equity | 2.20 |
| Long-term debt ratio | - |
| Interest coverage | 3.50 |
| Gross margin | - |
| Net margin | - |
| ROA | 10.6% |
| ROE | 33.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €121k |
| Fixed assets | 21/28 | €7k |
| Intangible fixed assets | 21 | €1k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €114k |
| Stocks & contracts in progress | 3 | €33k |
| Amounts receivable within one year | 40/41 | €63k |
| Cash & bank | 54/58 | €16k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €121k |
| Equity | 10/15 | €38k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €32k |
| Amounts payable | 17/49 | €83k |
| Amounts payable within one year | 42/48 | €59k |
| Trade debts payable within one year | 44 | €48k |
| Income statement | ||
| Gross operating margin | 9900 | €50k |
| Operating result | 9901 | €19k |
| Financial income | 75 | €4k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €13k |
| Result to be appropriated | 9905 | €13k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | Non-specialised food retail(47110) |
| Legal form | Private limited company(610) |
| Incorporation | 30-11-2021 |
| Status | Active |
| Postal code | 8820 |
Establishment units
Noor Shop
since 20222.334.524.239
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011E0422/00F005 | Flanders | 346 m² | 1 · 436 m² | 13.9 m · 4 fl. |
| 31524D1754/00Z008 | Flanders | 293 m² | 1 · 202 m² | 6.8 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
14-01-2026
NBB filing
Annual accounts filed
2025
22-05-2025
State Gazette act
Director changes
16-05-2025
NBB filing
Annual accounts filed
2024
16-04-2024
State Gazette act
Director changes
15-02-2024
NBB filing
Annual accounts filed
2022
01-08-2022
State Gazette act
Director changes
Belgisch Staatsblad, acts
All acts · 3
updated 1 year ago
2025
22-05-2025 1 director appointed, 3 resigning
- Akhtar Anbreen, Bestuurder
- Akhtar Mohammad, Bestuurder
- Sadfar Muhammad, Bestuurder
- Safdar, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Akhtar Mohammad",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "voluntary",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-10-01",
"evidence_quote": "Dhr. Akhtar Mohammad neemt ontslag als bestuurder van de vennootschap. Het ontslag gaat in op 01/10/2024. Dhr. Akhtar wordt kwijting verleend voor zijn mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Sadfar Muhammad",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "end_of_term",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-04-01",
"evidence_quote": "Dhr. Sadfar Muhammad neemt ontslag als bestuurder van de vennootschap per 01/04/2024",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Safdar",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "rectification",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De vergadering stelt vast dat de heer Safdar, hoewel hij werd benoemd als bestuurder, zijn mandaat nooit effectief heeft opgenomen. Bijgevolg wordt zijn ontslag beschouwd als een annulatie van zijn benoeming.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Safdar",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De vergadering verleent kwijting aan dhr. Safdar voor de periode waarin hij als bestuurder was benoemd.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Akhtar Anbreen",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-10-01",
"evidence_quote": "Mevrouw Akhtar Anbreen wordt benoemd als bestuurder vanaf 01/10/2024.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-05-22",
"filing_date": "2025-05-13",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2025-05-05",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0777.840.129",
"name_full": "Kalsoom",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Akhtar Anbreen",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}2024
16-04-2024 Safdar Muhammad appointed as director
- Safdar Muhammad, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Safdar Muhammad",
"address": null,
"birth_date": "1982-11-17",
"profession": null,
"birth_place": "Guirat, Pakistan"
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2024-04-01",
"evidence_quote": "Dhr. Safdar Muhammad (geboren te Guirat (Pakistan) op 17/11/1982) wordt benoemd als bestuurder vanaf 01/4/2024.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-04-16",
"filing_date": "2024-04-05",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2024-04-04",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0777.840.129",
"name_full": "KALSOOM",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Akhtar Mohammad",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}2022
01-08-2022 1 director appointed, 1 resigning
- Akhtar Mohammad, Bestuurder
- Mirza Ansar, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mirza Ansar",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "end_of_term",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2022-03-31",
"evidence_quote": "Dhr. Mirza Ansar wordt ontslagen als bestuurder vanaf 31/03/2022. Dhr. Mirza wordt kwijting verleend voor zijn mandaat.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Akhtar Mohammad",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2022-03-31",
"evidence_quote": "Dhr. Akhtar Mohammad wordt benoemd als bestuurder vanaf 31/03/2022, die aanvaardt.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mirza Ansar",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Dhr. Mirza wordt kwijting verleend voor zijn mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Mirza Ansar",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De voorzitter stelt vast dat alle eigenaars van het totaal der maatschappelijke aandelen aanwezig zijn,",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Akhtar Mohammad",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Dhr. Akhtar Mohammad wordt benoemd als bestuurder vanaf 31/03/2022, die aanvaardt.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Akhtar Mohammad",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "Dhr. Akhtar Mohammad wordt benoemd als bestuurder vanaf 31/03/2022, die aanvaardt.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": null,
"filing_date": "2022-07-25",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2022-07-18",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0777.840.129",
"name_full": "KALSOOM",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Mirza Ansar",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Loterijen en kansspelen92000Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
| Legal nameNL | KALSOOM |
Registered office
Kloosterstraat 10
8820 Torhout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies
Vandendries – Van Bockland
BE 0442.400.172 · Sint-Niklaas
Bernaerdts-Splets
BE 0419.496.195 · Tessenderlo-Ham
't Winkeltje
BE 0446.666.687 · Pelt
WAH NAM CENTER
BE 0435.510.204 · Liège
Copersol
BE 0403.409.241 · Brussel