KAIO SRL
ActiveSummary
KAIO SRL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €15k. Its solvency ranks better than 11% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-30
Solvency28▼-49
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 69.66 against 0.42 in 2024; short-term debt: 1.4% and cash: 3% of total assets), but 96.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 42.9%
2024 · €34k
2024: €34k
2025: €49k▲ +42.9% vs 2024
2024 → 2025
Total assets
€1.46M▲ 2,119%
2024 · €66k
2024: €66k
2025: €1.46M▲ +2119% vs 2024
2024 → 2025
Net result
€15k▼ 49.8%
2024 · €29k
2024: €29k
2025: €15k▼ -49.8% vs 2024
2024 → 2025
Working capital
€1.38M
2024 · €-18k
2024: €-18k
2025: €1.38M▲ +7658% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€34k-€49k▲ 42.9%
2024: €34k
2025: €49k▲ +42.9% vs 2024
Operating result€41k-€21k▼ 48.7%
2024: €41k
2025: €21k▼ -48.7% vs 2024
Net result€29k-€15k▼ 49.8%
2024: €29k
2025: €15k▼ -49.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€52k ▼ 1.1%
Current assets
€1.40M ▲ 10,687%
Equity and liabilities €1.46M
Equity
€49k ▲ 42.9%
Debt
€1.41M ▲ 4,364%
Debt's share of the balance-sheet total rises from 48.0% to 96.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €41k
Cash flow
€15k▼
2024 · €29k
Current ratio
69.66▲
2024 · 0.42
Quick ratio
2.26▲
2024 · 0.42
Debt to equity
28.89▲
2024 · 0.92
ROE
30.0%▼
2024 · 85.3%
ROA
1.0%▼
2024 · 44.3%
Interest coverage
22.94▼
2024 · 136.82
Debt ≤ 1 year
€20k▼
2024 · €31k
Debt > 1 year
€1.39M
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€1.46M▲
Fixed assets21/28€53k€52k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€50k€50k=
Current assets29/58€13k€1.40M▲
Stocks and contracts in progress3-€1.36M
Stocks30/36-€1.36M
Amounts receivable within one year40/41€10k€1k▼
Trade receivables40€10k-
Other amounts receivable41-€1k
Cash at bank and in hand54/58€3k€44k▲
Deferred charges and accrued income490/1-€583
Equity and liabilities
Total equity and liabilities10/49€66k€1.46M▲
Equity10/15€34k€49k▲
Contributions10/11€5k€5k=
Reserves13€28k€40k▲
Distributable reserves133€28k€40k▲
Profit (loss) carried forward14€2k€4k▲
Amounts payable17/49€32k€1.41M▲
Amounts payable after more than one year17-€1.39M
Financial debts170/4-€457k
Other amounts payable178/9-€930k
Amounts payable within one year42/48€31k€20k▼
Trade debts44€632-
Suppliers440/4€632-
Taxes, remuneration and social security45€20k€20k▲
Taxes450/3€18k€20k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€11k-
Accrued charges and deferred income492/3€200-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€376€596▲
Other operating charges640/8€902€671▼
Gross operating margin9900€42k€22k▼
Operating profit (loss)9901€41k€21k▼
Financial income75/76B-€445
Recurring financial income75-€445
Financial charges65/66B€301€940▲
Recurring financial charges65€301€940▲
Profit (loss) for the period before taxes9903€41k€20k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€29k€15k▼
Profit (loss) for the period to be appropriated9905€29k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€16k▼
Profit (loss) brought forward from the previous period14P-€2k
Transfer to equity691/2€28k€13k▼
To other reserves6921€28k€13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €376 | €596 | ▲ 58.4% |
| Other operating charges640/8 | €902 | €671 | ▼ 25.6% |
| Gross operating margin9900 | €42k | €22k | ▼ 47.2% |
| Operating profit (loss)9901 | €41k | €21k | ▼ 48.7% |
| Financial income75/76B | - | €445 | - |
| Recurring financial income75 | - | €445 | - |
| Financial charges65/66B | €301 | €940 | ▲ 212% |
| Recurring financial charges65 | €301 | €940 | ▲ 212% |
| Profit (loss) for the period before taxes9903 | €41k | €20k | ▼ 49.5% |
| Income taxes67/77 | €11k | €6k | ▼ 48.8% |
| Profit (loss) for the period9904 | €29k | €15k | ▼ 49.8% |
| Profit (loss) for the period to be appropriated9905 | €29k | €15k | ▼ 49.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €66k | €1.46M | ▲ 2,119% |
| Fixed assets21/28 | €53k | €52k | ▼ 1.1% |
| Tangible fixed assets22/27 | €3k | €2k | ▼ 22.9% |
| Furniture and vehicles24 | €3k | €2k | ▼ 22.9% |
| Financial fixed assets28 | €50k | €50k | = |
| Current assets29/58 | €13k | €1.40M | ▲ 10,687% |
| Stocks and contracts in progress3 | - | €1.36M | - |
| Stocks30/36 | - | €1.36M | - |
| Amounts receivable within one year40/41 | €10k | €1k | ▼ 89.3% |
| Trade receivables40 | €10k | - | - |
| Other amounts receivable41 | - | €1k | - |
| Cash at bank and in hand54/58 | €3k | €44k | ▲ 1,218% |
| Deferred charges and accrued income490/1 | - | €583 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €66k | €1.46M | ▲ 2,119% |
| Equity10/15 | €34k | €49k | ▲ 42.9% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €28k | €40k | ▲ 45.5% |
| Distributable reserves133 | €28k | €40k | ▲ 45.5% |
| Profit (loss) carried forward14 | €2k | €4k | ▲ 132% |
| Amounts payable17/49 | €32k | €1.41M | ▲ 4,364% |
| Amounts payable after more than one year17 | - | €1.39M | - |
| Financial debts170/4 | - | €457k | - |
| Other amounts payable178/9 | - | €930k | - |
| Amounts payable within one year42/48 | €31k | €20k | ▼ 35.7% |
| Trade debts44 | €632 | - | - |
| Suppliers440/4 | €632 | - | - |
| Taxes, remuneration and social security45 | €20k | €20k | ▲ 1.1% |
| Taxes450/3 | €18k | €20k | ▲ 12.4% |
| Remuneration and social security454/9 | €2k | - | - |
| Other amounts payable47/48 | €11k | - | - |
| Accrued charges and deferred income492/3 | €200 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €15k | ▼ 49.8% |
| + Depreciation and write-downs630 | €376 | €596 | ▲ 58.4% |
| Operating cash flow (approximation) | €29k | €15k | ▼ 48.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €41k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 168current ratio 69.66
Current ratio from 0.42 to 69.66; short-term debt falls from €31k to €20k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2023
Ground area
2,471 m²
Building footprint
161 m²
Volume, LiDAR
907 m³
Parcel 25107D0016/03D000, Wallonia · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
KAIO SRL
since 20232.351.955.931
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25107D0016/03D000 | Wallonia | 2,471 m² | 1 · 161 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.