duurSAM

Active

Private limited companyfounded 20241 yr activeWalbekestraat 21, 8490 Jabbeke, BelgiumKBO/BCE: BE 1014.675.527

duurSAM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-41k. Its solvency ranks better than 11% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

5 / 100

Critical

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency2

Growth-

Stability67

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.35), and 97.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 55

Relative position

BE, all sectors

reference

Sector 55

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31527 sector peers (2025).

NBB · sector comparison

Position among 31527 sector peers

Solvency

better than 11%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€36k

Total assets

€1.50M

Net result

€-41k

Working capital

€-278k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €1.50M

90.2%

10%

Fixed assets €1.35M

Current assets €147k

Equity and liabilities €1.50M

95.9%

Equity €36k

Provisions €25k

Debt €1.43M

Debt finances 95.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€19k

Cash flow

€5k

Solvency

2.4%

Current ratio

0.35

Quick ratio

0.35

Debt / equity

39.77

ROE

-114.8%

ROA

-2.8%

Interest coverage

1.37

Debt

€1.43M

Debt ≤ 1 year

€424k

Debt > 1 year

€1.01M

Income taxes

€147

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€1.50M

Fixed assets21/28€1.35M

Tangible fixed assets22/27€1.35M

Land and buildings22€881k

Plant, machinery and equipment23€5k

Furniture and vehicles24€62k

Other tangible fixed assets26€10k

Assets under construction and advance payments27€391k

Current assets29/58€147k

Amounts receivable within one year40/41€18k

Trade receivables40€18k

Cash at bank and in hand54/58€16k

Deferred charges and accrued income490/1€112k

Equity and liabilities

Total equity and liabilities10/49€1.50M

Equity10/15€36k

Contributions10/11€3k

Profit (loss) carried forward14€-41k

Investment grants15€75k

Provisions and deferred taxes16€25k

Deferred taxes168€25k

Amounts payable17/49€1.43M

Amounts payable after more than one year17€1.01M

Financial debts170/4€1.01M

Amounts payable within one year42/48€424k

Current portion of amounts payable after more than one year42€31k

Trade debts44€30k

Suppliers440/4€30k

Taxes, remuneration and social security45€4k

Taxes450/3€4k

Other amounts payable47/48€360k

Accrued charges and deferred income492/3€2k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k

Other operating charges640/8€6k

Gross operating margin9900€25k

Operating profit (loss)9901€-27k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€14k

Recurring financial charges65€14k

Profit (loss) for the period before taxes9903€-41k

Income taxes67/77€147

Profit (loss) for the period9904€-41k

Profit (loss) for the period to be appropriated9905€-41k

Appropriation of the result

Profit (loss) to be appropriated9906€-41k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jabbeke · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Walbekestraat 218490 Jabbeke

Ground area

2,371 m²

Building footprint

294 m²

Volume, LiDAR

1,538 m³

Parcel 31012C0072/00L000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

duurSAM

Walbekestraat 21, 8490 JabbekeBusiness consulting

since 20242.365.581.065

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31012C0072/00L000	Flanders	2,371 m²	1 · 294 m²	8.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 109,564 EUR awarded

Year	Entries	awarded	paid
2025	2	109,564 EUR	0 EUR

Schemes

Erfgoedpremie voor beschermde monumenten en landschappen - standaardprocedure

1 entry · 100,000 EUR · Onroerend Erfgoed

Onderzoekspremie voor beschermde monumenten en landschappen

1 entry · 9,564 EUR · Onroerend Erfgoed

Similar companies · same sector, comparable size

Compagnie des Ardennes

Knokke-Heist · Eq €33k

Of 729 companies in sector 55209 we hold annual accounts for 206. 133 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-10-2024

Fiscal year end31-12

Activities, NACEBEL

55209Other holiday and short-stay accommodation

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.