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Checked.be
Complete company report
Generated 05-09-2026
Active BE 1016.367.384Private limited company

KADJ

Mutsaardlaan 73-bA89 ·1020 Brussel, Belgium· 1 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of KADJ is 2.7% (moderate). The 2025 annual accounts show equity of €72k and a net result of €45k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €72k
Net result €45k
Active 1 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€7k
estimate, not credit advice
Score history
85 2024
100 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 4.16 (≥ 1.5) +10
Quick ratio Quick ratio 4.16 (≥ 1.0) +5
Leverage Debt/equity 0.31 (< 1.0) +10
Profitability ROE 63% (≥ 10%) +10
Interest coverage Interest coverage 1223.7× (≥ 3×) +8
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 15-07-2026 with the NBB · fiscal year 2025 · micro schema
€0€20k€40k€60kOperating result 2024: €30k€30kNet result 2024: €24k€24kOperating result 2025: €55k€55kNet result 2025: €45k€45k20242025
Operating resultNet result
EBITDA
€55k
- 24-25
Net profit
€45k
+90.3% 24-25
Cash flow
€45k
- 24-25
Total assets
€94k
+176.2% 24-25
Equity
€72k
+172.2% 24-25
Working capital
€70k
+167.7% 24-25
Income taxes
€12k
+101.9% 24-25
Debt
€22k
+190.0% 24-25
Debt ≤ 1y
€22k
+190.0% 24-25
Current ratio
4.16
-5.9% 24-25
Quick ratio
4.16
-5.9% 24-25
Solvency
76.3%
-1.5% 24-25
Debt / equity
0.31
+6.5% 24-25
ROE
63.3%
-30.1% 24-25
ROA
48.2%
-31.1% 24-25
Interest coverage
1223.75
- 24-25
Figures by fiscal year and ratios
Fiscal year20252024
Depositmicro schemamicro schema
Revenue--
EBITDA€55k-
Net profit€45k€24k
Cash flow€45k-
Staff costs--
Income taxes€12k€6k
Dividends--
Total assets€94k€34k
Equity€72k€26k
Debt€22k€8k
of which ≤ 1y€22k€8k
of which > 1y--
Working capital€70k€26k
Employees (FTE)--
Ratios (computed)
20252024
Current ratio4.164.42
Quick ratio4.164.42
Working capital ratio75.0%77.4%
Solvency76.3%77.4%
Debt / equity0.310.29
Long-term debt ratio--
Interest coverage1223.75-
Gross margin--
Net margin--
ROA48.2%70.0%
ROE63.3%90.5%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€94k€34k
Fixed assets 21/28€1k-
Tangible fixed assets 22/27€1k-
Current assets 29/58€93k€34k
Amounts receivable within one year 40/41€84k€30k
Cash & bank 54/58€9k€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€94k€34k
Equity 10/15€72k€26k
Contributions / capital 10/11€3k€3k
Accumulated profits (losses) 14€69k€24k
Amounts payable 17/49€22k€8k
Amounts payable within one year 42/48€22k€8k
Trade debts payable within one year 44€4k€2k
Income statement
Gross operating margin 9900€55k€30k
Operating result 9901€55k€30k
Financial income 75€3k€71
Financial charges 65€45€14
Result before taxes 9903€58k€30k
Income taxes 67/77€12k€6k
Net result for the period 9904€45k€24k
Result to be appropriated 9905€45k€24k
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation19-11-2024
StatusActive
Postal code1020
Establishment units 1 location
KADJ
Mutsaardlaan 73-bA89, 1020 BrusselDental practice
since 20242.367.235.807
Real-estate footprint Source: CBE × cadastre
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21818A0244/00G000 Brussels 1.4 ha 1 · 967 m² 56.7 m · 18 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
12-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 134 days late
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL KADJ
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative