Checked.be · Company dossierhttps://checked.be/en/c/kadbano-0448013504 · as of 20-10-2026
KADBANO
Active
Private limited company · founded 1992 · active for 34 yearsHermanstraat 43, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0448.013.504
Summary
The computed 12-month bankruptcy probability of KADBANO is 18.7% (high). For KADBANO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €32,027 and a net result of -€4,015. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 92% of 5,979 sector peers (NACE 49, financial year 2023). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Signalsraises risk2 changes of registered office in 24 monthsFigures for financial year 2023 (filed 11-10-2024)2 financial years not filed after the legal deadline; latest accounts 66 days late; 1 of the last 3 lateTwo or more financial years not filedAdministrative warnings in the KBO publicationslowers riskFounded in 1992neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency100=
equity 88.8% of total assets
Liquidity54-40
short-term debt 11.2% · cash 4.0%
Profitability11-63
return on assets -11.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
18.7%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.9% (9,088 companies, NACE 49, micro)
Last 24 months11-2024: 3.5%lowest value12-2024: 3.5%● unchanged vs 11-2024lowest value01-2025: 3.6%▲ +0.1 percentage points vs 12-202402-2025: 3.6%● unchanged vs 01-202503-2025: 3.6%● unchanged vs 02-202504-2025: 3.8%▲ +0.2 percentage points vs 03-202505-2025: 3.8%● unchanged vs 04-202506-2025: 3.7%▼ -0.1 percentage points vs 05-202507-2025: 3.8%▲ +0.1 percentage points vs 06-202508-2025: 7.2%▲ +3.4 percentage points vs 07-202509-2025: 7.9%▲ +0.7 percentage points vs 08-202510-2025: 10.3%▲ +2.4 percentage points vs 09-202511-2025: 10.4%▲ +0.1 percentage points vs 10-202512-2025: 10.9%▲ +0.5 percentage points vs 11-202501-2026: 15.3%▲ +4.4 percentage points vs 12-202502-2026: 15.3%● unchanged vs 01-202603-2026: 15.3%● unchanged vs 02-202604-2026: 14.6%▼ -0.7 percentage points vs 03-202605-2026: 14.6%● unchanged vs 04-202606-2026: 14.6%● unchanged vs 05-202607-2026: 14.6%● unchanged vs 06-202608-2026: 17.7%▲ +3.1 percentage points vs 07-202609-2026: 17.7%● unchanged vs 08-202610-2026: 18.7%▲ +1.0 percentage point vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline20-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-10-2024, 66 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 41 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.