M.K.
ActiveM.K. has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €905. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-2
Solvency61▼-1
Growth53▼-12
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.71 in 2024), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
58 d late
2023
59 d late
2022
31 d late
2021
8 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€27k▼ 26.6%
2024 · €37k
2022: €36k
2023: €39k
2024: €37k
2022 → 2025
EBIT margin
3.5%=
2024 · 3.5%
2022: 12.9%
2023: 3.8%
2024: 3.5%
2022 → 2025
Net result
€905▼ 28.2%
2024 · €1k
2018: €213
2019: €76
2020: €196
2021: €5k
2022: €5k
2023: €1k
2024: €1k
2018 → 2025
Working capital
€-4k▲ 59.6%
2024 · €-11k
2018: €-3k
2019: €-912
2020: €-715
2021: €4k
2022: €9k
2023: €-18k
2024: €-11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€36k€39k▲ 8.1%€37k▼ 3.1%€27k▼ 26.6%
Equity€24k-€29k▲ 18.7%€30k▲ 4.3%€31k▲ 4.2%€32k▲ 2.9%
Operating result€5k-€5k▼ 6.0%€1k▼ 67.9%€1k▼ 10.7%€963▼ 26.9%
Net result€5k-€5k▼ 7.7%€1k▼ 72.8%€1k▲ 2.6%€905▼ 28.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 27% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€36k▼ 13.3%
Current assets
€42k▲ 58.4%
Equity and liabilities €78k
Equity
€32k▲ 2.9%
Debt
€46k▲ 23.8%
The debt ratio rises from 54.3% to 58.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€7k▼
2024 · €8k
Cash flow
€7k▼
2024 · €8k
Solvency
41.1%▼
2024 · 45.7%
Current ratio
0.90▲
2024 · 0.71
Quick ratio
0.90▲
2024 · 0.71
Debt / equity
1.43▲
2024 · 1.19
ROE
2.8%▼
2024 · 4.0%
ROA
1.2%▼
2024 · 1.8%
Interest coverage
128.30▼
2024 · 138.68
Debt
€46k▲
2024 · €37k
Debt ≤ 1 year
€46k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€78k▲
Fixed assets21/28€42k€36k▼
Intangible fixed assets21€20k€20k=
Tangible fixed assets22/27€22k€16k▼
Furniture and vehicles24€22k€16k▼
Current assets29/58€26k€42k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€681€1k▲
Cash at bank and in hand54/58€24k€38k▲
Equity and liabilities
Total equity and liabilities10/49€68k€78k▲
Equity10/15€31k€32k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€13k€13k▲
Amounts payable17/49€37k€46k▲
Amounts payable within one year42/48€37k€46k▲
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44-€3k
Suppliers440/4-€3k
Other amounts payable47/48€27k€33k▲
Income statement
Code20242025
Turnover70€37k€27k▼
Goods, raw materials, services and sundry goods60/61€29k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€58€2k▲
Non-recurring operating charges66A€67-
Gross operating margin9900€8k€9k▲
Operating profit (loss)9901€1k€963▼
Financial charges65/66B€56€58▲
Recurring financial charges65€56€58▲
Profit (loss) for the period before taxes9903€1k€905▼
Profit (loss) for the period9904€1k€905▼
Profit (loss) for the period to be appropriated9905€1k€905▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▲
Profit (loss) brought forward from the previous period14P€11k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
23-03
State Gazette act
Capital & shares · Resignations & appointmentsGeneral meeting · Share transfer · Director resignation7 facts ▸
State Gazette act
Capital & shares · Resignations & appointments
General meeting · Share transfer · Director resignation7 facts ▸
- General meeting, 10/03/2026
- Share transfer, Ghazali Nabil → Rouani Nizar
- Director resignation, Ghazali Nabil (bestuurder)
- Director appointment, Rouani Nizar (bestuurder)
- Share distribution, 95
- Share distribution, 5
- Share distribution, 0
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Highest result since 2018net €5k ▲2392%
Operating result €5k, net result €5k, both a record.
31-12
Financial
Liquidity times 10current ratio 8.76
Current ratio from 0.87 to 8.76; short-term debt falls from €6k to €538.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €76 ▼64.1%
Net result drops to €76, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2026
Rouani Nizar
CurrentDirector · since 10-03-2026
10-03-2026
Rouani Nizar: Appointed as Director
10-03-2026
Ghazali Nabil: Resigned as Director
19-01-2023
Mohamed ROUANI: Resigned as Managing director
30-06-2020
Mohamed ROUANI: Resigned as Director
30-09-2004
EL YAAKOUBI Kada: Resigned as Managing director
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meisestraat 271853 GrimbergenGround area
374 m²
Building footprint
265 m²
Volume, LiDAR
2,833 m³
2 parcels, Brussels, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Prudent Bolslaan 49, 1020 Brussel
since 19942.069.362.168
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0170/00Y002 | Flanders | 247 m² | 1 · 161 m² | 11.5 m · 3 fl. |
| 21816C0081/00A003 | Brussels | 127 m² | 1 · 103 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 5 shares from Ghazali Nabil to Rouani Nizar
Similar companies · same sector, comparable size
EDR COMFORT
BE 0752.950.820
Anderlecht · Eq €32k
MFC SERVICES
BE 1001.370.095
Sint-Joost-ten-Node · Eq €32k
CITY SERVICES
BE 0463.323.171
Grimbergen · Eq €32k
KADBANO
BE 0448.013.504
Schaarbeek · Eq €32k
BELGIUM TAX CAR
BE 0865.107.960
Ukkel · Eq €32k
Of 6,632 companies in sector 49330 we hold annual accounts for 2,257. 1,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1994
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.