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Generated 06-08-2026
Active BE 1000.191.447Private limited company

KAB GROEP

Ruggeveldlaan 588 ·2100 Antwerpen, Belgium· 2 yrs active
Sector: Retail trade (47300)
Conclusion Checked

The computed 12-month bankruptcy probability of KAB GROEP is 3.7% (moderate). The 2024 annual accounts show negative equity (€-103k) and a net result of €-108k. Its solvency ranks better than 12% of 6696 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-103k
Net result €-108k
Better than sector 12%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health10Profitability100Solvency33Growth50Stability67
52 / 100

Mixed profile: strong on profitability, weaker on health.

Health 10
Profitability 100
Solvency 33
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
10 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 19-11-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -60.2% 20.4%
better than 12% of 6696 sector peers
Net result €-108k €4k
better than 5% of 6676 sector peers
Equity €-103k €16k
better than 5% of 6710 sector peers
Gross operating margin €-90k €24k
better than 5% of 6655 sector peers
Staff costs €3k €33k
higher than 15% of 3033 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-100k
Net profit€-108k
Cash flow€-101k
Staff costs€3k
Income taxes€166
Dividends-
Total assets€170k
Equity€-103k
Debt€273k
of which ≤ 1y€273k
of which > 1y-
Working capital€-141k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.48
Quick ratio0.29
Working capital ratio-82.6%
Solvency-60.2%
Debt / equity-2.66
Long-term debt ratio-
Interest coverage-534.75
Gross margin-
Net margin-
ROA-63.2%
ROE104.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€170k
Fixed assets 21/28€38k
Intangible fixed assets 21€19k
Tangible fixed assets 22/27€19k
Current assets 29/58€132k
Stocks & contracts in progress 3€54k
Amounts receivable within one year 40/41€55k
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€170k
Equity 10/15€-103k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-108k
Amounts payable 17/49€273k
Amounts payable within one year 42/48€273k
Trade debts payable within one year 44€27k
Income statement
Gross operating margin 9900€-90k
Operating result 9901€-107k
Financial income 75€16
Financial charges 65€188
Result before taxes 9903€-107k
Income taxes 67/77€166
Net result for the period 9904€-108k
Result to be appropriated 9905€-108k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47300)
Legal form Private limited company(610)
Incorporation22-09-2023
StatusActive
Postal code2100
Establishment units 1 location
KAB GROEP
Groenendaallaan 170, 2170 AntwerpenDetailhandel in brood en banketbakkerswerk (koude bakkers)
since 20232.352.250.790
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11344A0467/00E000 Flanders 3,708 m² 1 · 106 m² 20.8 m · 6 fl.
11422C0033/00R003 Flanders 1,256 m² 1 · 255 m² 16.5 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
19-11-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
10-12-2024
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
10-12-2024 1 director appointed, 1 resigning Director changes
  • Oryakhil Ahmad Farhad, Bestuurder
  • Ghulam Frashta, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ghulam Frashta",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-28",
      "evidence_quote": "De ontslagneming van Mevrouw Ghulam Frashta als bestuuder is unaniem goedgekeurd door de vergadering, met effect op 28/10/2024",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Oryakhil Ahmad Farhad",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-28",
      "evidence_quote": "De benoeming van de Heer Oryakhil Ahmad Farhad als bestuurder is unaniem goedgekeurd door de vergadering, met effect op 28/10/2024",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-10",
    "filing_date": "2024-11-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-11-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-11-29",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-11-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1000.191.447",
    "name_full": "KAB GROEP BV",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in motorbrandstoffen in gespecialiseerde winkels47300Detailhandel in motorbrandstoffen47300Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel in spellen en speelgoed47640Detailhandel in spellen en speelgoed in gespecialiseerde winkels47650Detailhandel in vaste, vloeibare en gasvormige brandstoffen in gespecialiseerde winkels, m.u.v. motorbrandstoffen47781Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Loterijen en kansspelen92000Activiteiten van loterijen en kansspelen92000
Primary activity highlighted.
Names & trade names
Legal nameNL KAB GROEP
Registered office
Ruggeveldlaan 588 bus 401
2100 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative